Nick Hepburn - Financial Adviser at Four Oaks Financial Services

11/09/2025

09/09/2025

Quiet summer ☀? Don’t let summer slowdowns impact you again! Being self-employed means flexibility and unpredictability! Now’s the time to protect yourself…

Income protection tailored specifically for the self-employed can help cover your essentials when work is slow, giving you peace of mind to focus on what matters most.

Together, let’s build a plan that supports you 💪. Contact us to learn more.

01/07/2025

Parents often plan the summer down to the minute. Suncream, snacks, swimsuits, but the real peace of mind comes from planning for the things we can’t schedule. ☀️

An emergency fund isn’t just for the big stuff. It’s for when the boiler breaks, the car needs fixing, or your child suddenly outgrows everything right before the holidays.

Life doesn’t send a warning. But with even a few months’ worth of expenses set aside, you’re not just reacting; you are in control.‼️

Because enjoying the little moments starts with having a plan behind the scenes.

Speak to us today to let us help you protect what matters most. 💬

Approver Quilter Financial Services Ltd 18/06/2025

29/05/2025

Helping you navigate inheritance 🧭

Whether you’re looking to preserve the value of your estate for loved ones or need guidance on managing inherited assets, we are here to support you.

Our expert team can help you navigate the complexities of inheritance planning, ensuring your assets are protected, taxes are minimised, and your loved ones are well taken care of.

We also offer tailored advice to help you make the most of what you’ve inherited and plan for a secure financial future.

Let’s discuss your inheritance needs and how we can assist 💬

21/05/2025

Protecting your finances 🔐

Unfortunately, life doesn’t always turn out the way we envisage. That’s why protecting your family, home and income is so important.

Whilst no-one wants to have to think about the unexpected, financial protection can help ease your worries, providing you with the peace of mind to know that, should the worst ever happen, you’ve put financial measures in place to protect all that’s important.

Contact our expert team to secure your peace of mind, no matter what may happen 💬

09/05/2025

5 top tips for retirement planning 🏠 💼

At Four Oaks Financial Services, we’re here to help you with your retirement planning, whether finishing work is just round the corner or still many years away.

Here are 5 top tips to help you get started:

🗓️ - Planning is power: The sooner you begin planning, the more time your money has to grow.

🎯 - Set goals: Consider the lifestyle you want and what you’ll need to support it.

📊 - Review your pension performance: Keeping an eye on your pension investments, or having the investment in a managed account, will help you meet your goals.

✨ - Diversify: Spread your risk* across different investments for long-term stability. A good financial management firm, such as Four Oaks Financial Services, will be able to manage this for you.

💬 - Seek advice from a professional: Everyone’s situation is unique. A personalised plan can make all the difference.

Contact Four Oaks Financial Services today and take the first step toward a secure future 🤝.

*The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

Approver Quilter Financial Services Ltd & Quilter Mortgage Planning Ltd - 22nd April 2025

25/03/2025

Protect Your Hard Work, Plan for What's Next 💭

📈 As a business owner, having a solid financial plan is crucial to maintaining stability and fostering growth. Corporate financial planning helps you make day-to-day decisions aligned with your long-term strategy, protecting everything you've worked hard for and ensuring peace of mind.

😊 At Four Oaks Financial Services, we specialise in guiding businesses through essential financial planning and business protection. Whether it's workplace pensions, employee benefits, or creating a strategy for future growth, we're here to help.

📧 Get in touch today and let's plan for the future of your business together.

13/03/2025

🤨 Do you know how much of your wealth will be inherited by the taxman, rather than your family?

🤝 With the right help it’s possible to responsibly reduce the impact of IHT and ensure more of your wealth is passed to the people who you decide deserve it most.

http://bit.ly/4iKu1zw

Tax treatment varies according to individual circumstances and is subject to change.

Approver Quilter Wealth Limited & Quilter Financial Services Limited, Quilter Financial Limited, Quilter Financial Planning Solutions limited & Lighthouse Advisory Services limited. March 2024

13/03/2025

Protect What Matters Most 😌

🔐 Life's full of surprises – some good, some not so much. That's why having a solid plan to protect your family, home, and income is crucial.

😊 At Four Oaks Financial Services, we'll help you put the right measures in place, so you can face the future with confidence and peace of mind.

☎️ Get in touch with us today to start planning for a secure tomorrow.

13/02/2025

💭 Planning Your Family’s Financial Security

🔐 While we can’t predict the future, we can take steps to protect what matters most. Financial protection gives you peace of mind, knowing that should the unexpected happen, your family will be taken care of.

👩‍💻 At Four Oaks Financial Services, our expert advisers are here to create a tailored financial plan for your family’s security, and we’ll be by your side to review it as your life changes along the way.

👉 Does this sound like something you are looking for? Contact us today to arrange an informal chat at our Shenstone Wood End office, or at a location across Staffordshire and the West Midlands that suits you!

Approver Quilter Financial Services Ltd and Quilter Mortgage Planning Ltd 27/01/2025