Embedded Finance

27/08/2020

https://embeddedfinance.substack.com/p/neobanks-have-jobs-to-be-done

Neobanks battle on the path to profitability

10/02/2020

https://open.spotify.com/episode/0xSdK1EC0IiLsfBPO0jZYm?si=14IcfxKQTf-dpUVvJSWojw

Listen to this episode from Breaking Banks Europe on Spotify. Crypto banking, (i.e. providing retail and corporate banking services in Cryptocurrency rather than fiat currencies) is a European phenomenon that started in Switzerland and is rapidly catching up in Germany, France, various European coun...

29/01/2020

What's happening in every industry today is not this other thing called . What is really happening is what Marc Andressen said - software is eating the world and everything that can be done in software will be done in software

24/01/2020

Well, this is a whole new decade so great new excitement must begin. I wasn't there but from the newsflow it seems while Davos 2020 was quite cold (no pun) on the topic of Blockchain, AI and CBDC were all raging hot.

21/01/2020

https://youtu.be/DjUMfhT0o64

The first wave of fintech companies a decade ago proved that we don’t need physical locations for banking. Now, the next wave is unlocking the remaining infr...

21/01/2020

https://www.forbes.com/sites/matthewharris/2019/11/22/fintech-the-fourth-platformpart-two/

In part one of this essay, I discussed how fintech was moving from being a business model unto itself, to being an ingredient used in other technology businesses. In part two, we will look at why this shift is happening and provide some early examples.

15/01/2020

Anthemis embedded finance whitepaper

At Anthemis, we see the future state of financial services as embedded, augmented and ubiquitous. Rather than finance being discrete, we believe it is becoming an intimate part of the products and services that drive our economies — an often invisible but critical societal infrastructure, similar ...

04/01/2020

Cool Banking, Utility Banking and Embedded Finance
https://www.linkedin.com/pulse/cool-banking-utility-embedded-finance-ajit-tripathi-cfa

Option 1: Cool Banking vs Option 2: Utility Banking There are at least two schools of thought in Fintech. We shall call the first the "cool banking" school and the second one, the "utility banking" school.

28/12/2019

https://www.linkedin.com/pulse/last-week-tonight-fintech-1228-ajit-tripathi-cfa/

Well, this is the big turn of the decade and because it's an arbitrary meme friendly round number, "2020" to turn the year we must all make some changes and we must all make wild visionary predictions about fintech and emerging tech in the next decade. I am making some changes too.