Rise Funding UK

23/10/2026

Your business loan proposal is crucial for obtaining a business loan.

Small businesses often miss crucial details and end up getting their loan application rejected.

Securing finance for your small or medium-sized enterprise (SME) hinges primarily on presenting the right information and having everything in order.

A successful business loan proposal must clearly show your business’s financials, future financial requirements, and a concrete repayment plan for the business loan.

Your business loan proposal is a crucial part of obtaining a business loan. Small businesses often miss crucial details and end up getting their loan rejected.

13/10/2026

The UK GDP growth forecast predicts a slowing trend down to 1.1% in 2026, before recovering to an average of 1.6% per annum from 2027 until 2030, according to the Office for Budget Responsibility.

This is driven by lower inflation expectations, predicting a return close to the BoE‘s 2% target range, alongside falling interest rates from 2027 onwards. This will lead to lower borrowing costs for businesses following a raised period throughout 2023.

Furthermore, the Autumn Budget statement announced the permanent reduction to business rates multipliers from April 2026 for retail, hospitality and leisure units with a rateable value less than £500k, no doubt a welcome relief for small high street businesses.

https://risefunding.co.uk/uk-sme-market-trends-2026-2027/

09/10/2026

In the UK, official data notes that Britain’s 5.5 million SMEs (99.8% of all businesses) together generate about £2.8 trillion in annual turnover and employ roughly 60% of the private‐sector workforce.

Growth helps businesses reinvest, hire and compete – while benefiting the wider economy.

However, firms often face barriers such as access to finance, regulation or rising costs. Planning and pursuing growth deliberately is therefore crucial.

But how is 'growth' defined? Here's how we define it.

https://risefunding.co.uk/what-is-business-growth-definition-strategies-for-success/

29/09/2026

The Growth Guarantee Scheme is a UK government-backed programme that offers small and medium-sized businesses loans, including term loans, overdrafts, asset finance and invoice finance, up to £2 million, with a 70% government guarantee to lenders.

The scheme opened on 1 July 2024 and is scheduled to run until 31 March 2030.

At Rise Funding, we have direct access to this scheme, meaning we can offer all qualified businesses instant access.

The Growth Guarantee Scheme, known as GGS, is a UK government-backed programme replacing the Recovery Loan Scheme. It offers small and medium-sized businesses

16/09/2026

"The whole process was simple, straightforward and stress-free".

Thanks to our Business Finance Specialist Niall Alvarado for helping a recent client secure the right funding and receive our 136th five-star review.

Our technology and excellent customer service mean that we are able to instantly source the best financing deals in the UK and create a seamless experience for SMEs.

We’re rated 4.9 out of 5 on Trustpilot, with 140+ reviews 👇

https://uk.trustpilot.com/review/risefunding.co.uk

12/09/2026

Around 50% of smaller businesses in the UK used some form of external finance in 2025.

Plus, gross SME bank lending increased by 9% to £68 billion during the year, according to the British Business Bank.

Our latest article helps you understand when might be the right time for your business to secure a business loan.

Read the article here: https://risefunding.co.uk/when-is-the-right-time-to-get-a-business-loan/

11/09/2026

“A genuinely first-class service.”

Thanks to our Business Finance Specialist Chris Plent for helping a recent client find the funding they needed.

“He took the time to understand our business, what we needed and the best funding options available to us, rather than simply trying to push a particular product.

Communication throughout was excellent, Chris was responsive, knowledgeable, transparent and always kept us updated. He made what can often be a complicated and stressful process feel straightforward and well managed.”

At Rise Funding, we help small businesses fight their corner, and always push for the best deal possible.

02/09/2026

Negotiating with a lender for business finance can be tough.

We help small businesses fight their corner.

01/09/2026

ONS population projections show the number of people aged 85 and over roughly doubling over the coming decades.

So what does this look like for care home operators?

For care home finance, lenders focus heavily on CQC ratings, occupancy levels, trading performance and the experience of the management team. Strong accounts, realistic forecasts and a clear business plan can materially strengthen an application.

Our latest article displays everything you need to know.

Read it here: https://risefunding.co.uk/care-home-finance-options-for-purchases-and-expansion/

26/08/2026

Business rates remain a high fixed cost for bricks-and-mortar retailers, and the system changed substantially from April 2026.

In England, the temporary Retail, Hospitality and Leisure (RHL) relief that operated in 2025/26 was replaced by permanently lower business rates multipliers for qualifying retail, hospitality and leisure premises with a rateable value below £500,000. At the same time, the 2026 revaluation reset property values, meaning a lower multiplier does not necessarily translate into a lower bill for every retailer.

Our article explores what these changes have brought about and how SMEs can navigate them.

Read the article here: https://risefunding.co.uk/business-rates-relief-and-funding-options-for-uk-retailers/