What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Steve Dyson - Independent Mortgage Matters

Home
United Kingdom
Lewes
Steve Dyson - Independent Mortgage Matters

Service and advice you can put your house on! Uncomplicated and clear information tailored specifically to your personal circumstances.

Having been in financial services for over 20 years I am proud to have built a reputation for honest and concise advice with the client at the centre of everything I do. I am experienced in dealing with low income families to executives of blue chip companies all with their own personal financial aspirations. No individually specific advice is given via this site. All views are those of myself and

no-one else associated with Independent Mortgage Matters. Your home may be repossessed if you do not maintain repayments on a mortgage or loan secured on it. Independent Mortgage Matters Limited is authorised and regulated by the Financial Conduct Authority - FCA No 300920. Written details of credit terms are available on request. A life assurance policy may be required. Redemption penalties may be payable to an existing lender. A fee may be charged for transacting business.

08/09/2026

Use the mortgage calculator on my website to get a quick estimate of your potential repayments. It only takes a few clicks.

But remember, calculators can only tell part of the story. Every situation is different, and that's where I come in.

As your dedicated mortgage adviser, I’ll help you understand what those numbers mean for your overall affordability, guide you through your options, and ensure you’re on the best path based on your goals and circumstances.

Use the calculator to get started, and then let’s discuss how I can help you make those numbers work.

Click the link below to begin your journey.

𝗦𝘁𝗲𝘃𝗲 𝗗𝘆𝘀𝗼𝗻 - 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗠𝗮𝘁𝘁𝗲𝗿𝘀 - 𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗮𝗻𝗱 𝗮𝗱𝘃𝗶𝗰𝗲 𝘁𝗵𝗮𝘁 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗽𝘂𝘁 𝘆𝗼𝘂𝗿 𝗵𝗼𝘂𝘀𝗲 𝗼𝗻!

03/09/2026

𝗕𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂 𝘀𝗽𝗲𝗮𝗸 𝘁𝗼 𝗮 𝗹𝗲𝗻𝗱𝗲𝗿, 𝗶𝘁 𝗰𝗮𝗻 𝗽𝗮𝘆 𝘁𝗼 𝘀𝗽𝗲𝗮𝗸 𝘁𝗼 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗮𝗱𝘃𝗶𝘀𝗲𝗿 𝗳𝗶𝗿𝘀𝘁.

An Agreement in Principle is often one of the first steps when you're looking to buy a home, but the information provided needs to be accurate. Your income, financial commitments, deposit and personal circumstances can all affect how a lender views your application.

That’s where good advice can make a difference.

I can help you understand what lenders are likely to look for, make sure the figures being used reflect your true circumstances, and identify suitable options before you start approaching lenders.

A little preparation at the beginning can help avoid unnecessary complications further down the line.

Thinking about moving home or arranging a mortgage? Get in touch and we can talk through your position before you take the next step.

𝗦𝘁𝗲𝘃𝗲 𝗗𝘆𝘀𝗼𝗻
𝗜𝗻𝗱𝗲𝗽𝗲𝗻𝗱𝗲𝗻𝘁 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗠𝗮𝘁𝘁𝗲𝗿𝘀
𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗮𝗻𝗱 𝗮𝗱𝘃𝗶𝗰𝗲 𝘁𝗵𝗮𝘁 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗽𝘂𝘁 𝘆𝗼𝘂𝗿 𝗵𝗼𝘂𝘀𝗲 𝗼𝗻!

𝗬𝗼𝘂𝗿 𝗵𝗼𝗺𝗲 𝗺𝗮𝘆 𝗯𝗲 𝗿𝗲𝗽𝗼𝘀𝘀𝗲𝘀𝘀𝗲𝗱 𝗶𝗳 𝘆𝗼𝘂 𝗱𝗼 𝗻𝗼𝘁 𝗸𝗲𝗲𝗽 𝘂𝗽 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗼𝗻 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲.

01/09/2026

𝗬𝗼𝘂’𝘃𝗲 𝗴𝗼𝘁 𝘆𝗼𝘂𝗿 𝗔𝗴𝗿𝗲𝗲𝗺𝗲𝗻𝘁 𝗶𝗻 𝗣𝗿𝗶𝗻𝗰𝗶𝗽𝗹𝗲, 𝘀𝗼 𝘄𝗵𝗮𝘁 𝗵𝗮𝗽𝗽𝗲𝗻𝘀 𝗻𝗲𝘅𝘁?

Now you can start looking for a property with a clearer idea of the budget you’re working with. It can make the search feel much more focused and gives you a useful starting point when speaking to estate agents and viewing homes.

Once you find the right property and have an offer accepted, the next stage is the full mortgage application.

That’s when the lender will look at your finances in more detail and assess the property before making a formal mortgage offer.

I’ll help you through each stage, from the initial Agreement in Principle right through to the full application, keeping an eye on the details and making the process as straightforward as possible.

You concentrate on finding the right home. I’ll help take care of the mortgage.

𝗦𝘁𝗲𝘃𝗲 𝗗𝘆𝘀𝗼𝗻
𝗜𝗻𝗱𝗲𝗽𝗲𝗻𝗱𝗲𝗻𝘁 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗠𝗮𝘁𝘁𝗲𝗿𝘀
𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗮𝗻𝗱 𝗮𝗱𝘃𝗶𝗰𝗲 𝘁𝗵𝗮𝘁 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗽𝘂𝘁 𝘆𝗼𝘂𝗿 𝗵𝗼𝘂𝘀𝗲 𝗼𝗻!

25/08/2026

𝗕𝗿𝗼𝘄𝘀𝗶𝗻𝗴 𝗳𝗼𝗿 𝗮 𝗻𝗲𝘄 𝗵𝗼𝗺𝗲 𝗶𝘀 𝗺𝘂𝗰𝗵 𝗺𝗼𝗿𝗲 𝗲𝗻𝗷𝗼𝘆𝗮𝗯𝗹𝗲 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄 𝘄𝗵𝗮𝘁 𝘆𝗼𝘂𝗿 𝗯𝘂𝗱𝗴𝗲𝘁 𝗹𝗼𝗼𝗸𝘀 𝗹𝗶𝗸𝗲.

Before attending viewings or making an offer, it helps to understand how much you may be able to borrow, what the monthly repayments could be and which additional costs you may need to plan for.

A clear budget can help you focus on suitable properties, avoid unnecessary disappointment and feel more confident when speaking to estate agents or sellers. It can also put you in a stronger position when the right home comes along.

My role is to help you understand the figures before you get too far into the property search. I can explain the mortgage process, review your circumstances and help you establish a realistic price range based on your income, deposit, commitments and lender criteria.

That means you can browse properties, attend viewings and make offers with a clearer understanding of what may be affordable.

Preparation at the beginning can make the whole home-buying journey feel more straightforward.

𝗦𝘁𝗲𝘃𝗲 𝗗𝘆𝘀𝗼𝗻
𝗜𝗻𝗱𝗲𝗽𝗲𝗻𝗱𝗲𝗻𝘁 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗠𝗮𝘁𝘁𝗲𝗿𝘀
𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗮𝗻𝗱 𝗮𝗱𝘃𝗶𝗰𝗲 𝘁𝗵𝗮𝘁 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗽𝘂𝘁 𝘆𝗼𝘂𝗿 𝗵𝗼𝘂𝘀𝗲 𝗼𝗻!

18/08/2026

𝗞𝗻𝗼𝘄𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗱𝗲𝗽𝗼𝘀𝗶𝘁 𝗶𝘀 𝗼𝗻𝗹𝘆 𝗼𝗻𝗲 𝗽𝗮𝗿𝘁 𝗼𝗳 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗵𝗼𝗺𝗲-𝗯𝘂𝘆𝗶𝗻𝗴 𝗯𝘂𝗱𝗴𝗲𝘁.

Before you start viewing properties, it helps to have a clear picture of what you may be able to borrow, what the monthly repayments could look like and which additional costs you may need to allow for.

Your borrowing amount can be influenced by several factors, including your income, regular commitments, deposit, credit history and the criteria used by different lenders. That is why an online calculator can only give you a rough starting point.

A mortgage adviser can help you understand:

How much you may be able to borrow
What your estimated monthly payments could be
Which fees and other buying costs to budget for
What the mortgage process involves
Whether an Agreement in Principle may be suitable
Having this information early can help you search within a realistic price range, avoid unnecessary disappointment and feel more confident when you find the right property.

Good preparation can make the whole home-buying journey feel much more manageable.

𝗦𝘁𝗲𝘃𝗲 𝗗𝘆𝘀𝗼𝗻
𝗜𝗻𝗱𝗲𝗽𝗲𝗻𝗱𝗲𝗻𝘁 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗠𝗮𝘁𝘁𝗲𝗿𝘀
𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗮𝗻𝗱 𝗮𝗱𝘃𝗶𝗰𝗲 𝘁𝗵𝗮𝘁 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗽𝘂𝘁 𝘆𝗼𝘂𝗿 𝗵𝗼𝘂𝘀𝗲 𝗼𝗻!

13/08/2026

The six-month window before your current deal expires is a crucial opportunity to explore your options, secure a great rate, and avoid defaulting to your lender’s often higher standard variable rate.

Acting early gives you time to review the market, consider your financial goals, and lock in the best possible terms.

As your dedicated mortgage adviser, I’ll handle the research, paperwork, and strategy to ensure a smooth transition to your new deal.

Don’t leave it to chance; let’s get ahead of the game together. Contact me today to discuss your options.

𝗦𝘁𝗲𝘃𝗲 𝗗𝘆𝘀𝗼𝗻 - 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗠𝗮𝘁𝘁𝗲𝗿𝘀 - 𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗮𝗻𝗱 𝗮𝗱𝘃𝗶𝗰𝗲 𝘁𝗵𝗮𝘁 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗽𝘂𝘁 𝘆𝗼𝘂𝗿 𝗵𝗼𝘂𝘀𝗲 𝗼𝗻!

11/08/2026

𝗜𝘁’𝘀 𝘃𝗲𝗿𝘆 𝗲𝗮𝘀𝘆 𝘁𝗼 𝗳𝗮𝗹𝗹 𝗶𝗻𝘁𝗼 𝘁𝗵𝗲 “𝗥𝗶𝗴𝗵𝘁𝗺𝗼𝘃𝗲 𝘁𝗿𝗮𝗽”.

You start with a casual browse, find a property you love, book a viewing and begin imagining where the furniture will go. The problem is that this can all happen before you have a clear understanding of what you can comfortably afford.

Online calculators can provide a rough guide, but they do not take everything into account. Your income, existing commitments, deposit, credit history, monthly budget and the criteria used by different lenders can all affect how much you may be able to borrow.

Speaking to a mortgage adviser before you start viewing can help you set a realistic budget, understand the likely monthly repayments and identify any additional costs you may need to plan for. It can also help you secure an Agreement in Principle, so you are in a stronger position when the right property comes along.

Buying your first home should be exciting, but it should also be affordable and well planned. A conversation at the start could save you time, reduce disappointment and help you search with greater confidence.

Before you fall in love with a property, make sure the numbers work.

𝗦𝘁𝗲𝘃𝗲 𝗗𝘆𝘀𝗼𝗻
𝗜𝗻𝗱𝗲𝗽𝗲𝗻𝗱𝗲𝗻𝘁 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗠𝗮𝘁𝘁𝗲𝗿𝘀
𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗮𝗻𝗱 𝗮𝗱𝘃𝗶𝗰𝗲 𝘁𝗵𝗮𝘁 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗽𝘂𝘁 𝘆𝗼𝘂𝗿 𝗵𝗼𝘂𝘀𝗲 𝗼𝗻!

06/08/2026

𝗥𝗶𝗴𝗵𝘁𝗺𝗼𝘃𝗲 𝗰𝗮𝗻 𝗺𝗮𝗸𝗲 𝗶𝘁 𝗲𝗮𝘀𝘆 𝘁𝗼 𝗳𝗮𝗹𝗹 𝗶𝗻 𝗹𝗼𝘃𝗲 𝘄𝗶𝘁𝗵 𝗮 𝗵𝗼𝗺𝗲 𝗯𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄 𝘄𝗵𝗲𝘁𝗵𝗲𝗿 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗮𝗳𝗳𝗼𝗿𝗱 𝗶𝘁.

Many first-time buyers start searching, find a property they love and begin planning their future around it, all before speaking to a mortgage adviser.

The problem is that the asking price is only part of the cost. You also need to think about your deposit, monthly repayments, fees and what you can comfortably afford each month.

Speaking to a mortgage adviser first can help you understand:

• How much you may be able to borrow
• What your monthly payments could look like
• Which price range is realistic
• What costs you need to prepare for

Get your budget clear before you start viewing homes. It could save you time, disappointment and unnecessary pressure.

Speak to us before you start your property search.

𝗦𝘁𝗲𝘃𝗲 𝗗𝘆𝘀𝗼𝗻 - 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗠𝗮𝘁𝘁𝗲𝗿𝘀 - 𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗮𝗻𝗱 𝗮𝗱𝘃𝗶𝗰𝗲 𝘁𝗵𝗮𝘁 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗽𝘂𝘁 𝘆𝗼𝘂𝗿 𝗵𝗼𝘂𝘀𝗲 𝗼𝗻!

Address

81 High Street
Lewes
BN71XN

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+447725720873

Website

http://www.stevedyson.co.uk/

Alerts

Be the first to know and let us send you an email when Steve Dyson - Independent Mortgage Matters posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Want your business to be the top-listed Finance Company in Lewes?