Southern Mortgages

Southern Mortgages Personalised solutions to your mortgage needs. Speak to an adviser today! FCA no. 771195

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Southern Mortgages, Mortgage brokers, .

A Mortgage in Principle (also called an Agreement in Principle or Decision in Principle) is a statement from a lender es...
08/06/2026

A Mortgage in Principle (also called an Agreement in Principle or Decision in Principle) is a statement from a lender estimating how much they might lend you.

While not legally binding, it gives a useful indication of your borrowing power. However, final approval depends on further checks. Many estate agents take it seriously when considering offers.



*Your home may be repossessed if you do not keep up with mortgage payments.

05/06/2026

Wondering if you can use a gifted deposit for a buy-to-let? It’s a question we’re asked more often than you might think.⁠

Our latest video breaks it down 👇⁠



*your home may be repossessed if you don't keep up with mortgage payments

Every mortgage situation is different.Your income, deposit, credit history, employment type and future plans can all aff...
04/06/2026

Every mortgage situation is different.

Your income, deposit, credit history, employment type and future plans can all affect what options may be available to you.

That’s why getting proper advice matters.

A mortgage broker can take the time to understand your situation and help guide you towards suitable options, rather than leaving you to guess your way through the process.

When it comes to one of the biggest financial decisions you’ll make, having the right people to speak to can make all the difference.

*Your home may be repossessed if you don’t keep up with mortgage payments.

03/06/2026

💡 Equity release myths – That are simply not true! 💡⁠

There’s a lot of misinformation out there about equity release. ⁠

In this video, we’re debunking some of the most common myths so you can see how it really works. 🏡⁠

⭐⭐⭐⭐⭐⁠⁠Happy Tuesday! We just had to share this great testimonial from one of our valued clients⁠⁠Sue is my go to mortga...
02/06/2026

⭐⭐⭐⭐⭐⁠

Happy Tuesday! We just had to share this great testimonial from one of our valued clients⁠

Sue is my go to mortgage advisor both personally and professionally. She's extremely knowledgeable and experienced. She offers a vast range of products and services which makes the process so much easier! I would not hesitate to recommend Sue, she's one of the best in the business.⁠

If you’ve had a good experience working with us, let us know! You can leave a review on Reviews.co.uk or our Google Business Page⁠



*your home may be repossessed if you don't keep up with mortgage payments

01/06/2026

First Time Buyer? Here's some quick tips!



*your home may be repossessed if you don't keep up with mortgage payments

Buying your first home doesn’t have to be overwhelming. Our latest guide walks you through deposits, mortgages, solicito...
29/05/2026

Buying your first home doesn’t have to be overwhelming.

Our latest guide walks you through deposits, mortgages, solicitors, surveys and the key steps every first-time buyer should know.

Read it now and feel confident about your next move 🏠

Getting a mortgage as a tradesperson isn’t always as simple as showing a standard payslip.If you’re self-employed, subco...
29/05/2026

Getting a mortgage as a tradesperson isn’t always as simple as showing a standard payslip.

If you’re self-employed, subcontracting, running through a limited company or your income changes month to month, different lenders may look at your situation in different ways.

That’s where speaking to a mortgage broker can really help.

They can look at your circumstances properly, explain what documents you may need and help you understand what mortgage options could be available to you.

So whether you’re a builder, plumber, electrician, landscaper or another small trade business owner, it’s worth getting advice before guessing what you can borrow.

*Your home may be repossessed if you don’t keep up with mortgage payments.

When your current mortgage deal is coming to an end, it’s worth reviewing your options early.Leaving it too late could m...
28/05/2026

When your current mortgage deal is coming to an end, it’s worth reviewing your options early.

Leaving it too late could mean moving onto your lender’s standard variable rate, which may not be the best route for your circumstances.

A mortgage broker can help you look at what’s available, compare options and explain the next steps clearly.

Whether you’re looking to secure a new deal, release equity or simply understand your choices, getting advice early is a smart move.

*Your home may be repossessed if you don’t keep up with mortgage payments.

Going straight to your bank might seem like the easiest option, but it can also limit what you’re able to compare.A mort...
27/05/2026

Going straight to your bank might seem like the easiest option, but it can also limit what you’re able to compare.

A mortgage broker can look at a wider range of lenders and help find options that suit your circumstances, rather than just showing you what one bank can offer.

They can also help explain the process, deal with paperwork, answer questions and guide you through each stage.

So before you go direct, it’s worth speaking to someone who can look at the bigger picture.

*Your home may be repossessed if you don’t keep up with mortgage payments.

Address

The Old Gasworks, 43 Progress Road
Leigh On Sea
SS9 5PR

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm
Saturday 9am - 12pm

Telephone

01702 746811

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