Susie Leek - Mortgage & Protection Adviser at Four Oaks Financial Services

Susie Leek - Mortgage & Protection Adviser at Four Oaks Financial Services Providing protection advice from a panel of providers, and whole of market mortgage advice for first
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Your financial responsibilities don’t necessarily stop when you’re no longer here.There could still be a mortgage to pay...
07/09/2026

Your financial responsibilities don’t necessarily stop when you’re no longer here.

There could still be a mortgage to pay, household bills to cover, children to support and everyday expenses that your family relies on your income to help meet.

Life insurance is designed to provide financial support to your loved ones if you die during the term of the policy, helping them manage some of those financial commitments at an incredibly difficult time.

The right level of cover will depend on your individual circumstances, which is why it’s worth thinking beyond simply having a policy and considering what your family might actually need.

Life insurance can’t make a difficult situation easier emotionally, but it can help make sure financial worries aren’t an additional burden for the people you leave behind.

Your mortgage may have been right for you when you first arranged it, but life rarely stays exactly the same.Your income...
31/08/2026

Your mortgage may have been right for you when you first arranged it, but life rarely stays exactly the same.

Your income may have changed. Your family may have grown. You might be planning home improvements, thinking about moving, or simply approaching the end of your current mortgage deal.

That’s why it can be worth reviewing your mortgage rather than assuming the deal you already have is still the most suitable option.

A mortgage review gives you the opportunity to look at your current circumstances, understand the options available and make informed decisions about what comes next.

You don’t need to wait until something changes dramatically. Sometimes simply knowing where you stand can make planning for the future that little bit easier.

What a lovely review, thank you so much
24/08/2026

What a lovely review, thank you so much

Most of us insure our homes, our cars, and even our phones, but have you ever thought about how you would cope financial...
17/08/2026

Most of us insure our homes, our cars, and even our phones, but have you ever thought about how you would cope financially if you were diagnosed with a serious illness?

A critical illness can affect far more than your health. It can impact your ability to work, your household income, and your family's financial security at a time when your focus should be on recovery.

Critical illness cover is designed to provide a lump sum payment if you're diagnosed with a specified serious illness covered by the policy. It can help with mortgage payments, everyday living costs, or simply provide financial breathing space when you need it most.

It's not about expecting something to go wrong. It's about putting protection in place so that if life takes an unexpected turn, you and your loved ones have one less thing to worry about.

Well… this is one way to make a mortgage adviser’s day! 🤎🍫A lovely surprise from one of my clients to say thank you.Ther...
12/08/2026

Well… this is one way to make a mortgage adviser’s day! 🤎🍫
A lovely surprise from one of my clients to say thank you.
There’s nothing better than helping someone get their mortgage sorted and knowing they’ve been happy with the service along the way — although brownies are definitely a very welcome bonus! 😂
Feeling very appreciated today 🥰

Many people assume that getting a mortgage is simply about finding the lowest interest rate, but there's often much more...
03/08/2026

Many people assume that getting a mortgage is simply about finding the lowest interest rate, but there's often much more to consider.

The right mortgage should fit your circumstances today while also supporting your plans for the future. Factors such as flexibility, overpayment options, and the length of the deal can all make a difference.

What feels like the best option now may not always be the most suitable choice in the long term.

Taking the time to understand your options and consider how a mortgage fits into your wider financial picture can help you make decisions with greater confidence and peace of mind.

After all, a mortgage isn't just about buying a property. It's about creating a home and building a future.

Your mortgage is likely one of your biggest financial commitments, yet many people only think about it when something ch...
27/07/2026

Your mortgage is likely one of your biggest financial commitments, yet many people only think about it when something changes.

As interest rates move and fixed deals come to an end, it’s important to understand what your options are before decisions are made for you. Moving onto a lender’s standard rate without reviewing alternatives can mean paying more than necessary.

A mortgage review isn’t about making changes for the sake of it. It’s about making informed decisions. Sometimes that means securing a new deal. Other times, it simply means confirming that what you have is still suitable.

Either way, taking the time to understand your position puts you in control and helps you plan ahead with confidence.

THINK CAREFULLY BEFORE SECURING YOUR DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Address

168 Birmingham Road, Shenstone, Wood End
Lichfield
WS14ONX

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