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Monday 9am - 5:30pm Tuesday 9am - 5:30pm Wednesday 9am - 5:30pm Thursday 9am - 5:30pm Friday 9am - 5:30pm Saturday 9am - 12pm

Southern Mortgages

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United Kingdom
Leigh on Sea
Southern Mortgages

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Personalised solutions to your mortgage needs. Speak to an adviser today! FCA no. 771195

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Southern Mortgages, Mortgage brokers, .

03/11/2026

⭐⭐⭐⭐⭐⁠
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Happy Tuesday! We just had to share this great testimonial from one of our valued clients⁠
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“Sue has been very helpful from start to finish with the buying of our new house together. My partner Josh has used her services previously and has always been pleased with the outcome.”
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If you’ve had a good experience working with us, let us know! You can leave a review on Reviews.co.uk or our Google Business Page⁠
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*your home may be repossessed if you don't keep up with mortgage payments

02/11/2026

You don’t have to wait until you’ve found the perfect property before speaking to a mortgage broker.

In fact, getting advice earlier can make the whole house-hunting process feel a lot clearer.

You can get a better understanding of what you may be able to borrow, what repayments could look like and what sort of budget you should realistically be searching within.

So instead of guessing your way through Rightmove, you can start looking with a much better idea of where you stand.

Whether you’re buying your first home, moving house or reviewing your current mortgage, Sue and Tim at Southern Mortgages are here to help.

Your home may be repossessed if you do not keep up repayments on your mortgage.

30/10/2026

Mortgages, deposits, affordability, solicitors, surveys, credit checks… there’s a lot to get your head around when you’ve never done it before.⁠
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That’s exactly why we created our First-Time Buyer Guide.⁠
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It walks you through the process and helps explain some of the key things you’ll encounter on the journey to owning your first home.⁠
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📖 Read the guide here:⁠
https://www.southernmortgages.co.uk/first-time-buyer-guide-uk⁠
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And when you’re ready to take the next step, Tim and Sue are here to help.⁠
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*Your home may be repossessed if you do not keep up repayments on your mortgage.

29/10/2026

🔑 When does your current mortgage deal end?⁠
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If your fixed or introductory mortgage rate is coming to an end, it can be worth reviewing your options before you automatically move onto your lender’s standard variable rate.⁠
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A remortgage could potentially help you:⁠
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🏡 Secure a new deal⁠
💷 Review your monthly payments⁠
📊 Restructure your mortgage⁠
🔨 Explore borrowing for home improvements⁠
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The right option will depend entirely on your circumstances, which is where getting professional advice can help.⁠
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Speak to Southern Mortgages and let’s see what options may be available to you.⁠
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*Your home may be repossessed if you do not keep up repayments on your mortgage.

28/10/2026

Meet Tim, our Buy-to-Let specialist.⁠
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Whether you’re looking to purchase your first investment property, expand an existing portfolio or simply understand your options, Tim can help guide you through the process.⁠
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Buy-to-Let mortgages can come with different criteria, deposit requirements and lending rules compared to a standard residential mortgage, so having the right advice can make a big difference.⁠
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If you’re considering investing in property, get in touch with the team today and let’s see how we can help.⁠
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*Your property may be repossessed if you do not keep up repayments on your mortgage.

27/10/2026

✨ Another happy client! ✨

We’re proud to help people find the right mortgage and make the process as smooth as possible.
Here’s what one of our clients had to say about working with us ⬇️

If you’re thinking about buying, remortgaging, or exploring your options, we’d love to help you too. 💬

26/10/2026

Mortgages can feel complicated, but getting the right advice should feel personal.⁠
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At Southern Mortgages, we believe there is real value in sitting down face to face, understanding your circumstances and talking through your options properly.⁠
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Whether you are buying your first home, moving, remortgaging or planning for later life, Sue and Tim are here to offer clear, tailored advice and support you throughout the process.⁠
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It is not just about finding a mortgage. It is about building a relationship with advisers you can trust.⁠
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Get in touch today to arrange a conversation.⁠
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Your home may be repossessed if you do not keep up repayments on your mortgage.

23/10/2026

Think you need a huge deposit before you can even consider buying a home?

Not necessarily! 🏡

While a larger deposit can open up more mortgage options and potentially better interest rates, some lenders offer mortgages with deposits as low as 5%, subject to eligibility and affordability checks.

Of course, there's more to buying a property than just the deposit, with legal fees, surveys and moving costs to consider too.

If you're saving towards your first home but aren't sure how much you'll need, why not have a conversation with our team?

We'll help you understand the options available and what your next steps could look like.

*Your home may be repossessed if you do not keep up repayments on your mortgage.

22/10/2026

When was the last time you checked your credit report? 👀

If you're thinking about applying for a mortgage, it's worth taking a look!

Lenders use information from your credit history when assessing your application, so understanding what's on your report can help you prepare.

A few things worth checking:

✅ Make sure your personal details are accurate.

✅ Check for any errors or unfamiliar accounts.

✅ Keep up with existing credit repayments.

✅ Avoid making lots of credit applications in a short period.

And remember, there's no single credit score that guarantees mortgage approval.

At Southern Mortgages, we can help you understand what lenders may look for and explore your mortgage options.

*Your home may be repossessed if you do not keep up repayments on your mortgage.

21/10/2026

MYTH OR FACT? 🤔

"The mortgage with the lowest interest rate is always the best option."

❌ MYTH!

While the interest rate is important, it's not the only thing you should consider when comparing mortgages.

Arrangement fees, early repayment charges, mortgage terms and overall costs can all make a difference to which deal is right for you.

A mortgage that looks cheaper at first glance isn't necessarily the most cost-effective choice.

At Southern Mortgages, we look at the bigger picture, helping you understand your options and find a mortgage suited to your circumstances.

*Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

The Old Gasworks, 43 Progress Road
Leigh On Sea
SS9 5PR

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm
Saturday	9am - 12pm

Telephone

01702 746811

Website

www.southernmortgages.co.uk

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