09/06/2026
Self-employed and thinking about a mortgage?
You may have heard that getting a mortgage is harder when you work for yourself.
It can involve a bit more preparation, but it is certainly not impossible.
Lenders may want to understand your income, trading history, accounts, tax calculations, business structure and how stable your earnings are. Different lenders can also look at self-employed income in different ways.
That is why choosing the right lender matters.
Whether you are a sole trader, limited company director, contractor or freelancer, it helps to get advice early so you know what paperwork may be needed and what your options could look like.
Good preparation can make the mortgage process much smoother.
Service and advice that you can put your house on.