Shahriyar Mahmud - Mortgage & Protection Advisor

31/12/2023

May the new year bring everyone warmth, love, and light to guide the path to a positive destination. ♥️🎆🎉✨🎈🌹💐❤️❤️❤️

10/10/2023

Every lender has their own calculator and no two are the same.
The mortgage broker factors every detail into the search, such as: : Good credit history Is Important; lenders assess credit history to measure your financial responsibilities.
Loan amount, LTV (Loan-to-Value) & : Larger deposit often means a larger borrowing potential.
The more you can put down upfront, the better.Employment: This helps lenders to understand if you can cover your repayment comfortably
Outgoings: Existing debts and monthly expenses are crucial. Lenders need to be certain that you can manage your alongside your other essentials outgoings.

It will not cost you anything to have a quick chat to learn more about your possibilities…

📞 07500 244 224
💻 [email protected]








The financial aspect of calculating whether one mortgage deal is a better deal than another is not straightforward, so working with a broker to use their expertise can help to ensure that any deal works out financially beneficial compared to others.

03/07/2023

We look at the best deals for First time buyer, homeowners or landlords.

You don’t have to do it alone. To find out more drop us a call or text-

It will not cost you anything to have a quick chat to learn more about your possibilities…

👇🏻

📞 07500 244 224
💻 [email protected]

28/06/2023

23/06/2023

It’s can be tricky getting a mortgage with a (County Court Judgement), but not impossible. Certain things you could do to increase your chances of getting approve with a CCJ registered. So don’t lose all hope.

It will not cost you anything to have a quick chat to learn more about your possibilities…

👇🏻

📞 07500 244 224
💻 [email protected]

09/06/2023

Dreams of do come true! 🏡✨ As your trusted broker, we’re here to guide you every step of the way. Whether you’re a first-time homebuyer or looking to , we have the expertise to find you the best options tailored to your needs. Let’s turn your dreams into reality! 💪💼




It will not cost you anything to have a quick chat to learn more about your possibilities…

👇🏻

📞 07500 244 224
💻 [email protected]

08/06/2023

This is the time of the year for the housing market that a lots of people kick start their search for their dream home. The spike on house price lead the people to speculation about the housing market which some people pause their moving plans.
But we have seen some demands form potential homebuyers this month. What is your plan towards your dream? It will not cost you anything to have a quick chat to learn more about your possibilities…

👇🏻

📞 07500 244 224
💻 [email protected]

05/06/2023

🌎

30/05/2023

The application process is stressful, not to mention very time-consuming. After receiving the mortgage offer, you are one stop along the home-buying journey. There are still several processes that need to clear before you can get the key to your .

Every mortgage offer is different and the time that offer is valid differ from lender to lender but in most cases, they last for a fixed period between three to six month.

However in some processes, you could face unexpected delays, and it would take longer to complete, contact your lender immediately. Depending on the circumstances you may be able to apply for an extension. But be mindful that it may occur additional fee.

It will not cost you anything to have a quick chat to learn more about your possibilities…

👇🏻

📞 07500 244 224
💻 [email protected]

24/05/2023

The report is used by lenders to collect information about a person how reliable they have been when paying back debts in past. Credit history might also affect the interest rate. The decision either good or bad from the last six year will be on your record. That said- the lenders will be most interested in your current financial situation.

To get the only credit report that checks data from all the 4 credit agencies please copy the link register yourself and get 30-day Free Trial after which a fee applies, and the trial, or the subscription, can be cancelled at any time.

://www.checkmyfile.com/?ref=mdshahriyarmahmud&cbap=1

To know more about the importance of credit report drop us a call.

📞 07500 244 224
💻 [email protected]

22/05/2023

Most of the homeowners are likely to be financially stretched because of higher mortgage rate. Estimated 356,000 mortgage borrowers could face difficulties with repayments by next year July. - FCA.

If you are struggling to pay your mortgage, or worried you might, you do not need to manage alone. Your lender has a range of tools available to help you. Get in touch with them, as soon as you have concerns, don’t wait till you’re about to miss a payment.

If your mortgage deal is ending please get in touch with us to find the best possible option for you.

📞 07500 244 224
📧 [email protected]

17/05/2023

Following my recent post about zero deposit mortgage, I had many calls requesting more info, so just wanted to clarify who are not eligible for this:

*People with benefits, because that usually includes housing benefit and you cannot have benefits on a mortgage
*People paying low rent, because lenders calculate money on your rent first and then on earnings. E.g if you are paying £1000 rent you can take a max of up to £185k mortgages as an example. If you pay £600 rent and want to buy £300k house thats not possible.
*So it is not only if you have been always paying rent on time but the fact of how much rent you are paying.
*People who pay rent in cash are not eligible because you can't show your rent on the bank statement.

Do not hesitate to drop me a text or email if you need to know more…….

📞 07500 244 224
📧 [email protected]