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My Mortgage Finder

Talk to the specialists for bad credit mortgages

05/06/2026

We are closed this weekend 🧡All messages & enquiries will be responded to on Monday📩

01/06/2026

🏡 What Actually Happens After Your Offer Is Accepted
The house isn’t yours just yet... here’s what happens between “offer accepted” and getting the keys.

✅ Your Offer Is Accepted
The seller has agreed to your offer and the property is usually marked as Sold Subject to Contract (SSTC).
At this stage, either party can still pull out, so nothing is legally binding yet.

📄 Mortgage Application & Valuation
Your mortgage application is submitted to the lender for full assessment.
The lender will arrange a valuation to make sure the property is worth what you’re paying and suitable security for the loan.

🔍 Surveys & Property Checks
This is your opportunity to uncover any issues with the property.
Depending on the property’s age and condition, you may choose a HomeBuyer Report or a full Building Survey for extra peace of mind.

⚖️ Solicitors Start The Legal Work
Your solicitor carries out searches, reviews contracts and raises enquiries with the seller’s solicitor.
This helps identify any legal issues, planning concerns or restrictions that could affect the property.

🎉 Mortgage Offer & Exchange Of Contracts
Once your mortgage offer is issued and all legal work is complete, you’ll sign contracts.
Contracts are exchanged, a completion date is agreed and the purchase becomes legally binding.

🔑 Completion Day
Your solicitor sends the funds, ownership transfers to you and the keys are released.
Congratulations - you’re officially a homeowner! 🏡
Thinking of buying a home? Save this post for later and send us a message if you have any questions.

01/06/2026

We want to make the process as least stressful as possible 🏡🏡

22/05/2026

READ BELOW ⬇️

Things nobody tells you about buying your first house……
It’s not just about saving for a deposit!

Your monthly mortgage payment isn’t the only cost.
Solicitor fees, surveys, moving costs, furniture, insurance…. It adds up fast!

The house buying process is painfully slow sometimes.
One delay from anyone in the changing can push everything back weeks.

You’ll suddenly become obsessed with your bank statements.
Random spending habits you never noticed before? Yeah… now they matter

The “perfect house” probably doesn’t exist
Most first homes are compromise homes and that’s completely normal.

It’s way more emotional than people expect.
One minute you’re excited next minute you’re stressed over an email.

Buying your first house is exciting….. but nobody warns you about the chaos beforehand.

Follow for more first time buyer tips!

15/05/2026

Don’t make this mistake! It’s so easy to do🙈

Things that make you look financially unstable to a lender….. even if you’re not.

- Constantly moving money between accounts
Even if you have the money…. Frantic transfers, gambling - looking transactions & random payments can raise eyebrows.

- Going in an unarranged overdraft right before applying
One or two times might not seem deep to you….. but lenders look at patterns, timing & how you manage pressure.

- Using “Buy Now, Pay Later” for everything
It’s not always a problem - but multiple Klamath/ Clearpay payments every month canale your finances look stretched

A mortgage lender isn’t just checking how much you earn…..
They are checking how you manage money when nobody’s watching.

For more tips, follow us!

14/05/2026

Have a goof day!
We are trying okay 🤣🤣

14/05/2026

“Please can I just have a 2 sec vid? You don’t even have to get up”🙏🙏🙏

13/05/2026

Your application looks risky 😳⚠️‼️

12/05/2026

Well done Brooke & Ellie for another 5 star review! ⭐️What a dream team 😍

11/05/2026

Don’t pay the price! Save this for later 📩

Address

My Mortgage Finder, Limewood House, Limewood Way
Leeds
LS141AB

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+441138687860

Website

https://www.mymortgagefinder.co.uk/, https://www.linkedin.com/company/my-mortgage-finder, https://www.youtube.com/@TheBa

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