ALC Mortgages

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ALC Mortgages Making mortgages make sense 🧠
šŸ“ Based in Llanelli, helping all of the UK
šŸ“© DM-friendly | No pressure advice

Buying your first home can feel like a lot. Most people message me not knowing where to start and that’s completely fine...
15/10/2026

Buying your first home can feel like a lot. Most people message me not knowing where to start and that’s completely fine. That’s what I’m here for.

I’ll get you mortgage-ready, do the running around for you and keep you in the loop from start to finish.

If you’re moving or remortgaging, I can help with that too.

Drop me a message and let’s see where you’re at šŸ”

12/10/2026
Another completion, another doorstep hamper🧺(A little late uploading this one it’s been a non-stop few weeks of rate cha...
06/10/2026

Another completion, another doorstep hamper🧺

(A little late uploading this one it’s been a non-stop few weeks of rate changes and completions, but didn’t want this one to go unshared!)

Huge congratulations to Simon Lent & Amy Lent on the move! šŸŽ‰

This one’s a bit unique we helped port her existing mortgage across to the new house, keeping her rate exactly where it was. No chasing a new deal, no losing out to rising rates, just a smooth move to a home.

The mortgage is the paperwork. This is the bit we actually enjoy. šŸ”‘

Looking at buying or moving? Get in touch and let’s discuss your options šŸ“²

Your home may be repossessed if you do not keep up with your repayments on your mortgage

A very official decision making process šŸ¤›šŸ¾šŸ«³šŸ¾āœŒšŸ¾
01/10/2026

A very official decision making process šŸ¤›šŸ¾šŸ«³šŸ¾āœŒšŸ¾

So chuffed to see you and the kids settled into your new home. Congratulations again Zoe Wilmot šŸ”Zoe Wilmot was more tha...
22/09/2026

So chuffed to see you and the kids settled into your new home. Congratulations again Zoe Wilmot šŸ”

Zoe Wilmot was more than happy to share her story because she wants others in the same position to know it’s possible. A bad credit history doesn’t have to stop you getting on the ladder.

ā€œBad creditā€ doesn’t mean no. It might just mean you’ve been asking the wrong broker. Message me and I’ll give you a straight answer on where you stand.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Let’s talk about it.I’m probably not the ā€œtraditionalā€ mortgage broker in a lot of ways and I’m genuinely fine with that...
16/09/2026

Let’s talk about it.

I’m probably not the ā€œtraditionalā€ mortgage broker in a lot of ways and I’m genuinely fine with that.

I will never push you to buy a house just because you got preapproved. If I think renting a little longer makes more sense for your life, your finances or your goals, I’ll tell you. And if I think a different loan option is better for you, even if it means I don’t get the deal, I’ll tell you that too.

I’m also not trying to build a business around closing the most loans every month. I’d rather help fewer people and actually have the time to know your story, run the extra scenarios, over-explain the numbers in a detailed email, answer every question and make sure you feel confident in the decision you’re making. Buying a home is one of the biggest financial decisions you’ll make and I never want anyone to feel rushed into it because a lender or broker needed another closing on the board.

So no, I might not do everything the ā€œtraditionalā€ way. But I will always be honest with you, explain the why behind the numbers and help you make the decision that’s right for you.

If buying a home is on your radar, whether that’s next month or next year, send me a message and we’ll start putting a plan together šŸ‘Š

Being self-employed is a rollercoaster... and lately I’ve been riding in the very back šŸŽ¢ Swipe through for some of my re...
08/09/2026

Being self-employed is a rollercoaster... and lately I’ve been riding in the very back šŸŽ¢

Swipe through for some of my recent flops šŸ‘‡

They were gutted when their first house fell through. This week they picked up the keys to their actual dream home šŸ  Mas...
01/09/2026

They were gutted when their first house fell through. This week they picked up the keys to their actual dream home šŸ 

Massive congratulations Connor Halliday and Carys šŸ„‚ Proud of how you handled the bump in the road and came out the other side.

Buying your first home? Send me a message and let’s talk about what you can actually afford and I’ll walk you through exactly how to avoid the mistakes that catch most first-time buyers out.

Your home may be repossessed if you do not keep up with your repayments on your mortgage

Kids go back to school next week and it’s got me thinking about how hard it actually is to find places that are child fr...
25/08/2026

Kids go back to school next week and it’s got me thinking about how hard it actually is to find places that are child friendly when you need to get something sorted.

Half the reason people put off meetings is because they can’t find childcare 😩 so I built a play corner into the office.

No more choosing between the appointment and finding somewhere for them to be. Bring them along, we’ll get your mortgage sorted while they play 🧸

Address

12 Roland Avenue
Llanelli
SA153HU

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