Model Financial Solutions Limited

15/08/2026

12/08/2026

Found the perfect property? Make sure your lender agrees.

It’s not just your income, deposit and credit history that lenders assess, the property itself matters too.

Short leases, unusual construction, flats above shops, cladding, flood risk and even the location of a property can affect which lenders are willing to lend.

Our tip? Check before you commit. A quick conversation with a mortgage adviser before spending money on surveys and solicitors could save you time, money and stress.

Seen a property and unsure whether it could cause mortgage issues? Message us and we’ll take a look.

Your home may be repossessed if you do not keep up repayments on your mortgage.

31/05/2026

🚨 NEW JOB? THINKING ABOUT MOVING HOME? 🚨

One of the biggest mortgage myths I hear is:

❌ “I’ve just changed jobs, so I can’t get a mortgage.”

Not always.

In many cases, lenders may still consider your application if you’ve:

✔️ Moved for a promotion
✔️ Started a permanent role
✔️ Changed employers within the same industry

Every lender is different, which is why getting advice before you start house hunting can save a lot of stress (and disappointment).

🏡 Thinking about moving soon?

Before you book viewings, make sure you know:

✅ What you can borrow
✅ Whether your new income can be used
✅ What your monthly payments could look like
✅ Which lenders are most likely to say yes

📩 Message me “JOB” and I’ll help you understand your options.

📍 Offices in Surrey & Devon
🇬🇧 Advising clients across the UK

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

EastHorsley

24/05/2026

Moving home? 🏡
Before you fall in love with the perfect property… make sure your finances are ready too

A little preparation early on can save a LOT of stress later. From affordability checks to understanding your mortgage options, having a plan makes the whole process smoother

If you’re thinking about moving this year and want help understanding your options, send me a message with “MOVE” 📩



⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

22/05/2026

Source : Google Reviews ⭐️⭐️⭐️⭐️⭐️

Your Home may be repossessed if you do not keep up repayments on your mortgage.

21/05/2026

🏡 Moving home in 2026? 🏡
Before you fall in love with a property… make sure your mortgage strategy works first.

One of the biggest mistakes I see?
People start viewing homes before checking:

✔ What they can borrow
✔ Whether they can port their current mortgage
✔ Their true monthly budget
✔ If lenders will support their next move

An Agreement in Principle can also make estate agents and sellers take your offer more seriously

Moving home is about more than finding the perfect property, it’s about making the numbers work comfortably for your future too.

📩 Message MOVE if you want to understand your options before you start booking viewings.

📍 Surrey based
🏡 Advising clients across the UK

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

19/05/2026

🏡 Moving home in 2026? 🏡
Before you fall in love with a property… make sure your mortgage strategy works first.

One of the biggest mistakes I see?
People start viewing homes before checking:

✔ What they can borrow
✔ Whether they can port their current mortgage
✔ Their true monthly budget
✔ If lenders will support their next move

An Agreement in Principle can also make estate agents and sellers take your offer more seriously 👀

Moving home is about more than finding the perfect property, it’s about making the numbers work comfortably for your future too.

📩 Message ‘MOVE’ if you want to understand your options before you start booking viewings.

📍 Surrey based
🏡 Advising clients across the UK

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

15/05/2026

Your credit score matters … but it’s not the whole story.

One of the biggest misconceptions I hear is:

‘My credit score isn’t perfect, so I won’t get a mortgage’.

The reality?

Lenders are checking things like:

✔️ Payment history
✔️ Existing commitments
✔️ Address stability
✔️ Credit usage
✔️ How you manage your money overall

A few simple habits can make a huge difference before applying:

📌 register on the electoral role
📌 avoid missed payments
📌 don’t take out new finance before applying
📌 keep Credit Card balances sensible
📌 check your credit file for mistakes

Message us if you want guidance before applying for a mortgage.



Your home may be repossessed if you do not keep up repayments on your mortgage.

13/05/2026

Waiting for the ‘right time’ to buy is playing a game nobody wins 🏡

Here’s the truth :

You cannot time the market
You cannot predict rates
You cannot wait for certainty because certainty doesn’t exist in property

DM us to find out what a next move may look like for you.

🍃 filmed on my lunch walk in the Surrey Hills

Your home may be repossessed if you do not keep up repayments on your mortgage.

06/05/2026

🏡 We’ve now helped over 150 first-time buyers get onto the property ladder

And what means the most?

A large number of those clients have come to us through referrals, recommendations, and trusted introductions.

That says …

People value clear, honest advice when making one of the biggest financial decisions of their lives.

Because buying your first home isn’t just about finding a mortgage, it’s about understanding your options, avoiding mistakes, and having a plan that actually works for you.

💡 Most first-time buyers aren’t as far off as they think. They just haven’t been shown how to structure things properly.

If you’re thinking about buying your first home, it’s worth getting the right advice early.

📌 Save this for when you’re ready to start
📩 DM “FTB” and we will help you understand what’s possible.

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⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

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