Money Check

Money Check A well established firm offering Mortgage and insurance advice. A well established local firm, we offer Mortgage and Insurance advice.

Money Check is a trading name of Linda Grier who is an appointed representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority. A Mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your Mortgage or any other debt secured on it.

๐—™๐—ฟ๐—ถ๐—ฑ๐—ฎ๐˜† ๐—ฅ๐—ผ๐˜‚๐—ป๐—ฑ ๐—จ๐—ฝThis week at ๐— ๐—ผ๐—ป๐—ฒ๐˜† ๐—–๐—ต๐—ฒ๐—ฐ๐—ธ, we've seen lots of lender updates come in that will help us make it even easier...
03/10/2025

๐—™๐—ฟ๐—ถ๐—ฑ๐—ฎ๐˜† ๐—ฅ๐—ผ๐˜‚๐—ป๐—ฑ ๐—จ๐—ฝ
This week at ๐— ๐—ผ๐—ป๐—ฒ๐˜† ๐—–๐—ต๐—ฒ๐—ฐ๐—ธ, we've seen lots of lender updates come in that will help us make it even easier for our clients to get the best Mortgage. We've received information on lenders who are improving their interest rates, enhancements have been made to affordability checks allowing us to borrow more and we've seen the introduction of a system specific to Mortgages in Scotland! A great way to finish off the week.

For Mortgage advice you can trust, contact ๐— ๐—ผ๐—ป๐—ฒ๐˜† ๐—–๐—ต๐—ฒ๐—ฐ๐—ธ.

๐Ÿ“ง [email protected]
โ˜Ž๏ธ 01506 848900
๐Ÿ“ Regent House, Blackness Road, Linlithgow, EH49 7HU

๐—ง๐—ต๐˜‚๐—ฟ๐˜€๐—ฑ๐—ฎ๐˜† ๐˜๐—ต๐—ฟ๐—ผ๐˜„๐—ฏ๐—ฎ๐—ฐ๐—ธThe average Mortgage taken out today in Scotland is ยฃ192,000, compared to ยฃ165,000 10 years ago. (Sour...
02/10/2025

๐—ง๐—ต๐˜‚๐—ฟ๐˜€๐—ฑ๐—ฎ๐˜† ๐˜๐—ต๐—ฟ๐—ผ๐˜„๐—ฏ๐—ฎ๐—ฐ๐—ธ
The average Mortgage taken out today in Scotland is ยฃ192,000, compared to ยฃ165,000 10 years ago. (Source: British Banker's Association (BBA)). We're borrowing more to buy our homes and the need for Mortgage advice was never greater.

For Mortgage advice you can trust, contact ๐— ๐—ผ๐—ป๐—ฒ๐˜† ๐—–๐—ต๐—ฒ๐—ฐ๐—ธ.

๐Ÿ“ง [email protected]
โ˜Ž๏ธ 01506 848900
๐Ÿ“ Regent House, Blackness Road, Linlithgow, EH49 7HU.

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฃ๐—ฟ๐—ผ ๐—ง๐—ถ๐—ฝAlways shop around when your fixed or tracker deal ends, donโ€™t just roll onto your lenderโ€™s Standard Var...
30/09/2025

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฃ๐—ฟ๐—ผ ๐—ง๐—ถ๐—ฝ
Always shop around when your fixed or tracker deal ends, donโ€™t just roll onto your lenderโ€™s Standard Variable Rate (SVR). Itโ€™s usually more expensive.

For Mortgage advice you can trust, contact ๐— ๐—ผ๐—ป๐—ฒ๐˜† ๐—–๐—ต๐—ฒ๐—ฐ๐—ธ.

๐Ÿ“ง [email protected]
โ˜Ž๏ธ 01506 848900
๐Ÿ“ Regent House, Blackness Road, Linlithgow, EH49 7HU

๐—” ๐—ต๐—ฒ๐—น๐—ฝ๐—ถ๐—ป๐—ด ๐—ต๐—ฎ๐—ป๐—ฑ ๐—ณ๐—ผ๐—ฟ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฎ๐—ณ๐—ณ๐—ผ๐—ฟ๐—ฑ๐—ฎ๐—ฏ๐—ถ๐—น๐—ถ๐˜๐˜† When buying a home, taking small steps can make a BIG difference in how much y...
22/09/2025

๐—” ๐—ต๐—ฒ๐—น๐—ฝ๐—ถ๐—ป๐—ด ๐—ต๐—ฎ๐—ป๐—ฑ ๐—ณ๐—ผ๐—ฟ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฎ๐—ณ๐—ณ๐—ผ๐—ฟ๐—ฑ๐—ฎ๐—ฏ๐—ถ๐—น๐—ถ๐˜๐˜†
When buying a home, taking small steps can make a BIG difference in how much you can borrow and the Mortgage deals you'll be offered ๐Ÿ‘‡

1๏ธโƒฃ Boost your deposit. A bigger deposit = better rates & lower monthly payments.
2๏ธโƒฃ Polish up your credit score. Register on the electoral roll, pay bills on time and keep balances low.
3๏ธโƒฃ Clear debts. The less you owe, the more you can borrow.
4๏ธโƒฃ Plan for ALL costs. Donโ€™t forget legal fees, moving costs & bills.

๐Ÿ’ก Top tip: Start early! Lenders love to see healthy finances over time.

For Mortgage advice you can trust, contact ๐— ๐—ผ๐—ป๐—ฒ๐˜† ๐—–๐—ต๐—ฒ๐—ฐ๐—ธ.

๐Ÿ“ง [email protected]
โ˜Ž๏ธ 01506 848900
๐Ÿ“ Regent House, Blackness Road, Linlithgow, EH49 7HU.

๐—™๐—ถ๐—ฟ๐˜€๐˜ ๐—ง๐—ถ๐—บ๐—ฒ ๐—•๐˜‚๐˜†๐—ฒ๐—ฟ ๐—™๐—ฟ๐—ถ๐—ฑ๐—ฎ๐˜† ๐—™๐—ฎ๐—ฐ๐˜The average age of a First Time Buyer in the UK today is 34. For Mortgage advice you can tru...
19/09/2025

๐—™๐—ถ๐—ฟ๐˜€๐˜ ๐—ง๐—ถ๐—บ๐—ฒ ๐—•๐˜‚๐˜†๐—ฒ๐—ฟ ๐—™๐—ฟ๐—ถ๐—ฑ๐—ฎ๐˜† ๐—™๐—ฎ๐—ฐ๐˜
The average age of a First Time Buyer in the UK today is 34.

For Mortgage advice you can trust, contact ๐— ๐—ผ๐—ป๐—ฒ๐˜† ๐—–๐—ต๐—ฒ๐—ฐ๐—ธ.

๐Ÿ“ง [email protected]
โ˜Ž๏ธ 01506 848900
๐Ÿ“ Regent House, Blackness Road, Linlithgow, EH49 7HU.

๐—ง๐—ต๐—ถ๐—ป๐—ธ-๐—ฎ๐—ต๐—ฒ๐—ฎ๐—ฑ ๐—ง๐—ต๐˜‚๐—ฟ๐˜€๐—ฑ๐—ฎ๐˜†If choosing a fixed interest rate for your Mortgage, should you tie in for 2 or 5 years?Something to...
18/09/2025

๐—ง๐—ต๐—ถ๐—ป๐—ธ-๐—ฎ๐—ต๐—ฒ๐—ฎ๐—ฑ ๐—ง๐—ต๐˜‚๐—ฟ๐˜€๐—ฑ๐—ฎ๐˜†
If choosing a fixed interest rate for your Mortgage, should you tie in for 2 or 5 years?

Something to think about ๐Ÿ‘‡

๐Ÿฎ-๐˜†๐—ฒ๐—ฎ๐—ฟ ๐—ณ๐—ถ๐˜…๐—ฒ๐—ฑ ๐—ถ๐—ป๐˜๐—ฒ๐—ฟ๐—ฒ๐˜€๐˜ ๐—ฟ๐—ฎ๐˜๐—ฒ
โ–ซ๏ธMore flexibility if rates drop
โ–ซ๏ธGood if you want to move home again
โ–ซ๏ธBut.. you'll need to review more often

๐Ÿฑ-๐˜†๐—ฒ๐—ฎ๐—ฟ ๐—ณ๐—ถ๐˜…๐—ฒ๐—ฑ ๐—ถ๐—ป๐˜๐—ฒ๐—ฟ๐—ฒ๐˜€๐˜ ๐—ฟ๐—ฎ๐˜๐—ฒ
โ–ซ๏ธPeace of mind for longer
โ–ซ๏ธProtects you if rates rise
โ–ซ๏ธBut... less flexibility if you want to move home or switch

โš–๏ธ Which is most important to you, short-term flexibility or long-term stability?

For Mortgage advice you can trust, contact ๐— ๐—ผ๐—ป๐—ฒ๐˜† ๐—–๐—ต๐—ฒ๐—ฐ๐—ธ.

๐Ÿ“ง [email protected]
โ˜Ž๏ธ 01506 848900
๐Ÿ“ Regent House, Blackness Road, Linlithgow, EH49 7HU.

๐—ช๐—ต๐—ฒ๐—ป ๐˜„๐—ฎ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—น๐—ฎ๐˜€๐˜ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต-๐—ฐ๐—ต๐—ฒ๐—ฐ๐—ธ?If your deal has expired and you've slipped on to your lender's Standard Variab...
17/09/2025

๐—ช๐—ต๐—ฒ๐—ป ๐˜„๐—ฎ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—น๐—ฎ๐˜€๐˜ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต-๐—ฐ๐—ต๐—ฒ๐—ฐ๐—ธ?
If your deal has expired and you've slipped on to your lender's Standard Variable Rate (SVR), you could be paying hundreds more than is necessary.

You should:
๐Ÿ“† Check when your deal ends (or if it already has)
๐Ÿ“Š Review your loan-to-value (LTV). Growth in equity may unlock better interest rates
โš–๏ธ Compare your existing lender with other providers, sometimes the grass is greener
๐Ÿ”Ž Don't forget to include lender's fees. Sometimes a slightly higher interest rate with no/low fees will save you more overall
โœ…๏ธ If you're unsure, speak to a ๐— ๐—ผ๐—ป๐—ฒ๐˜† ๐—–๐—ต๐—ฒ๐—ฐ๐—ธ adviser, we can shop around for you.

๐Ÿ“ง [email protected]
โ˜Ž๏ธ 01506 848900
๐Ÿ“ Regent House, Blackness Road, Linlithgow, EH49 7HU.

๐Ÿ’A beautiful thank-you received from a client we assisted with their Mortgage. It puts a smile on our face and we apprec...
03/09/2025

๐Ÿ’A beautiful thank-you received from a client we assisted with their Mortgage. It puts a smile on our face and we appreciate it so much!

๐Ÿ“‰๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐’๐ง๐š๐ฉ๐ฌ๐ก๐จ๐ญ 1๏ธโƒฃ The BoE Base Rate sits at 4%2๏ธโƒฃ The average 2-year fixed rate is ~ 5.00%3๏ธโƒฃ The average 5-year fi...
02/09/2025

๐Ÿ“‰๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐’๐ง๐š๐ฉ๐ฌ๐ก๐จ๐ญ

1๏ธโƒฃ The BoE Base Rate sits at 4%
2๏ธโƒฃ The average 2-year fixed rate is ~ 5.00%
3๏ธโƒฃ The average 5-year fixed rate is ~ 5.01%

For the first time in 3 years, the average 2-year rates have dropped below 5-year rates.

Some lenders are offering below 4%, for lower loan-to-value borrowers.

If your deal is ending soon, compare rates early. Speak to ๐— ๐—ผ๐—ป๐—ฒ๐˜† ๐—–๐—ต๐—ฒ๐—ฐ๐—ธ today.

๐Ÿ’ป [email protected]
โ˜Ž๏ธ 01506 848900

๐—ฆ๐—ฝ๐—ฒ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜„๐—ฒ๐—ฒ๐—ธ๐—ฒ๐—ป๐—ฑ ๐—ต๐—ผ๐˜‚๐˜€๐—ฒ๐—ต๐˜‚๐—ป๐˜๐—ถ๐—ป๐—ด?The earlier you have your numbers sorted, the sooner that dream property becomes your...
23/08/2025

๐—ฆ๐—ฝ๐—ฒ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜„๐—ฒ๐—ฒ๐—ธ๐—ฒ๐—ป๐—ฑ ๐—ต๐—ผ๐˜‚๐˜€๐—ฒ๐—ต๐˜‚๐—ป๐˜๐—ถ๐—ป๐—ด?
The earlier you have your numbers sorted, the sooner that dream property becomes your home ๐Ÿก

Working with a Mortgage broker will help you achieve that, by understanding what you can afford and receiving solid advice.

At ๐— ๐—ผ๐—ป๐—ฒ๐˜† ๐—–๐—ต๐—ฒ๐—ฐ๐—ธ, that's what we do best.

๐Ÿ’ป [email protected]
โ˜Ž๏ธ 01506 848900

How much can I borrow, lender quirks, fixed rates vs. variable rates.... At Money Check we've read the lending manual so...
14/08/2025

How much can I borrow, lender quirks, fixed rates vs. variable rates.... At Money Check we've read the lending manual so that you don't have to ๐Ÿ“–โœ…

๐Ÿ’ป [email protected]
๐Ÿ“ฑ 01506 848900

Address

Linlithgow
EH497HU

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441506848900

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