Neil Pybis-Precise Financial Planning

17/01/2025

What's Happening with Mortgage rates??

Average mortgage rates continued to rise this week, with both two- and five-year fixes up 0.5%, though price cuts were also made. According to Moneyfacts' latest Mortgage Rate Watch, the average two-year fix now stands at 5.52%, with the average five-year fix at 5.30%. On three-year fixes, rates hav...

23/12/2024

Wishing everyone a great festive period and all the best for 2025!!

01/10/2024

It's always nice helping first time buyers onto the property ladder. Knowing I've played a part in making dreams come true is a great feeling

11/09/2024

A nice way to the end the day!!

06/09/2024

04/09/2024

Its always good to receive positive feedback from a client!!

13/08/2024

Bank of England Base rate drop meant putting some time in reviewing clients existing deals prior to completion again. The clients are delighted and you can certainly see why:

I had already saved 2 clients £485.76 and £724.40 respectively prior to the BOE rate drop by reviewing their rates.

Since the BOE rate change, I have managed to save them a further £750.72 and £753.28.

That’s £2714.16 saved for my clients over the term of their deals.

Your home may be repossessed if you do not keep up repayments on your mortgage.

07/08/2024

Another Happy Client, I reviewed the rate secured prior to completion with the lender and managed to get my client on a better deal, saving them £194.16 over their 2 year deal.

02/08/2024

The power of reviewing rates prior to completion for your client. I reviewed the products I had secured for the client with the lender, and I have managed to save them £724.40 over the term of their deal by getting them a better rate. 5 minutes work and one happy client.

01/08/2024

The Bank of England finally cuts the base rate to 5%

29/07/2024

Some good news ahead of the next BOE meeting on the 1st of August.

Will we see a cut in rates???

Financial markets have priced in a 60% chance of a rate cut on Thursday. Industry figures hope a reduction in the cost of borrowing will help boost home sales.

16/05/2024

A little bit of better news as we approach the end of the week.

More homeowners are facing the first stage of the repossession process, new figures indicate.