Viva Retirement Solutions

Viva Retirement Solutions Providing honest and professional advice to clients that are considering releasing some of the money tied up in their property.

We specialise in Lifetime Mortgage & Equity Release advice. This is unbiased and we are able to advise on plans from the whole of the market so that you receive the best advice - always! We will assess your personal situation and seek to understand what is important to you, your goals and objectives. We will then let you know if a Lifetime Mortgage or Equity Release could be right for you or not.

If a Lifetime Mortgage or Equity Release plan could be a viable solution, we will research the whole market to find a solution suitable for your needs. This service is for full advice and recommendation and is regulated by the Financial Conduct Authority. A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate. A fee of up to £995 is only payable on completion of your Lifetime Mortgage if you proceed with an application. We also provide protection cover to make sure that you and your loved ones have the right cover at the right price. Life Insurance & Home Insurance - As with all insurance policies, conditions and exclusions will apply. Wills - Professionally written by one of the UK's premier Will writing companies

Viva Retirement Solutions is a trading name for Viva Retirement Ltd and is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

A lifetime mortgage may be one option worth considering, depending on your financial circumstances and long-term goals. ...
28/05/2026

A lifetime mortgage may be one option worth considering, depending on your financial circumstances and long-term goals. Let’s dive into the world of lifetime mortgages and explore the many benefits they offer.
www.vivaretirementsolutions.co.uk/post/lifetime-mortgage-insights-exploring-the-benefits-of-lifetime-mortgages

A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate. Your home may be repossessed if you do not keep up repayments on your mortgage.

a lifetime mortgage may be one option worth considering, depending on your financial circumstances and long-term goals. Let’s dive into the world of lifetime mortgages and explore the many benefits they offer.

Many homeowners over 55 in the UK are discovering how equity release options can open doors to financial freedom.  See h...
17/04/2026

Many homeowners over 55 in the UK are discovering how equity release options can open doors to financial freedom. See how the expert advisers at Viva could help.
www.vivaretirementsolutions.co.uk/post/equity-release-advice-for-uk-retirees
A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Many homeowners over 55 in the UK are discovering how equity release options can open doors to financial freedom.

Thinking about unlocking the value of your home? You’re not alone! Many homeowners over 55 in the UK are exploring equit...
17/03/2026

Thinking about unlocking the value of your home? You’re not alone! Many homeowners over 55 in the UK are exploring equity release as a way to boost their finances. But where do you start? What are your options? And how do you make sure you’re making the right choice? At Viva Retirement Solutions we work with you and your family to find the right solution for you.
www.vivaretirementsolutions.co.uk/post/expert-advice-on-equity-release-options
A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Thinking about unlocking the value of your home? You’re not alone! Many homeowners over 55 in the UK are exploring equity release as a way to boost their finances. But where do you start? What are your options? And how do you make sure you’re making the right choice? At Viva Retirement Solutions...

If you're considering releasing equity in your home, take a look at this video.  One of our advisers Liz Murley takes yo...
10/03/2026

If you're considering releasing equity in your home, take a look at this video. One of our advisers Liz Murley takes you through all the recent changes to Lifetime Mortgages and how we work with you and your family to find the solution that works for you.
https://www.youtube.com/watch?v=7559LTX4K6w


A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.
Your home may be repossessed if you do not keep up repayments on your mortgage.

An open conversation with our very own Liz Murley about all things equity release

Another amazing year, and one I’ll never stop feeling proud of.Winning the British Later Life Lending Award for the 10th...
06/02/2026

Another amazing year, and one I’ll never stop feeling proud of.

Winning the British Later Life Lending Award for the 10th time out of the last 11 years is something we never, ever take for granted. Recognition like this means a huge amount, because it reflects not just results, but consistency, integrity, and the standards we hold ourselves to year after year.

My biggest thanks go to the Viva Retirement Solutions team. Your expertise, care for clients, and relentless drive to do the right thing are what make achievements like this possible. Awards don’t happen by accident – they’re built on the hard work that happens quietly every day.

I also want to thank our supporters across the wider later life lending market – lenders, providers, introducers, and partners (you all know who you are, there are too mamy to name here). Collaboration in this sector really matters, and we’re grateful to work alongside so many people who share the same commitment to improving outcomes for later life customers.

While we’re incredibly proud, we won’t be resting on our laurels. We’ll continue to push forward – not just driving Viva Retirement Solutions ahead, but working with all key stakeholders to play our part in bringing the later life lending market forward as a whole.

Progress doesn’t stand still, and neither will we.

Many people over 55 are exploring later life mortgages to boost their finances, support their families, or simply enjoy ...
10/12/2025

Many people over 55 are exploring later life mortgages to boost their finances, support their families, or simply enjoy retirement with peace of mind.Viva Retirement Solutions are here to help you to achieve your retirement goals.
www.vivaretirementsolutions.co.uk/post/later-life-mortgage-options-for-over-55s
A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.
Your home may be repossessed if you do not keep up repayments on your mortgage.

This is the dilemma so many of our clients face. We help them understand how accessing their property wealth can either ...
04/12/2025

This is the dilemma so many of our clients face. We help them understand how accessing their property wealth can either let them retire before health issue cause problems, or helping them fund the lifestyle they desire.

09/11/2025

🕊️ Remembrance Day – We Will Remember Them 🕊️

Today, we pause to remember those who gave everything so that we might live in freedom and peace.
Their courage, sacrifice, and sense of duty shaped the world we know — and continue to remind us of the value of community, compassion, and looking after one another.

At Viva Retirement Solutions, we’re privileged to work with many clients who lived through times of great change and resilience. Their stories remind us that true wealth is found not in possessions, but in the legacy we leave behind — in kindness, service, and remembrance.

At 11am, we will join the nation in two minutes of silence.
Lest we forget. 🌹

If you're over 55 and looking to explore your mortgage options, we break them down for you herewww.vivaretirementsolutio...
21/10/2025

If you're over 55 and looking to explore your mortgage options, we break them down for you here
www.vivaretirementsolutions.co.uk/post/mortgages-for-over-55s-explained
Come and speak to us at Viva Retirement Solutions to see how we can help.
A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Simply put, an over 55 mortgage is a type of mortgage designed specifically for homeowners aged 55 and above.

Address

4 Severnvale
London Colney
AL21TE

Opening Hours

Monday 9am - 10pm
Tuesday 9am - 10pm
Wednesday 9am - 10pm
Thursday 9am - 10pm
Friday 9am - 10pm

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