Viva Retirement Solutions

14/08/2026

🏡 Over 55 and wondering what your mortgage options are?

Retirement doesn’t necessarily mean you have to stop borrowing. There are a range of later-life lending options that could help you make the most of your property and finances.

From Retirement Interest-Only (RIO) mortgages to lifetime mortgages and equity release, the right solution will depend on your income, property, plans and financial goals.

You could potentially use your home’s value to:
✨ Help family members
🏠 Fund home improvements
✈️ Enjoy a special holiday
💷 Refinance or manage existing borrowing
🌿 Improve your finances in retirement

Our latest blog explains the different mortgage options available to over 55s and what you need to consider when choosing between them.

👉 Read the latest blog www.vivaretirementsolutions.co.uk/post/mortgages-for-over-55s-what-are-your-options

A fee of up to £995 is only payable on completion of your Lifetime Mortgage if you proceed with an application.
A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.

24/07/2026

Many homeowners over 55 are unaware of the range of later life lending options now available. Whether you're looking to boost your retirement income, help children or grandchildren onto the property ladder, renovate your home, or simply enjoy greater financial freedom, it's worth understanding what's possible.

Our latest blog explores:
✔️ What later life lending is
✔️ The different options available
✔️ Who it could be suitable for

Every situation is unique, and making an informed decision starts with understanding your options.

📖 Read our latest blog here: www.vivaretirementsolutions.co.uk/post/exploring-later-life-lending-opportunities

If you're considering your retirement finances or know someone who could benefit, we'd be happy to help.

A fee of up to £995 is only payable on completion of your Lifetime Mortgage if you proceed with an application.
A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.

Later life lending opportunities offer a way to unlock financial freedom without having to move or sacrifice your lifestyle.

30/06/2026

If you're considering equity release, here's our latest blog detailing what's involved and examining the pros and cons of your options. Why not contact us today for a free no obligation review of your current situation.
www.vivaretirementsolutions.co.uk/post/expert-guidance-on-equity-release-options

A fee of up to £995 is only payable on completion of your Lifetime Mortgage if you proceed with an application.
A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.

28/05/2026

A lifetime mortgage may be one option worth considering, depending on your financial circumstances and long-term goals. Let’s dive into the world of lifetime mortgages and explore the many benefits they offer.
www.vivaretirementsolutions.co.uk/post/lifetime-mortgage-insights-exploring-the-benefits-of-lifetime-mortgages

A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate. Your home may be repossessed if you do not keep up repayments on your mortgage.

a lifetime mortgage may be one option worth considering, depending on your financial circumstances and long-term goals. Let’s dive into the world of lifetime mortgages and explore the many benefits they offer.

17/04/2026

Many homeowners over 55 in the UK are discovering how equity release options can open doors to financial freedom. See how the expert advisers at Viva could help.
www.vivaretirementsolutions.co.uk/post/equity-release-advice-for-uk-retirees
A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Many homeowners over 55 in the UK are discovering how equity release options can open doors to financial freedom.

17/03/2026

Thinking about unlocking the value of your home? You’re not alone! Many homeowners over 55 in the UK are exploring equity release as a way to boost their finances. But where do you start? What are your options? And how do you make sure you’re making the right choice? At Viva Retirement Solutions we work with you and your family to find the right solution for you.
www.vivaretirementsolutions.co.uk/post/expert-advice-on-equity-release-options
A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Thinking about unlocking the value of your home? You’re not alone! Many homeowners over 55 in the UK are exploring equity release as a way to boost their finances. But where do you start? What are your options? And how do you make sure you’re making the right choice? At Viva Retirement Solutions...

10/03/2026

If you're considering releasing equity in your home, take a look at this video. One of our advisers Liz Murley takes you through all the recent changes to Lifetime Mortgages and how we work with you and your family to find the solution that works for you.
https://www.youtube.com/watch?v=7559LTX4K6w


A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.
Your home may be repossessed if you do not keep up repayments on your mortgage.

An open conversation with our very own Liz Murley about all things equity release

06/02/2026

Another amazing year, and one I’ll never stop feeling proud of.

Winning the British Later Life Lending Award for the 10th time out of the last 11 years is something we never, ever take for granted. Recognition like this means a huge amount, because it reflects not just results, but consistency, integrity, and the standards we hold ourselves to year after year.

My biggest thanks go to the Viva Retirement Solutions team. Your expertise, care for clients, and relentless drive to do the right thing are what make achievements like this possible. Awards don’t happen by accident – they’re built on the hard work that happens quietly every day.

I also want to thank our supporters across the wider later life lending market – lenders, providers, introducers, and partners (you all know who you are, there are too mamy to name here). Collaboration in this sector really matters, and we’re grateful to work alongside so many people who share the same commitment to improving outcomes for later life customers.

While we’re incredibly proud, we won’t be resting on our laurels. We’ll continue to push forward – not just driving Viva Retirement Solutions ahead, but working with all key stakeholders to play our part in bringing the later life lending market forward as a whole.

Progress doesn’t stand still, and neither will we.

10/12/2025

Many people over 55 are exploring later life mortgages to boost their finances, support their families, or simply enjoy retirement with peace of mind.Viva Retirement Solutions are here to help you to achieve your retirement goals.
www.vivaretirementsolutions.co.uk/post/later-life-mortgage-options-for-over-55s
A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.
Your home may be repossessed if you do not keep up repayments on your mortgage.

04/12/2025

This is the dilemma so many of our clients face. We help them understand how accessing their property wealth can either let them retire before health issue cause problems, or helping them fund the lifestyle they desire.