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Monday 8:30am - 5:30pm Tuesday 8:30am - 5:30pm Wednesday 8:30am - 5:30pm Thursday 8:30am - 5pm Friday 8:30am - 5:30pm

White Mortgages

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White Mortgages

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Expert mortgage advice you can trust 🏡 Helping you find the perfect loan with personalised solutions and specialised support | Contact us today! 📞

03/11/2026

Getting a mortgage offer is just the beginning. There's still the legal process, the solicitors, the searches, the and it can feel like a lot.

That's why at White Mortgages, we don't disappear once your mortgage is agreed.

We stay alongside you right the way through until you're holding those keys because that's when the job is actually done.

Want a team that's got your back from start to finish?

Book a call today.

30/10/2026

How many of these did you believe?

So many people put off exploring their options because of myths just like these, when an early conversation could help them understand what may be possible.

If you're unsure what's possible for your situation, drop us a message or book a call. We're here to give you the honest picture.

22/10/2026

Most homeowners put off thinking about their remortgage. It’s one of those things
that feels far away – until it isn’t.

Here’s what to expect when your deal ends and what you can do before it does.

Whether your deal ends this year or next, it’s worth starting your review early. You
can usually start looking at new mortgage options around six months before your
current deal ends, although the exact timing and options available will depend on
your lender and circumstances.

Book a free remortgage review today.

15/10/2026

Every week, the same questions land in our inbox. Which tells us one thing – a lot of people are wondering the same things and not getting straight answers.

So here are five of the questions we get asked most often.

Swipe through and, if yours isn’t on the list, drop it in the comments – we read
everything.

13/10/2026

Could your mortgage and other essential costs still be covered if you couldn’t work?

Many people protect their car, their phone and their home. But it’s easy to overlook the income that pays for all of them. Income protection can provide a regular income if you’re unable to work due to illness or injury, subject to the terms, conditions and exclusions of the policy.

Depending on the level of cover, it could help towards your mortgage and other essential household costs.

We offer a protection review alongside our mortgage appointments because getting you into a home is only part of the picture.

Book a free call and we’ll look at what cover may be suitable for your circumstances.

06/10/2026

Buying your first home? Then you’ll want to save this.

There’s so much noise out there about what you need to do, have, or be before you can get a mortgage. A lot of it isn’t quite as straightforward as it sounds.

Here are three things we often see first-time buyers get wrong. Swipe through and drop a comment if any of this sound familiar.

Not sure where you stand? Book a free call with our team – no pressure, no jargon, just honest advice.

01/10/2026

Say hello to the team.

We’re White Mortgages, and we couldn’t be more excited to introduce the incredible team behind the advice we provide.

We’re the experts who will be right here, on this page, making mortgages feel a whole lot less daunting.

First-time buyer? Remortgaging? Self-employed and not sure where to start?

Whatever your situation, we’ve seen a wide range of circumstances and love nothing more than turning a complicated process into a clear plan.

Follow the page, drop us a message, or get in touch – we’re always happy to chat.

02/06/2026

Thinking about unlocking cash from your home without moving out? A lifetime mortgage could be the solution, especially if you’re 55 or older. A lifetime mortgage lets you borrow money against the value of your home while continuing to live there. Unlike a regular mortgage, you often don’t make monthly repayments — the loan and interest are repaid when your home is eventually sold. Thanks to the no negative equity guarantee, you’ll never owe more than your home is worth, protecting you and your family. Younger borrowers usually get offered a lower percentage loan, compared to the property’s value, to cater for a longer potential term. Drawdown options make lifetime mortgages even smarter. Instead of taking all the cash at once, you can withdraw smaller amounts over time, paying interest only on what you use. This keeps debt growth manageable and protects more of your home’s equity for your heirs. Interest can grow quickly, so we will carefully model scenarios, recommend the right product, and suggest strategies like partial drawdowns or interest payments to slow debt growth. A lifetime mortgage isn’t just about cash — it’s about flexibility, security, and retirement planning. Speak to our regulated, experienced brokers to find a plan that works for your lifestyle and keeps your home’s value protected.

25/05/2026

White Mortgages will always welcome an approach from a qualified Mortgage and / or Protection adviser looking to progress their career. Providing your are fully qualified with at least 1 years’ experience (ideally longer) and able to show a successful track record, please get in touch.
We have a relaxed and friendly working environment, where everyone is part of the bigger team and all strive to help our clients as much as we possibly can. Full administrative support is provided by our team to allow you to concentrate upon your advisory role.
If you would like to discuss this further, in the strictest of confidence, please either call Mark Sutton on 01522 540777 or e-mail [email protected]

https://www.whitemortgagesltd.co.uk/careers

Address

City Office Park, Crusader Road
Lincoln
LN67AS

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Wednesday	8:30am - 5:30pm
Thursday	8:30am - 5pm
Friday	8:30am - 5:30pm

Telephone

+441522540777

Website

http://allmylinks.com/whitemortgages

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