Lodestone Mortgages & Protection

31/08/2026

Booking viewings before speaking to a broker?
You're doing it backwards.

Here's what to ask first 📋🏠

Contact us to discuss your options.
➡️ Book a Meeting - Lodestone

This video is not advice. It and the comments in it are for information purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Lodestone may charge a fee for mortgage advice. The precise amount will depend on your circumstances, but it will not exceed £599.
Integer Advice Ltd t/a Lodestone is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the FCA.

30/08/2026

10 questions to ask before you pick a mortgage broker (not ranked, just what matters most after 26 years doing this).

Number 1 is the one almost nobody asks 💷🏠

Contact us to discuss your options.
➡️ Book a Meeting - Lodestone

This video is not advice. It and the comments in it are for information purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Lodestone may charge a fee for mortgage advice. The precise amount will depend on your circumstances, but it will not exceed £599.
Integer Advice Ltd t/a Lodestone is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the FCA.

29/08/2026

Got the keys?

Before you unpack a single box, do these things first.

Stick around for the bonus tip, it's saved more people than you'd think 🔑☕🏠

Contact us to discuss your options.
➡️ Book a Meeting - Lodestone

This video is not advice. It and the comments in it are for information purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Lodestone may charge a fee for mortgage advice. The precise amount will depend on your circumstances, but it will not exceed £599.
Integer Advice Ltd t/a Lodestone is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the FCA.

28/08/2026

Going to a viewing this weekend?

Don't just look at the paint colour.

These are the 5 things I tell every client to check before they even think about making an offer 👀🏠

Contact us to discuss your options.
➡️ Book a Meeting - Lodestone

This video is not advice. It and the comments in it are for information purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Lodestone may charge a fee for mortgage advice. The precise amount will depend on your circumstances, but it will not exceed £599.
Integer Advice Ltd t/a Lodestone is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the FCA.

31/07/2026

Swap rates dropped this week, but lenders still put prices up.

The Bank of England held rates today, but not everyone agrees where they go next.

Good news if you've got a less-than-perfect credit history, though.

Full breakdown here:

UK Mortgage Market Insights — week ending Friday 31st July 2026. ...

30/07/2026

📣 Is Your Fixed Rate Ending Soon? Don’t Fall into This Costly Trap! 💰

If your fixed mortgage rate is ending, you might be thinking, "I'll just stick with my current lender — that'll save me a broker fee." Sounds sensible, right?

🚨 But here's the truth:

• Your lender can only offer their own products — there may be better deals elsewhere.
• If you renew directly and your lender drops their rates the next day... they won’t tell you!
• That could mean paying hundreds — even thousands — more than you need to.

💼 That’s where I come in. As your mortgage broker, I monitor the market daily, ensuring you never miss out on a better deal.

✅ I’ll find the right lender
✅ I’ll secure the best rate for your circumstances
✅ I’ll keep your hard-earned cash in your pocket — where it belongs

Don’t risk overpaying on your mortgage. Get expert advice and save yourself money.

📩 Message me today, and let's find your best deal!

Contact us to discuss your options.
➡️ Remortgage - Lodestone

This video is not advice. It and the comments in it are for information purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Lodestone may charge a fee for mortgage advice. The precise amount will depend on your circumstances, but it will not exceed £599.
Integer Advice Ltd t/a Lodestone is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the FCA.

You may have to pay an early repayment charge to your existing lender if you remortgage.

28/07/2026

Most people think there’s a “minimum credit score” you need for a mortgage…

But the truth is 👇

there isn’t one.

That number you see on ClearScore, Experian or Equifax might look important…

…but lenders don’t make decisions based on that score alone.

What actually matters is what’s on your credit file over the last 6 years:

✅ missed payments
✅ defaults / CCJs
✅ IVAs / debt management plans
✅ bankruptcies

I’ve seen people with low scores get approved…

and people with high scores get declined.

Because lenders assess risk, not an app number.

If you’re unsure where you stand, speak to a broker before you apply.

Drop a comment if you want me to cover what lenders class as “good” credit history.

Get in touch with us today—you might be surprised at the options available to turn your mortgage dreams into reality!

➡️ https://lodestone.mortgage/

This video is not advice. It and the comments in it are for information purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Lodestone may charge a fee for mortgage advice. The precise amount will depend on your circumstances, but it will not exceed £599.
Integer Advice Ltd t/a Lodestone is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the FCA.

27/07/2026

What is a product transfer?

It’s when you switch to a new deal with your current lender instead of remortgaging to a different one.

It’s quick and simple, but it’s not always the cheapest option. Here’s what UK borrowers need to know.

👉 Subscribe for weekly mortgage updates and tips.

This video is not advice. It and the comments in it are for information purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Lodestone may charge a fee for mortgage advice. The precise amount will depend on your circumstances, but it will not exceed £599.
Integer Advice Ltd t/a Lodestone is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the FCA.

You may have to pay an early repayment charge to your existing lender if you remortgage.

26/07/2026

Should you wait for mortgage rates to drop? 🏠

Short answer: waiting is usually a mistake.

Trying to time mortgage rates is a losing game. While people wait for the “perfect” rate, they often lose the property they want, fall onto an expensive SVR, or find lenders have tightened their criteria.

In my experience, the best mortgage isn’t always the lowest rate.

It’s the one that secures the right property, fits your plans, and gives you flexibility if life changes.

Strategy beats speculation every time.

The market will move — but life doesn’t wait.

As always, seek advice from a mortgage professional before making decisions.

We’ve helped hundreds of clients navigate this decision—why not let us help you too? 🤝

Contact us to discuss your options.
➡️ https://lodestone.mortgage/

This video is not advice. It and the comments in it are for information purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Lodestone may charge a fee for mortgage advice. The precise amount will depend on your circumstances, but it will not exceed £599.
Integer Advice Ltd t/a Lodestone is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the FCA.

25/07/2026

Buying your first home usually starts with one simple question:

“Can I actually buy this place?”

What most first-time buyers don’t expect is how confusing the mortgage part can feel once you get past that point.

Deposits, affordability checks, agreements in principle, different lenders, different rates, none of it is explained clearly, and you’re often left feeling like you should already understand it.

The truth is, you don’t need to know everything.

You just need someone who does and who can explain it properly, in plain English.

If this stage feels overwhelming, that’s normal.

It doesn’t mean you’re not ready.

It just means you haven’t been guided through it yet.

Follow for straight-talk mortgage advice, without the jargon or pressure.

Contact us to discuss your options.
➡️ https://lodestone.mortgage/first-time-buyer/

This video is not advice. It and the comments in it are for information purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Lodestone may charge a fee for mortgage advice. The precise amount will depend on your circumstances, but it will not exceed £599.
Integer Advice Ltd t/a Lodestone is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the FCA.