TouchPoint Mortgages

TouchPoint Mortgages Follow us for updates and tips! We can help with First Time Buyers, Homemovers, Remortgages, Buy to Let and a range of insurances.

Welcome to TouchPoint Mortgages—your trusted local Mortgage Advisor, based in West Sussex 🏠

Drop us a message and say Hi 👋🏻 📲

Whether buying, refinancing, or investing, we make your mortgage journey seamless. At TouchPoint Mortgages Ltd, we specialise in providing tailored mortgage and insurance advice across a wide spectrum of services. Based in Littlehampton, our reach extends to various areas

including Angmering, Arundel, Bognor Regis, Chichester, Durrington, Goring, Pulborough, Rustington and Worthing.

24/06/2026

What a start to the Morning! 4 Mortgage offers already, before 11am. Its why we do it.

🏠 Looking for a new home? Don't make these mistakes... 👀With all the speculation about who's moving in and out of Downin...
23/06/2026

🏠 Looking for a new home? Don't make these mistakes... 👀

With all the speculation about who's moving in and out of Downing Street, it got us thinking...

If you're planning your own move, avoid these common house-hunting mistakes:

❌ Not knowing your true budget
It's not just the deposit. Don't forget Stamp Duty, solicitor fees, surveys, removals, mortgage fees and all those other little costs that soon add up.

❌ House hunting before getting your mortgage sorted
Falling in love with a property before knowing what you can borrow can lead to disappointment. Get your Agreement in Principle sorted first and shop with confidence.

❌ Stretching yourself too far
Just because a lender says you can borrow a certain amount doesn't always mean you should. Make sure your mortgage still leaves room for holidays, takeaways and the occasional Friday night pint! 🍻

Thinking of making a move? We can help you avoid the political chaos and find the right mortgage instead. 😉

📩 Drop us a message to get started.



Your home may be repossessed if you do not keep up repayments on your mortgage.

23/06/2026

🏡 Your dream home isn't earned overnight.

One of the biggest mistakes we see is people trying to jump straight into their forever home as their very first purchase.

The reality?

It's called a property ladder for a reason.

Many homeowners started with a small flat, a fixer-upper, or a home that wasn't quite perfect. They built equity, improved their finances, and gradually worked their way towards the home they really wanted.

Don't be discouraged if your first property isn't your dream property.

The goal isn't to buy your forever home today.

The goal is to take the first step.

Every rung of the ladder gets you closer to where you want to be. 📈🔑

Keep saving.
Keep planning.
Keep moving forward.

Your future self will thank you for starting sooner rather than waiting for perfection.



Your home may be repossessed if you do not keep up repayments on your mortgage.

23/06/2026

🥵🏠 Spare a thought this week for the nation's removal companies...

While most of us are complaining about the heat from the comfort of a fan, these legends are out there:

📦 Carrying wardrobes downstairs
📦 Wrestling sofas through front doors
📦 Hauling boxes up and down stairs
📦 Doing it all in temperatures that feel closer to Spain than the UK!

If you're moving home this week, remember to keep the tea, coffee and cold drinks flowing. They're going to need it! ☕🥤

The true heroes of this week's heatwave aren't the people sitting in air conditioned offices.

They're the removal teams trying to carry a king-size mattress up a narrow staircase in 35°C+ heat. 💪😅

Tag a removal company that deserves some recognition this week 👏 Knight's Removals Gary Removals & Logistics Ltd 👏👏

19/06/2026

🕺💃 Boomers celebrating the sale of their house...

Bought in 1983: £25,000 🏠

Sold in 2026: £750,000 💰

"Property ladder? We installed the ladder." 😂

⏳ The "Wait And See" Strategy Could Be Costing You More Than You ThinkWe hear it all the time:💬 "We're just going to wai...
17/06/2026

⏳ The "Wait And See" Strategy Could Be Costing You More Than You Think

We hear it all the time:

💬 "We're just going to wait and see what happens."

While that might sound sensible, waiting doesn't always save money.

In fact, the longer you leave it, the more expensive things could become.

📈 Property prices could increase.

🏡 Competition from other buyers could increase.

📊 Mortgage rates could rise.

⚡ Gas and electricity costs could go up.

🧾 Council tax and other household bills could increase.

The reality is that there will always be reasons to wait. The question is whether waiting actually improves your position.

For many buyers, having a plan and understanding what you can afford today is often far more valuable than sitting on the sidelines hoping conditions improve.

That doesn't mean you need to buy tomorrow. It simply means understanding your options and being ready when the right opportunity comes along.

If you're considering buying your first home, moving house, or remortgaging, let's have a conversation and help you make an informed decision based on facts, not guesswork.

Your home may be repossessed if you do not keep up repayments on your mortgage.

🏡 First-Time Buyers... Stop Scrolling Rightmove For A Minute!We get it. Looking at properties is the exciting part.But b...
15/06/2026

🏡 First-Time Buyers... Stop Scrolling Rightmove For A Minute!

We get it. Looking at properties is the exciting part.

But before you fall in love with *the one*, make sure you've got your Agreement in Principle (AIP) sorted.

Here's what we see all the time:

👉 You spot the perfect property.

👉 You get excited and book a viewing.

👉 The estate agent asks if you have an Agreement in Principle.

👉 You realise you haven't arranged one yet.

Meanwhile, another buyer has already spoken to a mortgage adviser, obtained their Agreement in Principle, and is ready to move quickly.

Before you know it, the property is sold.

An Agreement in Principle gives you a better idea of your budget, shows estate agents that you're a serious buyer, and helps put you in a stronger position when you find the right property.

The best time to arrange your mortgage isn't after you've found your dream home — it's before you start viewing.

Thinking about buying your first home? Get in touch and let's get your Agreement in Principle sorted so you're ready when the right property comes along.

Your home may be repossessed if you do not keep up repayments on your mortgage.

🛋️ Thinking About Buying That New Sofa On Finance?Hold that thought...One of the most common mistakes we see from homebu...
12/06/2026

🛋️ Thinking About Buying That New Sofa On Finance?

Hold that thought...

One of the most common mistakes we see from homebuyers is taking out new finance before their mortgage completes.

Whether it's:

🚗 A new car on finance

📺 A new TV

🛋️ A sofa for the new house

🛏️ New furniture

💳 A store card or buy now, pay later agreement

These commitments can all affect your affordability and, in some cases, reduce the amount a lender is willing to offer or even put your mortgage application at risk.

We completely understand the excitement of moving into a new home and wanting everything ready for day one, but it's always worth speaking to your mortgage adviser before taking on any new credit commitments.

A quick conversation could save you a lot of stress further down the line.

If you're buying a home and considering taking out finance, get in touch first. We'll let you know whether it's likely to have an impact on your mortgage application.

Your home may be repossessed if you do not keep up repayments on your mortgage.

👶 My Mortgage Deal Is Ending While I'm On Maternity Leave... What Do I Do?First of all... don't panic.This is a concern ...
10/06/2026

👶 My Mortgage Deal Is Ending While I'm On Maternity Leave... What Do I Do?

First of all... don't panic.

This is a concern we hear regularly, and in most cases, being on maternity leave does not prevent you from remortgaging.

Many people assume that lenders will only consider their current Statutory Maternity Pay when assessing affordability. However, if you are planning to return to work on your previous hours and salary, many lenders will consider your return-to-work income instead.

Typically, the lender will ask for confirmation from your employer confirming:

✅ Your intended return-to-work date

✅ The hours you will be working

✅ Your salary upon returning

In our experience, most employers are happy to provide this information, and many lenders are comfortable using your future income when assessing your application.

Every lender has slightly different criteria, which is why it's important to get advice early and explore your options before your current deal ends.

If your mortgage rate is coming to an end and you're currently on maternity leave, get in touch. We'll help you understand your options and find the most suitable solution for your circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage.

📉 Today's Mortgage Rate Might Not Be Here Tomorrow...One of the biggest mistakes we see people make is waiting to secure...
05/06/2026

📉 Today's Mortgage Rate Might Not Be Here Tomorrow...

One of the biggest mistakes we see people make is waiting to secure a mortgage rate because they're hoping rates will improve.

The reality is that lenders can change their rates at any time. In volatile market conditions, rates can be withdrawn or increased with very little notice.

That's why we always recommend securing a suitable mortgage rate as soon as possible.

The good news? Securing a rate doesn't mean you're stuck with it.

At TouchPoint Mortgages, once your application is underway, we'll continue to monitor the market all the way through to completion. If your lender releases a cheaper rate and you're eligible for it, we'll look to switch you onto the lower rate where possible.

So rather than waiting and hoping, secure a rate now and let us keep an eye on the market for you.

If you're purchasing a property or your mortgage deal is coming to an end, get in touch today and let's start exploring your options.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

15 Amsbridge Crescent
Littlehampton
BN177GE

Telephone

+441903442316

Website

Alerts

Be the first to know and let us send you an email when TouchPoint Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category