Ichiban Capital, 25 Hill St, London (2026)

08/05/2023

Looking for a smarter way to invest? Look no further than Ichiban Capital! Our expert team is here to guide you on your investment journey. Contact us today at [email protected] to learn more.

02/05/2023

Owning a property isn't just about having a place to call home - it can also be a smart investment strategy! Owner-occupier properties offer unique benefits that other investments simply can't match. From building equity to taking advantage of tax breaks, the advantages of owner-occupier properties are numerous. Ready to explore the benefits of owner-occupier properties for yourself? Contact us today to learn more about how we can help you make the most of your investment! Email [email protected].

Contact us at dev@ichibancapital.com to explore your investment options.

01/05/2023

Contact us at [email protected] to explore your investment options.

27/04/2023

At Ichiban Capital, we believe in the power of property investment and the long-term benefits it can bring. If you're ready to explore your options, contact us at [email protected] to learn how we can help you make the most out of your investment journey.

19/04/2023

UK government officials have proposed doubling council tax rates for owners of second homes. This measure is aimed at discouraging the purchase of second homes and easing the pressure on housing supply. The proposal is still in the early stages and would need to go through a consultation process before becoming law.

18/04/2023

House prices are falling - are you ready to capitalize on the opportunity? Our team of experts can help you secure the financing you need to make your move. Check out our website for more information on our property finance services.

17/04/2023

Are you a landlord feeling the strain of the current market? You're not alone. According to recent reports, investing in buy-to-let has become unsustainable, and many landlords are exiting the market. Don't let the changing times discourage you from reaching your investment goals. Talk to us at Ichiban Capital about alternative options for growing your property portfolio.

11/04/2023

Don't hit a dead-end in securing the right mortgage! Our expert team at Ichiban Capital has got you covered.

1. Build a strong business credit profile: Your business credit profile is an important factor that lenders consider when evaluating your application for a commercial mortgage. Ensure that your business credit score is strong by paying your bills on time, keeping your debt low, and maintaining a positive credit history.
2. Prepare a solid business plan: Lenders want to see that you have a solid business plan in place, including a detailed financial forecast. Your business plan should demonstrate that you have a clear understanding of the risks and opportunities associated with your business, as well as a plan for how you will use the funds from the commercial mortgage.
3. Work with an experienced commercial mortgage broker: An experienced commercial mortgage broker can help you navigate the complex process of securing a commercial mortgage. At Ichiban Capital, we provide valuable guidance and insight, as well as help you find the best mortgage terms and rates for your business.
4. Gather all the necessary documents: Lenders will require a variety of documents to evaluate your commercial mortgage application, including business financial statements, tax returns, and property appraisal reports. Make sure you have all the necessary documents in order and readily available to provide to the lender.
5. Be prepared to make a down payment: In most cases, lenders will require a down payment of at least 20% for a commercial mortgage. Be prepared to make a significant upfront investment in your business property, and make sure you have the funds available to do so.

10/04/2023

Great news for homebuyers! Mortgage rates are starting to come down as confidence in the property market grows. This is a promising sign for anyone looking to buy a home to live in or refinance their a home you already live in.

11/09/2020

Britain has seen the most widespread increases in house prices in four years despite the economic downturn.

The survey by the Royal Institute of Chartered Surveyors (RICS) found a “sharp acceleration” in prices across the UK, with the exception of London where prices were reported to be mostly flat. Four-fifths of those surveyed expect continued increases in demand for homes with gardens, outdoor spaces and local green spaces over the next two years.

It marks the latest sign of the mini-boom in the property market since lockdown restrictions eased and a stamp duty holiday was announced in England and Northern Ireland.

RICS said rising prices could make getting onto the property ladder even more difficult in some areas.

Agents across Britain were already dealing with a surprising surge in sales as pent-up demand from lockdown was combined with a new desire to move to larger, greener homes.

All British housing markets have now reopened in line with detailed Government guidance for how house viewings and sales can be conducted in line with social distancing. These include a ban on open houses, restricting viewings to only members on one household, and asking sellers to vacate properties during viewings.

Buyer demand, measured by the number of inquiries on properties, has since jumped to 46pc above pre-lockdown levels according to property website Zoopla. Sales agreed are now 4pc above the level seen at the beginning of March. The rate of recovery has been significant – during lockdown, agreed sales fell by 92pc.

Pent-up demand combined with a new desire to move is fueling a short-term boom in activity, particularly in prime rural markets as buyers leave London for more space and better value, and northern towns.

In July, asking prices hit a new record high of £320,265, £7,640 more than the average price tag in March, according to property website Rightmove.

Zoopla has forecast price growth between 2pc and 3pc for the rest of the year. But many think a property downturn is only being delayed.

There’s a great deal of optimism around the property market at the moment, with Rightmove hailing ‘the busiest month for 10 years’ in August and Zoopla saying activity is at its strongest level in five years. This might not last, however. Experts believe the market (and house price growth) could slow down once the government’s coronavirus financial support schemes and the stamp duty cut come to an end.

Halifax says the housing market will eventually feel the effects of the economic downturn, with ‘greater downward pressure on house prices in the medium-term’.

Nationwide says the winding down of government support schemes could ‘dampen housing activity’.

Rightmove says the market is likely to continue performing well in the short-term, but buyers and sellers ‘still need to be mindful of the wider economic concerns’.

Zoopla believes that prices and activity will remain stable until the end of the year.

(more information in the sources below:)

11/09/2020

Britain has seen the most widespread increases in house prices in four years despite the economic downturn.

The survey by the Royal Institute of Chartered Surveyors (RICS) found a “sharp acceleration” in prices across the UK, with the exception of London where prices were reported to be mostly flat. Four-fifths of those surveyed expect continued increases in demand for homes with gardens, outdoor spaces and local green spaces over the next two years.

It marks the latest sign of the mini-boom in the property market since lockdown restrictions eased and a stamp duty holiday was announced in England and Northern Ireland.

RICS said rising prices could make getting onto the property ladder even more difficult in some areas.

Agents across Britain were already dealing with a surprising surge in sales as pent-up demand from lockdown was combined with a new desire to move to larger, greener homes.

All British housing markets have now reopened in line with detailed Government guidance for how house viewings and sales can be conducted in line with social distancing. These include a ban on open houses, restricting viewings to only members on one household, and asking sellers to vacate properties during viewings.

Buyer demand, measured by the number of inquiries on properties, has since jumped to 46pc above pre-lockdown levels according to property website Zoopla. Sales agreed are now 4pc above the level seen at the beginning of March. The rate of recovery has been significant – during lockdown, agreed sales fell by 92pc.

Pent-up demand combined with a new desire to move is fueling a short-term boom in activity, particularly in prime rural markets as buyers leave London for more space and better value, and northern towns.

In July, asking prices hit a new record high of £320,265, £7,640 more than the average price tag in March, according to property website Rightmove.

Zoopla has forecast price growth between 2pc and 3pc for the rest of the year. But many think a property downturn is only being delayed.

There’s a great deal of optimism around the property market at the moment, with Rightmove hailing ‘the busiest month for 10 years’ in August and Zoopla saying activity is at its strongest level in five years. This might not last, however. Experts believe the market (and house price growth) could slow down once the government’s coronavirus financial support schemes and the stamp duty cut come to an end.

Halifax says the housing market will eventually feel the effects of the economic downturn, with ‘greater downward pressure on house prices in the medium-term’.

Nationwide says the winding down of government support schemes could ‘dampen housing activity’. Rightmove says the market is likely to continue performing well in the short-term, but buyers and sellers ‘still need to be mindful of the wider economic concerns’.

Zoopla believes that prices and activity will remain stable until the end of the year.

(more information in the sources below:)

11/09/2020

House prices have increased by 1010% since 1980, and that’s 24 times the rate at which annual salaries have increased, according to personal finance comparison website finder.com.

Finder’s historical price tracker has analysed the average price of a range of common items since 1980 to see which ones experienced the biggest increases and how these compare to annual income and inflation.

Since 1980 inflation has risen by 255% while annual salaries have jumped by just 43% meaning that inflation has increased 6 times the rate that annual income has, implying Brits are not receiving enough compensation to cope with the ever increasing cost of living.

However, house prices aren’t just beating salaries, they have also risen far above inflation by sitting at almost 4 times the rate of inflation. As house prices have become more unaffordable against salaries this may explain why Brits are turning to renting more frequently than before.

Similarly, both the cost of 1st class stamps and petrol have increased above inflation over this time period by rising 483% and 353% since 1980 respectively. While, the cost of a pint of milk and loaf of bread sit below inflation, jumping only 159% and 191% respectively.

House prices soar by 5.2% – but this growth can't be sustained, says Halifax. The building society said the average price of a home hit £245,000 for the first time on record.

(more information in the sources below:)

Ichiban Capital

08/05/2023

02/05/2023

01/05/2023

27/04/2023

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18/04/2023

17/04/2023

11/04/2023

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11/09/2020

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