Louise Henderson

02/04/2026

My girl Maddie Henderson and the rest of the team at GLOW have just launched their website. Run don’t walk for all your beauty and hair needs under one roof ❤️

26/08/2021

It’s been a lovely day today, a great review from a very happy client and a thank you from Reach4 for my work this year. Self employed, but part of a great and supportive team. Feel free to pass on my details.

31/05/2021

I need a break, so I’m going to take the rest of the week off. Swapping this view for more of this...
If you are thinking about a change of scene, talk to me.
Back to normal on the 7th June

19/04/2021

Great news for those buyers with smaller deposits, this sector of the market is finally opening up to you.

Home buyers with deposits as low as 5% will find more deals available from Monday, as a new government-backed mortgage scheme gets under way.

22/03/2021

I was honoured to receive this award from the directors at Reach4 during our last team meeting in recognition of the increased business I wrote last year. It's nice when hard work is acknowledged and whilst we are all self employed advisers at Reach4, we are very much a team too. I often tell my clients that whilst I have over 10 years experience, everyday is a school day and if I don't know the answer, being part of a supportive network, means that I do know where to go to find out.
If you are looking for prompt, professional and bespoke advice, please feel free to contact me and I promise I will do my best to help you.

05/11/2020

A very kind client has sent me the most beautiful flowers and vase. It’s taken 10 long months to get them into the house of their dreams, and I am so happy for them.
We might all be back to WFH, but I am still very much open for business and able to offer the most up to date mortgage advice in an increasingly complex and ever changing market. See my page for my contact details

28/09/2020

Exciting news! Since March, my office has been our dining table, as I generously let my husband take our home office, as I thought that we would all be back to normal in a few weeks (how wrong I was...). Now after a reconfiguration, I’ve got my own home office. You can still expect the same prompt, personal
and friendly independent advice, but now it might just be a bit more professional😉

08/07/2020

Is now a good time to buy?

Government announces increase in Stamp Duty threshold

The government has announced a temporary rise in the stamp duty threshold from £125,000 to £500,000 taking effect immediately and running until 31st March 2021. This means you’ll now have to buy a house for £500,000 or more before you have to pay any stamp duty fees.

What does this mean for you?
If you’re a first time buyer, this announcement might not affect you that much as you’re already exempt from paying stamp duty on houses below £300,000 in the UK, and £500,000 in London. However, if you’re considering moving house soon then this could make a difference to your decision-making as there’s now an opportunity to save some money, and it could be a significant amount too. For instance, if you were to buy a house at £500,000, you’d previously have paid £15,000 in stamp duty tax. The Chancellor of the Exchequer, Rishi Sunak, revealed that 9 out of 10 people buying a home this year won’t have to pay stamp duty.

What does this mean for the housing market?
There’s no doubt that the stamp duty holiday will enable many people, who were perhaps worried about affording the fees associated with moving house, to now do so. It also acknowledges that it’s not just first time buyers who need help when it comes to moving house, as previously, first time buyers were the only buyers who had exemption rights before the announcement.

Deputy CEO of Mortgage Advice Bureau, Ben Thompson, gives his views on the recent announcement:

“The housing market has been through many cycles, but incredibly over the last 13 years has had to deal with a once in a lifetime global financial crisis, a once in a lifetime exit from the European Union and now a once in a lifetime global pandemic. During this last decade, stamp duty has also increased significantly and although we’ve seen a relatively recent overhaul of this tax, the new levels prove to be a genuine financial barrier for many people who simply need to move home.

“So we welcome today’s announcement, as it should bring some new transactions forward and create new home moves more quickly, thereby boosting the economy and jobs.

“It remains clear, however, that the Government needs to not only continue to purposefully work towards increasing the supply of homes for sale, but it also must find a means through further stamp duty changes to create a more fluid and mobile housing market, thereby not only helping people move to homes they need, but also helping economic productivity at this critical time.”

Talk to me for mortgage advice if this news has made you consider buying or selling. [email protected] 🏠🏡🏘

06/07/2020

This would be a welcome boost for the housing sector and the mortgage market and it would be great if the Chancellor makes this announcement.
The market is very fast moving and changing very quickly at the moment. Talk to me for specialist, bespoke independent advice and I promise that I will do my best to help you with your next purchase.

Chancellor Rishi Sunak is widely expected to announce a six month stamp duty holiday in his 'Summer Economic Update' on Wednesday.