B2 Loans and Mortgages

27/07/2020

Now City watchdog tells banks they CAN reject loans if you took break

The FCA has given banks the green light to deny mortgages to customers who have taken loan holidays during the Covid-19 pandemic. Lisa Welcome (pictured) was refused a mortgage.

24/07/2020

https://www.thesun.co.uk/money/12173302/first-time-buyer-mortgages-10-deposit-comeback-buy-a-flat/

FIRST-TIME buyers with a 10 per cent deposit can start to get mortgages from major lenders again, but you may find you can’t buy a flat. Nationwide relaunched its range of mortgages today for…

22/07/2020

https://www.express.co.uk/finance/personalfinance/1311738/Mortgage-UK-payment-holiday-freeze-FCA-loan-borrowers-property

MORTGAGE payment holidays could have an adverse effect on Britons and their ability to borrow in the future, making decisions more difficult for those paying off a loan.

21/07/2020

If this will affect you, speak to us and let us help you refinance.

MORTGAGES are the path which many will need to take in order to become homeowners. And, for hundreds of thousands of borrowers, a mortgage warning has been issued.

21/07/2020

https://www.standard.co.uk/business/thousands-of-rbs-staff-in-the-uk-to-work-from-home-into-2021-a4503546.html

Some 49,000 RBS staff  in the UK will continue to work from home into 2021, under plans the lender has. The Evening Standard has learnt that the bank sent employees a memo today to update on the latest decisions on working from home. Companies have had numerous people doing their jobs outside of o...

20/07/2020

https://www.google.com/amp/s/www.express.co.uk/finance/personalfinance/1310989/mortgage-deals-five-year-fix-two-years/amp

MORTGAGE deals, like many financial arrangements, have taken a hit in recent months due to coronavirus. Despite this, there is evidence for demand among home buyers and as the lockdown comes to a close many may be able to get their moving plans back on track.

20/07/2020

It's always nice to begin the day with a good news story in the housing market, especially these days.

A housing market "mini boom" has gathered pace since Rishi Sunak announced a stamp duty holiday earlier this month, according to figures from property website Rightmove.

18/07/2020

Are you looking for Pension Advice, let us help you understand the options.

16/07/2020

We found this interesting but still believe it's worth considering expanding your buy-to-let portfolio, the low cost of borrowing and zero stamp duty mixed with the rental demand in key areas, make it still a safe(ish) investment.

After the stamp duty holiday gave the property market a boost, Nationwide stepped back into the 10% deposit mortgage market.- but with rates hiked.

15/07/2020

Sadly you'll always get a few bad actors. The only thing we can all do is make others aware and publically shame them into a policy change.

Brokers are reporting cases where builders are pocketing savings from the stamp duty holiday rather than passing it on to buyers.

15/07/2020

Here are B2L Mortgages we know it can be tough getting on the property ladder and now with the need for larger deposits things have got a little harder still. We've helped many achieve the dream of home ownership by trying to reduce the monthly payments. Longer terms and interest only mortgages are some of the options we can talk you through.

Nearly half of first-time buyers – 45 per cent – picked a mortgage product of 30 years or over in 2018 to 2019, shows the latest English housing survey. Published by the Ministry of Housing, Communities & Local Government, the survey shows that in 2008 to 2009, the proportion of FTBs who opted f...

14/07/2020

CALLING FIRST TIME BUYERS
We have a new mortgage deal.
90% Loan to Value.