Drafty

Drafty Drafty line-of-credit is a flexible, easy-to-use alternative to loans, overdrafts and credit cards. And if you want to borrow again?

Here’s how it works after your application is approved:
• Choose your own credit limit
• Draw up to your approved limit at any time
• Get the money transferred to your bank account within 90 seconds
• Absolutely zero fees
Representative 96.2% APR (variable)

You only pay interest on the amount you draw, and if you don't draw anything, you don't pay anything. Your Drafty line of credit is still ava

ilable, up to your agreed credit limit at any time. Drafty costs £5.70 to borrow £100 for 30 days. Representative Example:
Assumed credit limit: £1,200
Representative 96.2% APR (variable)
Annual Interest Rate 69.4% (variable)

Visit drafty.co.uk and find out if you'll be approved, without affecting your credit score.

Thanks!  Representative 96.2%APR (variable)
24/02/2026

Thanks!

Representative 96.2%APR (variable)

Nobody likes hangovers. Your wallet hates them even more. Dry Jan is just hitting pause - on booze, on excuses, and on s...
13/01/2026

Nobody likes hangovers. Your wallet hates them even more.
Dry Jan is just hitting pause - on booze, on excuses, and on spending money you didn’t even realise was gone.
Your bank balance will thank you.

6 – 7 pounds to my name it seems...
08/01/2026

6 – 7 pounds to my name it seems...

We're so happy we could help you Ricky!     Representative 96.2%APR (variable)
19/12/2025

We're so happy we could help you Ricky!

Representative 96.2%APR (variable)

Anyone shouting bingo???
08/12/2025

Anyone shouting bingo???

Thursday thoughts......
04/12/2025

Thursday thoughts......

🎉 15,000 Trustpilot reviews and counting!  A huge thank you to our customers for sharing your experiences. Our team is c...
28/10/2025

🎉 15,000 Trustpilot reviews and counting! A huge thank you to our customers for sharing your experiences. Our team is committed to giving everyone a great experience, every step of the way.

Representative 96.2%APR (variable)

23/09/2025

Attention! Buddy is answering all your Drafty questions now! Tune in... 🎤


Representative 96.2%APR (variable)

16/09/2025

Let's see that one more time... 💥💥


Representative 96.2%APR (variable)

09/09/2025

Such tough decisions.... 🐶 ↔️


Representative 96.2%APR (variable)

03/09/2025

When game day disaster strikes! | Drafty Flex saves the day when unexpected expenses leave you offside. Get back in the game with access to a line of credit up to £3,000 and funds sent to your bank in just 90 seconds. Borrowing £100 for 30 days costs under £6. Stay in control, even when life throws you a curveball.

Apply now at drafty.co.uk
Representative 96.2%APR (variable)
Approval and Credit Limit subject to status, affordability & credit checks. Late repayments could cause you serious money problems. Representative Example: Assumed credit limit: £1,200. Representative 96.2%APR (variable). Annual interest rate 69.4% (variable). Contact Address: PO Box 10756, Leicester, LE3 4GX,

Address

Drafty, PO BOX 10756
Leicester
LE34GX

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