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The People's insurance and mortgage solution

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PIMS (Leeds) Ltd

29/10/2026

The government set out the Autumn Budget yesterday.

As part of this the government have announced a ‘Your First Home’ scheme for first-time buyers where they can put down a 2.5% deposit, supported with a 20% government-backed equity loan.

Registration for this for first-time buyers is expected to open at the end of 2026 and open for applications February 2027.

Keep a look out on our social media for any updates regarding this.

📧 [email protected]
📞 0113 3206222
💻 pimsltd.uk

22/10/2026

🔔 YOUR MORTGAGE REMINDER!

Is your current mortgage deal coming to an end?

Don’t wait until the last minute to explore your options.

A mortgage review can help you understand what deals may be available and whether switching could suit your circumstances.

📅 Start reviewing your options early, you can do this 6 months before your deal ends.
🏡 Understand your next steps.
💬 Get advice tailored to your needs.

Ready to review your mortgage?

Contact us today, we’re here to help.

📧 [email protected]
📞 0113 3206222
💻 pimsltd.uk

18/10/2026

Dreaming of owning your first home? 🔑

Not sure how much deposit you need, what you could borrow, or where to start?

You don’t have to figure it all out alone!

We can help you understand your mortgage options, explain the process and take you through the next steps towards your first home.

Contact us today, we’re here to help.

📧 [email protected]
📞 0113 3206222
💻 pimsltd.uk

08/10/2026

You may have seen headlines in the news about mortgage interest rates, such as the examples in the photo.

You may be thinking, does this mean that when I want to remortgage, I will be on a 6% rate?

Or if you are a first-time buyer, you might be wondering how you can afford a 6% mortgage rate?

The truth is that these headlines are using an average rate. It does not necessarily mean that your new mortgage will be 6%.

There are numerous factors that go into an average like this, and this is why it is important to speak to a mortgage broker. We can give you accurate figures of what your mortgage rate will be based on your circumstances and not averages.

Contact us today; we’re here to help!

📧 [email protected]
📞 0113 3206222
💻 pimsltd.uk

06/10/2026

Self-employed income evidence.

Most mortgage lenders require proof of self-employed income that is not more than 18 months old from the date of application.

For applications submitted from now, the evidence of the most recent year-end needs to be for 2025-2026.

To ensure a smooth mortgage application process, we highly recommend completing your tax return as soon as possible. This will help you avoid any delays and ensure that your application is processed quickly and efficiently.

Contact us today for more information

📧 [email protected]
📞 0113 3206222
💻 pimsltd.uk

01/10/2026

https://uw.co.uk/ref/connector/CN-JCK4

Now that summer has ended and winter is approaching, we believe this is a great opportunity to reduce your utility costs.

With energy prices rising, there is no better time than now to think about saving!

We have a member of the team ‘Natalie’ who is experienced in helping people save on their bills and she has helped a large number of our clients with reported savings of over £1,000 per year for some clients.

To speak to Natalie about this, she offers a free 1-to-1 meeting to discuss and look to help save on your utilities.

There is nothing to lose by having a chat.

📧 [email protected]
📞 0113 3206222
💻 pimsltd.uk

17/09/2026

The Bank of England has just announced that the Bank of England base rate is to remain at 3.75%.

Although the Bank of England base rate remains unchanged, we are seeing several lenders changing their interest rates.

Are you on a variable interest rate?
Is your current fixed deal due to end within 6 months?
Did you want to switch your mortgage early?

Whatever your situation, come and speak to us today and find out what is available to you!

📧 [email protected]
📞 0113 3206222
💻 pimsltd.uk

03/09/2026

FIRST TIME BUYERS – IMPORTANT NOTICE!

We are now able to offer first-time buyers up to 6.5 times their annual income for affordability.

For first-time buyers who are struggling to make the numbers work, this could make a significant difference – particularly where affordability, rather than the deposit, is the main barrier to buying.

This 6.5 times boost isn’t available for all first-time buyers, so it is important that you talk to us so we can see if you are eligible for this.

Contact us today; we’re here to help.

📧 [email protected]
📞 0113 3206222
💻 pimsltd.uk

07/08/2026

Although the Bank of England recently announced that the base rate was to remain unchanged at 3.75%, we have seen several lenders changing their interest rates over the last few weeks.

Whatever your situation is, come and speak to us today and find out what is available to you!

📧 [email protected]
📞 0113 3206222
💻 pimsltd.uk

30/07/2026

The Bank of England has just announced that the Bank of England base rate is to remain at 3.75%.

Although the Bank of England base rate remains unchanged, several lenders are increasing their interest rates, while others are lowering theirs.

Are you on a variable interest rate?
Is your current fixed deal due to end within 6 months?
Did you want to switch your mortgage early?

Whatever your situation, come and speak to us today and find out what is available to you!

📧 [email protected]
📞 0113 3206222
💻 pimsltd.uk

Address

Unit 6, The Courtyards, Victoria Road
Leeds
LS142LB

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+441133206222

Website

http://www.pimsltd.uk/

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