Modupe Abiola Mortgage and Protection Adviser at Vivid Financial Solutions

Modupe Abiola Mortgage and Protection Adviser at Vivid Financial Solutions Expert Mortgage advice for individual and families plus personalised protection solutions

21/05/2026

£5000 Mortgage Deposit for First Time Buyer

Terms and conditions apply

Find out your eligibility for the scheme....

Your home may be repossessed if you do not keep up repayments on your mortgage

Buying your first home can truly be an exciting and rewarding journey—especially when you have the right guidance and su...
14/05/2026

Buying your first home can truly be an exciting and rewarding journey—especially when you have the right guidance and support every step of the way.

Every buyer’s situation is unique, and no two cases are ever the same. That’s why a tailored approach makes all the difference.

Here’s what our client had to say about their experience 👇

Your home may be repossessed if you do not keep up repayments on your mortgage

Most people discuss life insurance but have little or no thoughts about Income Protection...Home and car insurance are c...
11/05/2026

Most people discuss life insurance but have little or no thoughts about Income Protection...

Home and car insurance are compulsory while things like phones or other personal items comes as discretionary.... but what about the one thing that pays for it all — your income?

If illness or injury suddenly stopped you from working, would you still be able to:
✔ Pay your bills?
✔ Cover your rent or mortgage?
✔ Support your family and lifestyle?

That’s where Income Protection comes in.

🔒 It provides a regular income if you’re unable to work due to health issues, helping you stay financially stable when life takes an unexpected turn.

💡 Think of it as a safety net — not just for you, but for the people who depend on you.

Don’t wait until it’s too late to get a cover in place..... Protect what truly matters.

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Personalised advice tailored to individual needs
01/05/2026

Personalised advice tailored to individual needs

What our client have to say...

Have you ever wondered why mortgage advisers ask for your credit report?It’s not just a formality — it helps them build ...
28/04/2026

Have you ever wondered why mortgage advisers ask for your credit report?

It’s not just a formality — it helps them build a complete and accurate picture of your financial profile, including:
• Your full credit history
• Any missed or late payments
• Existing financial commitments
• How lenders are likely to assess your application

The reality is, different lenders use different credit agencies, and what’s acceptable to one lender may not meet the criteria of another.

By reviewing your credit report upfront, advisers can match you with the most suitable lender from the start. This reduces the risk of a declined application and helps ensure a smoother, more efficient process.

It’s all about getting it right the first time.

⚠️ Your home may be repossessed if you do not keep up with your mortgage repayments.

April is here, and the mortgage market is still facing a lot of uncertainty.With rates fluctuating and lender criteria c...
02/04/2026

April is here, and the mortgage market is still facing a lot of uncertainty.

With rates fluctuating and lender criteria constantly evolving, navigating your options can feel overwhelming. This is where a mortgage broker can make a real difference.

A broker can help you access a wider range of deals—many of which aren’t available directly to the public—and guide you toward the most suitable option for your situation. They can also significantly improve your chances of approval, especially if your circumstances are more complex.

In a market like this, having the right expertise on your side isn’t just helpful—it can be a game changer.

Your home may be repossessed if you do not keep up repayments on your mortgage

27/03/2026

Over the past few weeks, keeping up with the rapid repricing of mortgage products has been a real challenge.

This shift has been driven by a mix of unpredictable and volatile factors impacting the market—both directly and indirectly. Average fixed rates have now climbed above 5% in 2026, and it’s clear that mortgage pricing is no longer influenced by the base rate alone.

Instead, we’re seeing rates shaped by wider forces: inflation concerns, geopolitical uncertainty, rising swap rates and bond yields, and ongoing Bank of England ambiguity.

In this environment, one thing is certain: flexibility is key. What’s available today may not be there tomorrow.

For clients, this means being open to exploring all available options when securing a new deal. For advisers, it’s about going beyond the headline rate—breaking down the true cost, comparing lenders, and analysing the structure over the full fixed term.

Because ultimately, the strongest recommendation isn’t just about the lowest rate—it’s about comfort, clarity, and long-term confidence.

If your deal is ending soon get in contact to check the available options.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Attended the Big career conference themed Career without limits held at the Strathclyde University Glasgow. Vivid Financ...
20/03/2026

Attended the Big career conference themed Career without limits held at the Strathclyde University Glasgow.

Vivid Financial Solutions was represented and we spoke with a lot of enthusiastic young people as well as professionals about the services we render.





Happy Mothering Sunday to all the incredible mums, grandmothers, step-mums, and mothers all over the world. 💐Today we ce...
15/03/2026

Happy Mothering Sunday to all the incredible mums, grandmothers, step-mums, and mothers all over the world. 💐

Today we celebrate the love, strength, patience, and endless care you give every single day. Thank you for the hugs that fix everything, the wisdom that guides us, and the sacrifices that often go unseen.

Whether you're spending the day together, sharing a phone call, or remembering a mum who lives in your heart — today is about honouring that special bond.

Wishing everyone a beautiful Mothering Sunday filled with love, gratitude, and a little extra appreciation. 💖


Putting our customers first is at the heart of all we do....
13/03/2026

Putting our customers first is at the heart of all we do....


When it comes to Mortgage and Protection Solutions, we are your success partner 👌👏 ✅

Address

1 Law House Fairnbarn Place
Livingston
EH546TN

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