Caroline Underwood - Peak Mortgages and Protection

06/02/2026

🔔 Update: The Bank of England has kept the base rate steady at 3.75%.

With this decision, mortgages linked directly to the base rate usually stay unchanged. However, the wider market is still shifting, and we are seeing some positive moves from individual lenders.

To discuss your mortgage options or plan your next move, give us a call or send us a message! 📱

Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.

03/02/2026

“My First Mortgage” - Only 2% deposit needed for some! Up to 98% LTV and gifted deposits accepted!

One of the big banks has launched this today! This is ideal for those who can afford mortgage repayment costs easily, but who are struggling to get a good size deposit together. £10k is all you need with this!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

07/08/2025

The Bank of England has just cut the Base Rate by 0.25%, taking it to 4%! This is a fantastic step that could bring some welcome relief for many people. 🙌🏼

What does this mean? It's a sign that the economy is stabilising, and it often leads to lenders adjusting their mortgage rates.

Variable Rate Mortgages: Your payments could become cheaper!
Looking to Buy or Remortgage: You might find more suitable deals available now!

Worried about what to do next? We're here to help! Our team can walk you through the new rates and find a mortgage that's right for you. Get in touch for a chat!

Your home may be repossessed if you do not keep up repayments on your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage.

07/08/2025

Wow time flies. I love my job!

It’s August and we’re celebrating 2 work anniversaries this month 🎉🎉

🟣 Mortgage & Protection Adviser - Caroline - 3 years

🟣 Mortgage & Protection Adviser - Rachael - 3 years

07/08/2025

Dreaming of your first home? We're here to make your mortgage journey smooth and stress-free! 🏡

Ready to take the plunge into homeownership? Our expert team will help you:

• Calculate your affordability
• Secure an agreement in principle
• Plan your budget
• Find the right mortgage options

We'll handle the complex paperwork and admin, so you can focus on finding your perfect property. 🔑

No jargon. No confusion. Just straightforward mortgage support tailored to you.

Get your home ownership journey started today - book a chat with our mortgage specialists!

Book your mortgage review now

Your home may be repossessed if you do not keep up repayments on your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage.

07/07/2025

Another lovely thank you gift. The best part of my job - seeing how excited my clients are the day the process is over & they get their new house keys ❤️

03/07/2025

03/07/2025

Sad to be back at work this week after an amazing holiday, but this lovely gift from First time buyers I helped cheered me up no end ❤️

10/06/2025

03/06/2025

27/05/2025

Thinking ahead is key when it comes to your mortgage. About six months before your current fixed rate ends, it's time to explore your options.

Our expert mortgage advisers will scour the market, comparing deals to find the most suitable arrangement for you. We'll help you weigh up potential products and make an informed choice.

Worried about rate fluctuations? Don't be! If markets improve, we'll switch you to a more attractive deal. And if they don't, you'll be secure with a rate that works for you. 🌟

Get ahead of your mortgage renewal today.

Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.