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Model Financial Solutions Limited

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Model Financial Solutions Limited

Impartial Mortgage and Protection specialists. Helping people buy houses and insure the things most We charge a fee for our advice. Sol11122

An experienced, impartial advisory service offering advice on mortgages, personal protection products and business protection. As an impartial company we are not tied to any one lender or insurance provider and therefore we can advise you on the best product to meet your needs. We also have relationships with other like minded professionals who can help with Wills, Investments and Pensions. Model

Financial Solutions Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Model Financial Solutions Ltd, Stonebridge House, 28-32 Bridge Street, Leatherhead, KT22 8BZ. Registered Company Number: 08237137 Registered in England & Wales

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. The fee will depend on your circumstances, our typical fee is £295.

31/05/2026

🚨 NEW JOB? THINKING ABOUT MOVING HOME? 🚨

One of the biggest mortgage myths I hear is:

❌ “I’ve just changed jobs, so I can’t get a mortgage.”

Not always.

In many cases, lenders may still consider your application if you’ve:

✔️ Moved for a promotion
✔️ Started a permanent role
✔️ Changed employers within the same industry

Every lender is different, which is why getting advice before you start house hunting can save a lot of stress (and disappointment).

🏡 Thinking about moving soon?

Before you book viewings, make sure you know:

✅ What you can borrow
✅ Whether your new income can be used
✅ What your monthly payments could look like
✅ Which lenders are most likely to say yes

📩 Message me “JOB” and I’ll help you understand your options.

📍 Offices in Surrey & Devon
🇬🇧 Advising clients across the UK

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

EastHorsley

24/05/2026

Moving home? 🏡
Before you fall in love with the perfect property… make sure your finances are ready too

A little preparation early on can save a LOT of stress later. From affordability checks to understanding your mortgage options, having a plan makes the whole process smoother

If you’re thinking about moving this year and want help understanding your options, send me a message with “MOVE” 📩

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

22/05/2026

Source : Google Reviews ⭐️⭐️⭐️⭐️⭐️

Your Home may be repossessed if you do not keep up repayments on your mortgage.

21/05/2026

🏡 Moving home in 2026? 🏡
Before you fall in love with a property… make sure your mortgage strategy works first.

One of the biggest mistakes I see?
People start viewing homes before checking:

✔ What they can borrow
✔ Whether they can port their current mortgage
✔ Their true monthly budget
✔ If lenders will support their next move

An Agreement in Principle can also make estate agents and sellers take your offer more seriously

Moving home is about more than finding the perfect property, it’s about making the numbers work comfortably for your future too.

📩 Message MOVE if you want to understand your options before you start booking viewings.

📍 Surrey based
🏡 Advising clients across the UK

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

19/05/2026

🏡 Moving home in 2026? 🏡
Before you fall in love with a property… make sure your mortgage strategy works first.

One of the biggest mistakes I see?
People start viewing homes before checking:

✔ What they can borrow
✔ Whether they can port their current mortgage
✔ Their true monthly budget
✔ If lenders will support their next move

An Agreement in Principle can also make estate agents and sellers take your offer more seriously 👀

Moving home is about more than finding the perfect property, it’s about making the numbers work comfortably for your future too.

📩 Message ‘MOVE’ if you want to understand your options before you start booking viewings.

📍 Surrey based
🏡 Advising clients across the UK

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

15/05/2026

Your credit score matters … but it’s not the whole story.

One of the biggest misconceptions I hear is:

‘My credit score isn’t perfect, so I won’t get a mortgage’.

The reality?

Lenders are checking things like:

✔️ Payment history
✔️ Existing commitments
✔️ Address stability
✔️ Credit usage
✔️ How you manage your money overall

A few simple habits can make a huge difference before applying:

📌 register on the electoral role
📌 avoid missed payments
📌 don’t take out new finance before applying
📌 keep Credit Card balances sensible
📌 check your credit file for mistakes

Message us if you want guidance before applying for a mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

13/05/2026

Waiting for the ‘right time’ to buy is playing a game nobody wins 🏡

Here’s the truth :

You cannot time the market
You cannot predict rates
You cannot wait for certainty because certainty doesn’t exist in property

DM us to find out what a next move may look like for you.

🍃 filmed on my lunch walk in the Surrey Hills

Your home may be repossessed if you do not keep up repayments on your mortgage.

06/05/2026

🏡 We’ve now helped over 150 first-time buyers get onto the property ladder

And what means the most?

A large number of those clients have come to us through referrals, recommendations, and trusted introductions.

That says …

People value clear, honest advice when making one of the biggest financial decisions of their lives.

Because buying your first home isn’t just about finding a mortgage, it’s about understanding your options, avoiding mistakes, and having a plan that actually works for you.

💡 Most first-time buyers aren’t as far off as they think. They just haven’t been shown how to structure things properly.

If you’re thinking about buying your first home, it’s worth getting the right advice early.

📌 Save this for when you’re ready to start
📩 DM “FTB” and we will help you understand what’s possible.

⸻

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

⸻

03/05/2026

This is the #1 question I get…
“How much can I borrow?”

And most people think it’s just based on salary.
It’s not.

Here’s what lenders actually look at 👇

✔️ Your income
✔️ Your monthly spending
✔️ Any credit commitments
✔️ And whether you can afford it if rates rise

Not just what you earn… but how you manage it.

Two people on the same income?
Can borrow completely different amounts.

This is where strategy matters.

📩 Message me “FTB” if you want to know what you can actually afford.

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

27/12/2025

You find the home. We make sure you can afford it.

Before viewings, offers or falling in love, it’s about knowing what really works for your monthly budget.

We check affordability, secure the right mortgage, and put the right protection in place so there are no surprises later.

Thinking of buying or moving? Message us to get clear on your numbers first.

Your home may be repossessed if you do not keep up repayments on your mortgage.

MortgageAdvice

Address

Thorncroft Manor, Thorncroft Drive
Leatherhead
KT228JB

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	9am - 1pm

Website

http://www.modelfs.co.uk/

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