Penn Financial - Mortgage Brokers, Protections and Insurance

09/09/2026

Great advice starts with great people, and we are delighted to welcome David to the team:

25/07/2025

Buying your first home is a big step. It is exciting and often overwhelming. At Penn Financial, we are here to guide you through it all, every step of the way.

Explore flexible mortgage options for First-Time Buyers in 2025. Discover how Penn Financial can help First-Time Buyers get on the property ladder.

13/05/2025

People with existing Lifetime Mortgages should be taken through regular reviews. This can be with the original adviser, or any suitably qualified and authorised adviser.

Life events like illness, separation, new relationships, or changing goals can all impact your mortgage needs, your family and potential beneficiaries.

21/04/2025

We bring you the new Penn Tech, now led by Nick Abbott. Explore how Penn Tech integrates innovation and client service for your business.

25/03/2025

You can start the remortgage process now if your current deal ends within the next six months.
Please contact us:

Penn Financial | Mortgages and Protections brokers in London

14/01/2025

Equity Release and Lifetime Mortgages are often used interchangeably in everyday language and the media. However, it’s important to understand the distinction. A Lifetime Mortgage is a type of Equity Release, and since Lifetime Mortgages account for the very vast majority (if not nearly all) of Equity Release transactions, the terms are often used interchangeably. That said, professionals in the industry generally prefer the term Lifetime Mortgage for accuracy.

Keep reading:

Equity Release and Lifetime Mortgages are often used interchangeably in everyday language and the media. However, it’s important to...

14/01/2025

A few years ago, I inherited several clients following the retirement of a long-time advisor colleague. I reached out to each of them and one of those clients was Sylvia, a widow in her early seventies who had taken out a Lifetime Mortgage about five years prior. She welcomed the opportunity for a visit and a review of her plan.
Keep reading:

Be inspired by Sylvia's story. This is how thoughtful financial planning can create a lasting impact on your life and those around you.

10/12/2024

With more than three decades of experience in the financial services industry, Paul Smith brings a wealth of knowledge and dedication to the team. A qualified and authorised expert holding CeMAP, CeLTM, and CeRER accreditations, Paul has been shaping the financial futures of clients since starting his first Mortgage Broker practice in West London in the late 1980s.
Keep reading:

With more than three decades of experience in the financial services industry, Paul Smith brings a wealth of knowledge and dedication to...

10/12/2024

At Penn Financial, we are always striving to better serve our clients. That is why we are thrilled to announce that we now hold full FCA Permissions to advise on Equity Release and Islamic Mortgages. It is a major step forward in delivering comprehensive financial solutions to our loyal clients across the country.

We are here to help!
Contact us at: [email protected]
Call us at: 0333 344 4348

At Penn Financial, we are always striving to better serve our clients. That is why we are thrilled to announce that we now hold full...

28/02/2024

Did you know that the average homeowner remortgages their home approximately five times throughout their lifetime? Remortgaging can be a beneficial financial move, and we will explore how a mortgage broker can assist you in finding the best deal.

While it is possible to find a good mortgage deal without the help of a broker, seeking their assistance can greatly enhance your chances of finding the most cost-effective option. Mortgage brokers are skilled professionals who can analyse your financial situation and present you with various mortgage deals in a clear and concise manner.
Keep reading: https://www.pennfinancial.co.uk/post/is-now-a-good-time-to-remortgage

The decisions you have to make when considering remortgaging are particularly crucial at this time due to rapidly changing economic conditions, changing interest rates, and fickle mortgage products. Making the right choices now could result in significant savings on your monthly mortgage payments. B...