ARK Commercial Finance

05/09/2026

05/09/2026

05/09/2026

05/09/2026

04/09/2026

26/08/2026

🍻 From “too inexperienced” to a final offer for a pub & restaurant acquisition! 🥂

Today is one of those days that reminds me why I love what I do.

I am delighted to share that we have received the final offer letter for a client purchasing a pub/restaurant as part of their ambition to build a family business. 🎉

But this was far from an easy deal.

On paper, the clients did not have the specific experience that many lenders wanted to see in running a pub or restaurant. Despite having strong and proven experience in managing and running residential property businesses, their lack of direct hospitality experience became the main stumbling block.

We approached a significant number of lenders.

The answer from most was simply:

❌ Declined due to lack of relevant experience.

But we did not give up.

At ARK COMMERCIAL FINANCE, we believe that sometimes the numbers on a piece of paper do not tell the whole story.

We continued exploring the market until we found a lender who was prepared to understand the clients overall experience, their plans and the opportunity.

The lender was able to provide bridging finance, subject to valuation and the required due diligence. The valuation also came in within expectations of the agreed purchase price.

And today…

📄 Final Offer Letter received.

😊 Happy client.

For me, this is what commercial finance is really about.

It is not simply about finding a rate.

It is about finding a way forward when the obvious routes say no.

A huge thank you to the lender for taking the time to understand the case and for being willing to look beyond the obvious obstacle.

And this is exactly why I believe in the value of having an experienced commercial finance broker on your side.

At ARK COMMERCIAL FINANCE, we do not promise that every deal can be funded.

But we will work hard to understand the deal, explore the market and find the most appropriate funding solution available.

ARK COMMERCIAL FINANCE
Finding solutions when conventional lending does not.

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