1st Mortgage Services - Leeds

11/10/2023

24hrs to go to our next event...🟣Otley Business Networking🟣

It's that time of the month again to enjoy a couple of tasty drinks at North Bar Social and get to know some more businesses from the local area. 🍻

Do you live or work in or near Otley? Do you enjoy networking face to face?

➡️ Come along for some non-structured, friendly and sociable networking. Grab your ticket below, they're FREE!

➡️We meet on the 2nd Thursday, every month at North Bar Social in Otley from 6pm-8pm.

Join us for unstructured face to face networking. No speeches, no sales pitches. Get to know other local business owners.

04/10/2023

🏠💼 The latest house price index from Nationwide has reported a year-on-year drop of 5.3% in house prices for September - that's approximately £14,500! 📉 This fall is seen as the fastest rate since 2009 and is largely attributed to higher mortgage rates which have made buying and moving homes less affordable. 🏦💰

Despite these challenges, there was no change in average prices since August and the 0% growth reading for the month marks an improvement from the 0.8% fall in the previous month. In real terms, the average house price in Britain is now £257,808, compared to £259,153 in August. 🏡💷

All regions of the UK saw price falls over the last year, with the South West recording the biggest drop at 6.3%, while Northern Ireland remained the best performing region with a 1.8% fall. 📊🇬🇧

Flats experienced the largest year-on-year price falls of any property type in September, at 5.7%, attracting more buyers due to their affordability. 🏢💲

Stay tuned for more updates on the housing market and remember to make informed decisions whether you're buying or selling. 🧐👍

27/09/2023

It makes our day to receive such lovely feedback from our clients. 👇

🟣A huge thank you to this recent client for taking the time to leave us this fantastic 5-star Google Review.

➡️Looking for mortgage advice from a trusted mortgage broker?

Please don’t hesitate to get in touch today. 👉 [email protected]

18/09/2023

🍂🏡 As the leaves begin their annual ballet of colours this Autumn, why not make your move in the UK housing market? Here's why it might just be the perfect time to do so! 🕰️

The UK housing market, once at dizzying heights, is shifting towards a more accessible landscape. After a period of rapid growth, house prices are expected to fall by up to 5% over the course of 2023. This presents an exceptional opportunity for potential homebuyers to secure a property at a more affordable price point.

But it doesn't stop there! With fewer home buyers enquiring at the moment, demand in the market is reduced, which could lead to even lower house prices.

Moreover, with a slower market and fewer buyers, you have more room for negotiation, potentially securing better deals. And let's not forget the long-term benefits - house prices are expected to recover in the next few years, yielding capital gains over time.

So why wait? Embrace the season of change, take advantage of these promising trends and make your dream of owning a home a reality this Autumn. 🍁🏠

Ready to explore your options or need expert advice on navigating this dynamic market?

Our team is here to guide you every step of the way. Let's turn over a new leaf together this Fall and find your perfect home.

📲 Get in touch today! 👉 0113 320 9830

14/09/2023

Otley Business Networking was again al fresco last night 😎 🍻 North Bar Social for perhaps the last time this year?

It was great to catch up with brilliant people from other local businesses and meet some new faces.

Thanks to The Property Finance Company Ultimate Funding Solutions Keyan Bennett Kumar Chopra Abstract Talent James Sam Watkinson for coming along.

Grab your free tickets below to next months event which is MOVING TO A NEW SLOT of the 2nd Thursday of the month, on 12th October.
https://www.eventbrite.com/e/otley-business-networking-tickets-719171771127

12/09/2023

Obtaining a mortgage can be a stressful experience for even experienced consumers, as it can range from simple to complex scenarios. 👇

➡️The initial step is an initial conversation between broker and client to discuss individual situations and objectives.

➡️A diligent mortgage broker will then start to build the file by looking at lending criteria and overall affordability as well as creating a dossier detailing key case facts that can help when presenting a case rationale to a lender.

➡️The application should be submitted seamlessly if research was conducted responsibly, and after approval from a lender's underwriter, subject to property valuation, the mortgage should be offered.

🟣Working with an experienced team is essential for obtaining successful outcomes with minimal stress - clients who work with us will have access to dedicated brokers working alongside assistants or administrators.

Have any questions?

Contact us today 👉 [email protected]

12/09/2023

24hrs to go to our next event...🟣Otley Business Networking🟣

It's that time of the month again to enjoy a couple of tasty drinks at North Bar Social and get to know some more businesses from the local area. 🍻

Do you live or work in or near Otley? Do you enjoy networking face to face?

➡️ Come along for some non-structured, friendly and sociable networking. Grab your ticket below, they're FREE!

➡️We meet on the 2nd Wednesday, every month at North Bar Social in Otley from 6pm-8pm.

Join us for unstructured face to face networking. No speeches, no sales pitches. Get to know other local business owners.

08/09/2023

Otley is a picturesque market town located in West Yorkshire, the perfect place to settle down and enjoy a high quality of life. 👇

➡️Whether you are moving with your family or looking to start afresh, Otley offers excellent schools for children of all ages, ensuring their academic future is bright.

➡️The town's rich history is showcased in the architecture and buildings dotted around the town, which is a delight for history buffs.

➡️At night, Otley comes alive with a buzzing nightlife perfect for grabbing a drink after work or catching up with friends over dinner at one of the many restaurants.

➡️For those who enjoy a bit of retail therapy, Otley's selection of independent shops and boutiques will not disappoint.

🟣With ample green spaces and countryside nearby, Otley offers the perfect balance of town and country living, making it an ideal location for those who want to escape the hustle and bustle of city life and enjoy the benefits of a welcoming community.

Don't hesitate to get in touch if you’re thinking of moving to this wonderful town 👉 [email protected]

04/09/2023

Not long to go to our next event...🟣Otley Business Networking🟣

It's that time of the month again to enjoy a couple of tasty drinks at North Bar Social and get to know some more businesses from the local area. 🍻

Do you live or work in or near Otley? Do you enjoy networking face to face?

➡️ Come along for some non-structured, friendly and sociable networking. Grab your ticket below, they're FREE!

➡️We meet on the 2nd Wednesday, every month at North Bar Social in Otley from 6pm-8pm.

Join us for unstructured face to face networking. No speeches, no sales pitches. Get to know other local business owners.

01/09/2023

Before applying for a mortgage, you must remember these things. 👇

➡️Organise finances, such as credit score and paying down debts to improve chances of getting a mortgage.

➡️Ensure all documentation is prepared prior to applying for a mortgage to facilitate quick processing of the application.

Don't hesitate to get in touch today. 👉 [email protected]

25/08/2023

Sustainable homes such as new builds are becoming increasingly popular due to their many benefits.👇

1️⃣Not only do energy-efficient appliances consume less energy, but they also help to lower utility bills. This is a major advantage for homeowners looking to save money in the long run.

2️⃣Additionally, sustainable building materials are used, which reduces carbon footprints and overall maintenance costs.

🟣By embracing sustainable living practices, homeowners can make a positive impact on the environment, while also improving their property's value.

If you’re looking for advice on getting a mortgage, don't hesitate to contact us today 👉[email protected]