LTC Mortgages

LTC Mortgages We are independent mortgage and protection advisers with over 18 years' experience in financial services, who find the right solution for your needs.

Mortgage & Protection Adviser - Providing professional advice , with access to whole of market proposition : -

* Residential Mortgages
* Buy to Let Mortgages (1)
* Bridging Finance
* Commercial Mortgages
* Life Insurance
* Critical Illness Insurance
* Income Protection
* Buildings & Contents Insurance
* Landlords Insurance
* Accident, Sickness and Unemployment Cover
* Private Medical Insurance
*

Group Insurance


LTC Mortgages is a trading name of LTC Mortgages NW is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCAโ€™s website www.fca.org.uk/firms/systems-reporting/register. Our Financial Services Register number is 929476

10/07/2026

๐Ÿ‘ถ๐Ÿก Can I get a mortgage while on maternity leave?

The short answer is yes, being on maternity leave doesn't automatically stop you from getting a mortgage.

Lenders will usually look at:

โ€ข Your maternity pay and current income
โ€ข Your expected return-to-work date
โ€ข Confirmation from your employer about your return and salary
โ€ข Your overall affordability and financial situation

Every lender has different criteria, so getting the right advice can make all the difference.

If you're planning your next move while growing your family, get in touch to explore your mortgage options. ๐Ÿ’™

๐Ÿ“ž 0151 662 0188
๐Ÿ“ง [email protected]
๐ŸŒ www.ltcmortgages.co.uk

๐˜ ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ฎ๐˜ข๐˜บ ๐˜ฃ๐˜ฆ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ด๐˜ฆ๐˜ด๐˜ด๐˜ฆ๐˜ฅ ๐˜ช๐˜ง ๐˜บ๐˜ฐ๐˜ถ ๐˜ฅ๐˜ฐ๐˜ฏ'๐˜ต ๐˜ฌ๐˜ฆ๐˜ฆ๐˜ฑ ๐˜ถ๐˜ฑ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ข๐˜บ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ฐ๐˜ฏ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ

09/07/2026

๐Ÿก Thinking about buying a new build ๐Ÿก

Here are some of the key advantages of buying a new build property:-

โœ…Chain-free purchase
โœ…Energy Efficient
โœ…Low maintenance
โœ…Modern design
โœ…Warranty protection
โœ…Potential incentives

New builds arenโ€™t perfect for everyone, but for many buyers, they offer a simple and stress-free way onto the property ladder.

Want to know if itโ€™s right for you? Letโ€™s talk

๐Ÿ“ž 0151 662 0188
๐Ÿ“ง [email protected]
๐ŸŒ www.ltcmortgages.co.uk

๐˜ ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ฎ๐˜ข๐˜บ ๐˜ฃ๐˜ฆ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ด๐˜ฆ๐˜ด๐˜ด๐˜ฆ๐˜ฅ ๐˜ช๐˜ง ๐˜บ๐˜ฐ๐˜ถ ๐˜ฅ๐˜ฐ๐˜ฏ'๐˜ต ๐˜ฌ๐˜ฆ๐˜ฆ๐˜ฑ ๐˜ถ๐˜ฑ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ข๐˜บ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ฐ๐˜ฏ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ

A ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ถ๐—ป ๐—ฃ๐—ฟ๐—ถ๐—ป๐—ฐ๐—ถ๐—ฝ๐—น๐—ฒ (๐— ๐—œ๐—ฃ) / ๐—”๐—ด๐—ฟ๐—ฒ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ถ๐—ป ๐—ฃ๐—ฟ๐—ถ๐—ป๐—ฐ๐—ถ๐—ฝ๐—น๐—ฒ (๐—”๐—œ๐—ฃ) is one of the first steps you can take before you start vie...
07/07/2026

A ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ถ๐—ป ๐—ฃ๐—ฟ๐—ถ๐—ป๐—ฐ๐—ถ๐—ฝ๐—น๐—ฒ (๐— ๐—œ๐—ฃ) / ๐—”๐—ด๐—ฟ๐—ฒ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ถ๐—ป ๐—ฃ๐—ฟ๐—ถ๐—ป๐—ฐ๐—ถ๐—ฝ๐—น๐—ฒ (๐—”๐—œ๐—ฃ) is one of the first steps you can take before you start viewing properties.

It gives you an indication of how much you could borrow, helping you:

โœ”๏ธ Shop with confidence
โœ”๏ธ Show estate agents and sellers you're a serious buyer
โœ”๏ธ Move more quickly when you find the right home

Remember, a Mortgage in Principle isn't a guaranteed mortgage, your lender will still carry out full affordability and credit checks when you apply.

If you're ready to start your home-buying journey, we're here to help every step of the way.

๐Ÿ“ž 0151 662 0188
๐Ÿ“ง [email protected]
๐ŸŒ www.ltcmortgages.co.uk

๐˜ ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ฎ๐˜ข๐˜บ ๐˜ฃ๐˜ฆ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ด๐˜ฆ๐˜ด๐˜ด๐˜ฆ๐˜ฅ ๐˜ช๐˜ง ๐˜บ๐˜ฐ๐˜ถ ๐˜ฅ๐˜ฐ๐˜ฏ'๐˜ต ๐˜ฌ๐˜ฆ๐˜ฆ๐˜ฑ ๐˜ถ๐˜ฑ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ข๐˜บ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ฐ๐˜ฏ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ

03/07/2026

๐Ÿก ๐…๐ˆ๐‘๐’๐“ ๐“๐ˆ๐Œ๐„ ๐๐”๐˜๐„๐‘๐’ ๐Ÿก

Buying your first home is excitingโ€ฆ but also overwhelming. The questions you ask upfront can save you thousands later.

Why not take a look at some key questions every first-time buyer should be asking.

If you would like some expert advice, get in touch with LTC Mortgages Today. Take the first step towards owning your dream home.

๐Ÿ“ 0151 662 0188
๐Ÿ“ง [email protected]
๐ŸŒ www.ltcmortgages.co.uk

๐˜ ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ฎ๐˜ข๐˜บ ๐˜ฃ๐˜ฆ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ด๐˜ฆ๐˜ด๐˜ด๐˜ฆ๐˜ฅ ๐˜ช๐˜ง ๐˜บ๐˜ฐ๐˜ถ ๐˜ฅ๐˜ฐ๐˜ฏ'๐˜ต ๐˜ฌ๐˜ฆ๐˜ฆ๐˜ฑ ๐˜ถ๐˜ฑ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ข๐˜บ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ฐ๐˜ฏ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ

๐Ÿก ๐€๐ฉ๐ฉ๐ฅ๐ข๐œ๐š๐ญ๐ข๐จ๐ง ๐’๐ฎ๐›๐ฆ๐ข๐ญ๐ญ๐ž๐... ๐–๐ก๐š๐ญ ๐‡๐š๐ฉ๐ฉ๐ž๐ง๐ฌ ๐๐ž๐ฑ๐ญ?Applying for a mortgage is exciting but waiting for updates can feel overwh...
02/07/2026

๐Ÿก ๐€๐ฉ๐ฉ๐ฅ๐ข๐œ๐š๐ญ๐ข๐จ๐ง ๐’๐ฎ๐›๐ฆ๐ข๐ญ๐ญ๐ž๐... ๐–๐ก๐š๐ญ ๐‡๐š๐ฉ๐ฉ๐ž๐ง๐ฌ ๐๐ž๐ฑ๐ญ?

Applying for a mortgage is exciting but waiting for updates can feel overwhelming.

Here's what typically happens after you submit your application:

โœ… Lender Review & Underwriting
โœ… Property Valuation & Additional Checks
โœ… Mortgage Offer Issued
โœ… Solicitors and Completion
๐ŸŽ‰ Move-In Day!

Every application is different, but understanding the process helps you know what to expect and avoid unnecessary stress.

Need guidance at any stage? We are here to help make the journey as smooth as possible.

๐Ÿ“ฉ Get in touch if you're buying your first home, moving, or remortgaging.

๐˜ ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ฎ๐˜ข๐˜บ ๐˜ฃ๐˜ฆ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ด๐˜ฆ๐˜ด๐˜ด๐˜ฆ๐˜ฅ ๐˜ช๐˜ง ๐˜บ๐˜ฐ๐˜ถ ๐˜ฅ๐˜ฐ๐˜ฏ'๐˜ต ๐˜ฌ๐˜ฆ๐˜ฆ๐˜ฑ ๐˜ถ๐˜ฑ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ข๐˜บ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ฐ๐˜ฏ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ

๐Ÿ”‘ ๐‘๐ž๐š๐๐ฒ ๐ญ๐จ ๐›๐ฎ๐ฒ ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž? ๐’๐ญ๐š๐ซ๐ญ ๐ก๐ž๐ซ๐ž.Buying your first property can feel overwhelming, but you don't have to deal ...
01/07/2026

๐Ÿ”‘ ๐‘๐ž๐š๐๐ฒ ๐ญ๐จ ๐›๐ฎ๐ฒ ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž? ๐’๐ญ๐š๐ซ๐ญ ๐ก๐ž๐ซ๐ž.

Buying your first property can feel overwhelming, but you don't have to deal with it alone.

At ๐‹๐“๐‚ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ, we're here to help you:

๐Ÿก Find the right mortgage
๐Ÿ’ท Understand what you can afford
๐Ÿ“‹ Guide you through every step of the process

Whether you're just starting to save or you're ready to make an offer, our friendly, expert advice is tailored to you.

๐Ÿ“ž Get in touch today for a free, no-obligation chat and take the first step towards owning your dream home.

๐Ÿ“ 0151 662 0188
๐Ÿ“ง [email protected]
๐ŸŒ www.ltcmortgages.co.uk



๐˜ ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ฎ๐˜ข๐˜บ ๐˜ฃ๐˜ฆ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ด๐˜ฆ๐˜ด๐˜ด๐˜ฆ๐˜ฅ ๐˜ช๐˜ง ๐˜บ๐˜ฐ๐˜ถ ๐˜ฅ๐˜ฐ๐˜ฏ'๐˜ต ๐˜ฌ๐˜ฆ๐˜ฆ๐˜ฑ ๐˜ถ๐˜ฑ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ข๐˜บ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ฐ๐˜ฏ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ

30/06/2026

๐Ÿ  Why choose a limited company BTL? ๐Ÿ 

More landlords are choosing to purchase investment properties in a limited company name rather than personal and hereโ€™s some of the reasons why:-

โœ” Tax efficiency
โœ” Property portfolio growth
โœ” Protect your personal assets
โœ” Interest can be treated as an expense

Contact Us for expert advice

๐ŸŽ๐Ÿ๐Ÿ“๐Ÿ-๐Ÿ”๐Ÿ”๐Ÿ-๐ŸŽ๐Ÿ๐Ÿ–๐Ÿ–
๐ข๐ง๐Ÿ๐จ@๐ฅ๐ญ๐œ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ.๐œ๐จ.๐ฎ๐ค
๐ฐ๐ฐ๐ฐ.๐ฅ๐ญ๐œ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ.๐œ๐จ.๐ฎ๐ค
๐Ÿ๐€ ๐‡๐จ๐ง๐ž๐ฒ'๐ฌ ๐†๐ซ๐ž๐ž๐ง ๐‹๐š๐ง๐ž, ๐‹๐Ÿ๐Ÿ ๐Ÿ—๐„๐

๐˜ ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ฎ๐˜ข๐˜บ ๐˜ฃ๐˜ฆ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ด๐˜ฆ๐˜ด๐˜ด๐˜ฆ๐˜ฅ ๐˜ช๐˜ง ๐˜บ๐˜ฐ๐˜ถ ๐˜ฅ๐˜ฐ๐˜ฏ'๐˜ต ๐˜ฌ๐˜ฆ๐˜ฆ๐˜ฑ ๐˜ถ๐˜ฑ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ข๐˜บ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ฐ๐˜ฏ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ

29/06/2026

๐‡๐š๐ฏ๐ž ๐ฒ๐จ๐ฎ ๐›๐ž๐ž๐ง ๐ฉ๐ฎ๐ญ๐ญ๐ข๐ง๐  ๐จ๐Ÿ๐Ÿ ๐ ๐ž๐ญ๐ญ๐ข๐ง๐  ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ๐›๐ž๐œ๐š๐ฎ๐ฌ๐ž ๐ฒ๐จ๐ฎ'๐ซ๐ž "๐ง๐จ๐ญ ๐ฌ๐ฎ๐ซ๐ž ๐ข๐Ÿ ๐ฒ๐จ๐ฎ ๐ง๐ž๐ž๐ ๐ข๐ญ"?๐Ÿค”

You're not alone. These are some of the most common questions we hear every day, from people just starting out to growing families.

The truth is, protection isn't just about today. It's about giving yourself and your loved oneโ€™s financial security if life doesn't go to plan.

Swipe through to find answers to some of the biggest questions about insurance. ๐Ÿ‘‰

If there's something you're still unsure about, we're here to help. No jargon, no pressure just honest guidance to help you make an informed decision.

๐Ÿ“ฉ Send us a message to chat about your options.

๐’๐š๐ฏ๐ž ๐ญ๐ก๐ข๐ฌ ๐ฉ๐จ๐ฌ๐ญ

26/06/2026

Are you applying for a mortgage? ๐Ÿ 

What do lenders look for when applying for a mortgage? ๐Ÿ 

Before approving a mortgage, lenders consider a range of factors, including:

โœ” Credit History
โœ” Income and Employment
โœ” Deposit Size
โœ” Debt to Income ratio
โœ” Affordability Stress Test

Understanding what lenders look for can help you prepare and improve your chances of a successful application. .

๐Ÿ“ฉ Thinking about buying a home? Get in touch for expert mortgage advice.

๐˜ ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ฎ๐˜ข๐˜บ ๐˜ฃ๐˜ฆ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ด๐˜ฆ๐˜ด๐˜ด๐˜ฆ๐˜ฅ ๐˜ช๐˜ง ๐˜บ๐˜ฐ๐˜ถ ๐˜ฅ๐˜ฐ๐˜ฏ'๐˜ต ๐˜ฌ๐˜ฆ๐˜ฆ๐˜ฑ ๐˜ถ๐˜ฑ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ข๐˜บ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ฐ๐˜ฏ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ

Address

1A Honey's Green Lane
Liverpool
L129EN

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 5pm

Telephone

+447595179979

Website

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