CC Finance

CC Finance Helping finance business and property | specialist borrowing advice and proposals | commercial finan

Why should business owners and property developers and investors visit the new CC Finance website?Because you take three...
15/07/2026

Why should business owners and property developers and investors visit the new CC Finance website?

Because you take three steps forward before we even speak.

You'll find clear guidance on funding options, practical insights into how lenders assess applications, real deal stories, and a suite of free finance calculators to help you explore the numbers.

That means our first conversation focuses less on the basics and more on structuring the right funding solution for your business or property project.

Take a look, try the tools, and see how we can help you make more happen with less of your own capital: www.cc-finance.co.uk

A big thank you to Michail Damoulis from Molo Agency for the thoughtful design and development of the new site. Love the result.

26/06/2026

A simple free finance review that saved a portfolio landlord from selling.

This is how I felt last Friday when saving a client a good £105,000. An experienced developer needed to refinance a £700...
01/05/2026

This is how I felt last Friday when saving a client a good £105,000.

An experienced developer needed to refinance a £700k bridging loan against a £1.05m scheme in Cornwall.

On paper, there was time.

In reality:
Works were still ongoing.
Valuation delays emerged.
Non-UK shareholder added complexity.

👉 The real risk? Missing the deadline and triggering ~£105k (£5k per day over a good 3 weeks) in default interest.

This is where most deals fall apart.

Instead, we:

Identified red flags early and aligned them with the incoming lender.
Advised the client to start legals weeks before the formal offer.
Managed expectations with the outgoing bridging lender early on.
Drove constant communication across all parties.

Result: Refinance completed just in time. £105k saved.

The client was extraordinary in that they worked tirelessly to qualify for that all important Building Certificate, were always responsive and delivered all the paperwork with their solicitor in time.

Keystone Property Finance was exceptional in underwriting the deal and helping to make sure it completes on time.

A commercial finance specialist doesn’t just “find the best rate”.
👉 They manage risk, timing, and execution—when it matters most.

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Fast Food Obtaining a quote for a loan can be super quick. 🍿 Last week I was invited to come up with a ‘quick quote’ to ...
14/10/2025

Fast Food

Obtaining a quote for a loan can be super quick.

🍿 Last week I was invited to come up with a ‘quick quote’ to refinance a semi-commercial property. The existing quotes on the table looked appetising; fresh from a lender product guide; quickly served while hot.

🍷 During a long chat with the investor over the phone key information about his requirements and circumstances came through.

More time spent discussing and cross-checking the case with a selected lender offering a significantly lower cost mortgage product.

🥘 🍲 🫕 Faced with giving a taster of three different loan structures tied to complex criteria to an untrained borrower I eventually managed to invite myself to his place at 1.5 hour’s from my office.

Over macchiato at his neighbourhood café, some time at the office and finishing up at a restaurant I was not only let in on the family’s 65-year history in London but long term property investment plans. Fantastic – everything cemented the chosen lender and the client’s favoured menu choice.

🍖 Just before finalising the paperwork after 3.5 hours, I bit onto something: “My son told me to ask you whether I can transfer the property into a trust during the term with this lender?”

🥗 Long story short, we found a palatable solution. Same lender, similar good terms, different property.

When was the last time you found that time spent with a client is precious?

Total reading time: 1 min
Total story plot: 6 hours

When discussing business funding I like to go beyond.For example, by connecting talented Austrian baker Michael Weishaup...
20/08/2024

When discussing business funding I like to go beyond.

For example, by connecting talented Austrian baker Michael Weishaupt to London/Barnes-based Viennese café owner Marlene Hell. Both are incredibly entrepreneurial. Looking forward to seeing the first results of their collaboration in a couple of weeks' time. I was promised Gulash, Kornspitz and poppy seed strudel, ao. 😋

Kaffee
Cemetery Lodge, 240 Lower Richmond Rd.
London SW15 1JF

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Financing an auction purchase can be like 'property bridging on steroids'.Now imagine dealing with complexities and the ...
14/08/2024

Financing an auction purchase can be like 'property bridging on steroids'.

Now imagine dealing with complexities and the Unknown, clock ticking in the back...

I recently closed an auction finance deal for a long-term client and property investor. They had bought a 2-bed property at a fantastic price close to Liverpool.

After the hammer had fallen, they contacted me to ask for a bridging loan to cover 100% of the auction price, plus a few grand for cosmetic refurbishment. Their unencumbered residential home, a non-standard construction, would be available as additional security.

We had a generous 54 days to complete. Fast forward, the valuation report surprised the client with the fact that the property bought was also a non-standard construction, and a very rare one (Lowton Cubitt steel frame).

What was there to do?

I advised the client to try and extend the payment deadline with the vendor. And found a flexible and experienced auction finance lender willing to accept that non-standard construction property at the maximum Loan To Value. The deal closed just in time before the deadline.

If you need help securing competitive terms for property finance or business finance, and closing the deal, get in touch: [email protected]

21/03/2024

When the Going Gets Tough The Tough Get Going.

Last year the commercial finance industry has seen more deals going for a bumpy ride. Fuelled by lower loan affordability many underwriters got increasingly nervous.

It is wonderful to see that my clients appreciate that I stand by their side.

See CC Finance's latest Google review:

"If you're a property investor seeking a dedicated mortgage broker available round the clock and exceptionally responsive, Barbara is the ideal choice. Having worked with numerous mortgage brokers, I can confidently say that Barbara stands out for her quick responses to inquiries. She's your best bet for swift and efficient service."

When times are challenging add someone to your team who shows the same commitment and dedication than you do.

Check out CC Finance's Google Reviews:
https://www.google.com/search?sca_esv=3809806eea1c5086&authuser=0&hl=en&gl=uk&sxsrf=ACQVn08O9FEtXeJJXwPobBeRpTQnI9MZWw:1711014005222&q=CC+Finance&ludocid=17252682262161143926&lsig=AB86z5XeRosxvAQO2haJJg6F8C-9&ved=1i%3A4%2Ct%3A109124%2Ce%3A3%2Cp%3AcAD8Zb7sA8imhbIPrfGcmAs%3A177 =1&lrd=0x487603ddb0edbd4b:0xef6dd71bdacc3876,1,,,,

Sharing my juiciest case studies at the property finance dry run of another YPT Property Masterclass in Holborn/Central ...
21/02/2024

Sharing my juiciest case studies at the property finance dry run of another YPT Property Masterclass in Holborn/Central London.

I like the group's practical approach, collaborative spirit and compact size.

Learning AND making deals together.

Excellent deal analyses by Narinder Thandi and Deb Sen. Thank you for allowing me on board as the group's finance expert. 🙏

Address

London
SE229NE

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm

Telephone

+447747767312

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