Amber River

Amber River Financial planning that goes beyond financial advice. This is Life Landscaping®.

A successful business, years of careful investment and rising property values can build up to a significant potential le...
04/09/2026

A successful business, years of careful investment and rising property values can build up to a significant potential legacy.

If the value of your estate is more than £2 million, it’s worth understanding your potential Inheritance Tax position and how this could affect what you're planning on leaving behind.

And this isn't just about reducing tax. It’s about making the most of everything you've worked for during your lifetime and ensuring it supports the people and causes that matter most to you.

Read the full article here: https://amberriver.com/inheritance-tax-planning/how-much-inheritance-tax-could-your-family-pay-on-a-2-million-estate/





Here's a look at the winners and runners-up of the Amber River 2026 Photo Competition! 📸Each year, we invite colleagues ...
02/09/2026

Here's a look at the winners and runners-up of the Amber River 2026 Photo Competition! 📸

Each year, we invite colleagues from across Amber River to capture the moments that matter, and this year's theme, Rivers, inspired an incredible collection of photographs.

We were delighted to receive 414 entries and, thanks to everyone's participation, have raised over £2,810 for our charity partners.

A huge thank you to everyone who entered and shared their creativity. Congratulations to all of our winners and runners-up – we can't wait to see what you capture in next year's competition!



Recent headlines around proposed Inheritance Tax changes have left many people questioning whether pensions are still th...
28/08/2026

Recent headlines around proposed Inheritance Tax changes have left many people questioning whether pensions are still the right choice for their retirement savings.

While the changes may affect how pensions fit into estate planning, their primary purpose remains the same: helping you build a secure income for retirement.

A pension is just one part of your wider financial plan, and understanding how it fits alongside your goals, circumstances and future plans is key.

Read the full article here: https://amberriver.com/retirement-planning/are-pensions-still-worth-it-after-inheritance-tax-changes...





Proposed changes to how pensions are treated for Inheritance Tax have prompted many people to review their retirement pl...
26/08/2026

Proposed changes to how pensions are treated for Inheritance Tax have prompted many people to review their retirement plans.

While the rules may be changing, pensions can still play an important role in building long-term financial security. An Amber River financial planner can help you understand what the changes could mean for you and ensure your plans remain aligned with your goals.

Call 0800 915 0000 or visit amberiver.com





With more than half of first-time buyers now receiving support from family, some are considering whether pension savings...
20/08/2026

With more than half of first-time buyers now receiving support from family, some are considering whether pension savings could help their children or grandchildren buy a home.

But using your pension for this purpose isn’t a straightforward decision. It’s important to consider the impact on your retirement income, tax position and long-term financial security.

An Amber River financial planner can help you understand your options and find the right balance between supporting your family and protecting your own future.

Read the full article here: https://amberriver.com/financial-gifting/can-i-use-my-pension-to-help-my-children-buy-a-house/





Running a successful business often means dealing with income that naturally fluctuates. While changing revenue doesn’t ...
18/08/2026

Running a successful business often means dealing with income that naturally fluctuates. While changing revenue doesn’t always signal a problem, uncertainty can make it harder to plan ahead and feel confident about your financial future.

A clear financial plan can help you navigate quieter periods, make the most of stronger ones, and create greater stability as your business evolves.

Read the full article here: https://amberriver.com/business-owners/5-ways-to-help-you-manage-an-irregular-income-as-a-business-o...





Retirement no longer has to mean stopping work overnight. More people are choosing a phased approach, gradually reducing...
13/08/2026

Retirement no longer has to mean stopping work overnight. More people are choosing a phased approach, gradually reducing their working hours while continuing to build their retirement savings and easing into a new lifestyle.

A phased retirement can offer greater flexibility, purpose and financial freedom, but it’s important to have a plan in place. An Amber River financial planner can help you create a retirement strategy that works for your goals and the future you want.

Read the full article here: https://amberriver.com/phased-retirement/phased-retirement-bridge-work-and-financial-freedom/





According to the latest Retirement Living Standards, a two-person household now needs around £62,700 a year to enjoy a c...
11/08/2026

According to the latest Retirement Living Standards, a two-person household now needs around £62,700 a year to enjoy a comfortable retirement.

Whether that figure feels achievable or a long way off, the important thing is having a plan. Understanding your goals, reviewing your savings and planning ahead can help you build the retirement lifestyle you want.

Call 0800 915 0000 or visit amberiver.com





Growing a successful business is an incredible achievement, but it’s important not to tie up all of your money in it. Bu...
06/08/2026

Growing a successful business is an incredible achievement, but it’s important not to tie up all of your money in it. Building personal wealth alongside your business can give you greater flexibility, reduce reliance on a future sale, and help you work towards long-term life goals with confidence.

A financial plan can help you strike the right balance between investing in your business and investing in your future.

Read the full article here: https://amberriver.com/business-owners/build-personal-wealth-alongside-your-business/





Receiving a lump sum can create opportunities. The bigger the sum, the more significant the opportunities. So what's the...
03/08/2026

Receiving a lump sum can create opportunities. The bigger the sum, the more significant the opportunities. So what's the best way to use it?

Whether it’s paying off your mortgage, topping up your pension, treating yourself, or a combination of the above, the right choice depends on your wider life goals.

Taking time to consider the role this money can play in your financial plan can help ensure it supports the future you want to build.

If you’ve received a windfall and would like to explore your options, our team can help you make decisions aligned with your goals and circumstances.

Read the full article here: https://amberriver.com/money/lump-sum/received-a-bonus-or-commission-payment-how-to-make-the-most-of-it/





Address

London
WC1V6LJ

Alerts

Be the first to know and let us send you an email when Amber River posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Amber River:

Shortcuts

Share