Forster Cameron Insurance Brokers

Forster Cameron Insurance Brokers Business Insurance Specialists

If you have volunteered to host a refugee family, as part of your preparations, do remember to contact your insurance br...
18/03/2022

If you have volunteered to host a refugee family, as part of your preparations, do remember to contact your insurance broker or insurer directly to advise them that you will have additional members of your household.

Check with your insurer to see their stance but we have a blog which includes a Q&A from Aviva in relation to their Private Client product which provides some useful information

https://www.fcinsurancebrokers.co.uk/post/hosting-refugees-home-motor-insurance-update



Forster Cameron Brokers Limited (Co. Number 12784375) is an Appointed Representative of TEn Insurance Services Ltd (Co. Number 05225049) which is authorised and regulated by the Financial Conduct Authority.

If you have volunteered to host a refugee family, as part of your preparations do remember to contact your insurance bro...
18/03/2022

If you have volunteered to host a refugee family, as part of your preparations do remember to contact your insurance broker or insurer directly to advise them that you have additional members of your household.

Check with your insurer to see their stance but we have a blog which includes a Q&A from Aviva in relation to their Private Client product which provides some useful information

https://www.fcinsurancebrokers.co.uk/post/hosting-refugees-home-motor-insurance-update



Forster Cameron Brokers Limited (Co. Number 12784375) is an Appointed Representative of TEn Insurance Services Ltd (Co. Number 05225049) which is authorised and regulated by the Financial Conduct Authority.

Insurance for a wide range of Tradesmen/women & Contractors Every business is different so give us a call today to discu...
23/02/2022

Insurance for a wide range of Tradesmen/women & Contractors

Every business is different so give us a call today to discuss your requirements

0203 432 0270 or www.fcinsurancebrokers.co.uk

Forster Cameron Brokers Ltd is an Appointed Representative of TEn Insurance Services Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA)

If you are planning to become an employer it's important that you know in the UK it is mandatory to have employe...
10/02/2022

If you are planning to become an employer it's important that you know in the UK it is mandatory to have employer’s liability in place if you employ anyone in any capacity other than a bone fide subcontractor. The minimum required level of insurance is £5 million but many insurers provide a £10million limit as standard.

For more information about employer’s liability see https://www.fcinsurancebrokers.co.uk/employers-liability

Do you know what risks your e-commerce business faces? E-commerce business come in all shapes and sizes, they handle and...
07/02/2022

Do you know what risks your e-commerce business faces?

E-commerce business come in all shapes and sizes, they handle and sell a variety of goods and may use multiple sales channels.

We specialise in helping procure insurance to protect business' assets, liabilities and revenue.

contact us - links in the Bio

sales

What is Directors and Officers Liability Insurance?​This is an insurance policy that protects the Directors and Senior m...
01/02/2022

What is Directors and Officers Liability Insurance?
​
This is an insurance policy that protects the Directors and Senior managers of a company from claims that can be made directly against those Directors or Officers of a Limited Company. These are claims which arise not from the goods or services sold by the Company but arise from other "wrongful acts" which are attributed a breach of responsibility of the Directors.
​
Wrongful acts include:
​
breach of trust
breach of duty
neglect
error
misleading statements
wrongful trading
​
Typically the insurance covers the cost of compensation for claims made against the Directors and Senior Managers by shareholders, investors, employees, regulators or third parties.
​
Directors and Officers insurance is often part of a Management Liability policy which also covers Corporate Liability and Employment Practices Liability.
​
What types of business need Directors & Officers Insurance?
​
Any business established as a Limited Company.
​
Is Directors & Officers Insurance Compulsory?
​
Not usually although certain types of business may be required to buy it to demonstrate adequate levels of corporate governance or to obtain investment.
​
How much cover do I need?
​
That depends on a numbers of factors including the type of business and number of directors and employees.
​
​ &o

Wishing you and yours a very Happy Christmas and New Year
24/12/2021

Wishing you and yours a very Happy Christmas and New Year

Haulage Insurance 🚛 fire, theft and accidental damage🚛Breakdown🚛Goods in Transit🚛Employers & Public Liability 🚛warehous...
14/12/2021

Haulage Insurance

🚛 fire, theft and accidental damage
🚛Breakdown
🚛Goods in Transit
🚛Employers & Public Liability
🚛warehousing

Bespoke insurance solutions from Logistics specialists

What is Amazon Sellers insurance?​This is a tailored package insurance policy that provides cover for the most common ri...
11/12/2021

What is Amazon Sellers insurance?
​
This is a tailored package insurance policy that provides cover for the most common risks facing businesses selling their goods via Amazon.

Exactly what your insurance policy covers depends on what you choose to protect and factors like
your supply chain both in terms of sourcing the goods you sell and where you sell them to, what type of Amazon seller you are and
who warehouses the goods.

Amazon requires sellers to have Products Liability Insurance and in some cases name Amazon as an Additional Insured.

Is Amazon Sellers insurance compulsory?

Aspects insurance are compulsory by law such as Employer’s Liability and whereas others like Products Liability is an Amazon requirement. Other type of cover provide resilience for the business.

Depending on your business model, whether you have a shop that sells online via your own website and/or through physical premises, or you work from a warehouse or if you utilise a third party warehouse, you will have a unique combination of Assets, Liabilities and Revenue stream that you will need to protect to ensure the longevity of your business.

A major risk factor for online businesses are cyber risks. If your website is your shop front and that is hacked and corrupted leaving you unable to take new or fufil existing orders your business could be crippled.

​If you are importing and exporting goods then there are a number of considerations to ensure your goods are protected both when they are coming to you and when you are sending them to clients. Where you are sending or sourcing goods from has a major impact on the cost and extent of products liability insurance that you need and you may want to consider if you need to invest in products recall insurance, especially if you are also a maker or manufacturer.

​Where can I get an Amazon Sellers insurance quote?
If you are a UK registered business
Contact us or at www.fcinsurancebrokers.co.uk or call 0203 432 0270 and we will talk you through the options.

Residential & Commercial Property Insurance✅ Buildings Insurance✅Landlords Insurance✅Property Insurance ✅Rent Protection...
09/11/2021

Residential & Commercial Property Insurance

✅ Buildings Insurance
✅Landlords Insurance
✅Property Insurance
✅Rent Protection and Alternative Accomodation Cover
✅Legal Expenses for contingencies including tenancy disputes and eviction
✅DSS Supported Tenants
✅Residents Association
✅D&O cover

For advice and quotes contact www.fcinsurancebrokers.co.uk or call 0203 432 0270

Forster Cameron Brokers Ltd is an Appointed Representative of TEn Insurance Services Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA) and entered on the Financial Services Register at www.fca.org.uk/register/ by firm reference No: 649748

Our most recent blog post is on products liability in the U.K. and the Consumer Protection Act.👐 there’s a link to it in...
04/11/2021

Our most recent blog post is on products liability in the U.K. and the Consumer Protection Act.

👐 there’s a link to it in our stories using the new stories sticker

This may not immediately sound like the most exciting topic and The Consumer Protection Act isn’t the only law that applies to products liability BUT it applies to all businesses involved in the supply of goods (except food) in the U.K.

So if you are a manufacturer, wholesaler or retailer it’s a really important topic to be aware of.

https://www.fcinsurancebrokers.co.uk/post/products-liability-insurance

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