Susie Leek - Mortgage & Protection Adviser at Four Oaks Financial Services

Susie Leek - Mortgage & Protection Adviser at Four Oaks Financial Services Providing protection advice from a panel of providers, and whole of market mortgage advice for first
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Buying a home is one of the biggest financial decisions most people will ever make, which is why understanding your mort...
15/06/2026

Buying a home is one of the biggest financial decisions most people will ever make, which is why understanding your mortgage options is so important.

With so many products, rates, and terms available, it can feel overwhelming trying to work out which option is right for you. What works well for one person may not be suitable for someone else.

Whether you’re a first-time buyer, moving home, or looking to remortgage, taking the time to understand your options can help you make decisions with greater confidence and clarity.

A mortgage should support your long-term plans and financial situation, not leave you feeling uncertain about the future.

Most people insure their home, car, and phone, but many never consider protecting the income that pays for them all.If i...
08/06/2026

Most people insure their home, car, and phone, but many never consider protecting the income that pays for them all.

If illness or injury stopped you from working for several months, would you still be able to cover your mortgage, bills, and everyday living costs?

For many people, employer sick pay and savings may only provide short-term support.

Income protection is designed to provide a regular income if you’re unable to work due to illness or injury. It’s there to help maintain financial stability while you focus on your recovery.

It’s not about expecting something to go wrong. It’s about having a plan in place so you and your family are financially supported if life takes an unexpected turn.

Your mortgage should support your life, not create unnecessary financial pressure.Many people stay on the same mortgage ...
01/06/2026

Your mortgage should support your life, not create unnecessary financial pressure.

Many people stay on the same mortgage deal simply because they’re busy or assume there aren’t better options available. But as fixed rates come to an end, it’s important to review whether your current deal is still right for you.

Even a small difference in interest rates can have an impact on your monthly payments over time.

A mortgage review gives you the opportunity to understand your options clearly and make informed decisions based on your circumstances and future plans.

Whether you’re approaching the end of a fixed deal, moving home, or simply want reassurance that your mortgage is still competitive, taking the time to review your position can help you plan ahead with confidence.

THINK CAREFULLY BEFORE SECURING YOUR DEBTS AGAINST YOUR HOME.

What a lovely review, thank you so much
25/05/2026

What a lovely review, thank you so much

That FriYAY feeling 🙌
22/05/2026

That FriYAY feeling 🙌

Thank you Emma 🤩🍾🏠
22/05/2026

Thank you Emma 🤩🍾🏠

Life insurance is often something people put off, not because it isn’t important, but because it’s easy to think there’s...
18/05/2026

Life insurance is often something people put off, not because it isn’t important, but because it’s easy to think there’s always more time.

If you have a mortgage, a family, or anyone who relies on you financially, it’s worth considering what would happen if things didn’t go to plan.

Life insurance provides a financial safety net, helping to cover key expenses such as the mortgage or day-to-day living costs. It’s designed to offer stability at a time when it’s needed most.

It’s not about expecting the worst. It’s about making sure the people who matter to you are supported, whatever the future holds.

For many people, a mortgage is something that gets set up and then left alone.But over time, things change. Interest rat...
11/05/2026

For many people, a mortgage is something that gets set up and then left alone.

But over time, things change. Interest rates move, deals come to an end, and your personal circumstances may look very different from when you first took it out.

A simple review can help you understand whether your current deal is still suitable, or if there are better options available. It’s not about making changes unnecessarily, it’s about making sure everything is still working in your favour.

Having that clarity can make planning ahead feel far more straightforward.

THINK CAREFULLY BEFORE SECURING YOUR DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Address

168 Birmingham Road, Shenstone, Wood End
Lichfield
WS14ONX

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