Mortgages Plus

15/05/2025

If you are finding it hard to save a deposit to buy your first home 🏡, NI Co- ownership can help. Get in touch for more information on ☎️02828276060

Meet Amy: Amy is 26 and has been working as a full-time nurse for 3 years. She’s been keen to buy her own place for a while now as she currently rents with two friends, and she needs her own space.

Amy recently bought a car to travel to and from work and between the repayments for that and the rent, she’s found it difficult to save for a deposit.

She knows that her pay will increase in the future and she’ll be able to make mortgage repayments but is struggling to get started. Amy has been looking at properties online that are close to the hospital she works in.

The advantages of buying through Co-Own for Amy are:
Paying £589.91 per month rather than around £909 for a full mortgage*.
No deposit needed.
Co-Ownership makes owning a home affordable for Amy and she has a place to call her own.

*Based on a repayment mortgage with an interest rate of 7.5% over a 30 year term.

Start your Co-Ownership journey by booking an appointment to speak to a member of our team at our Belfast office or via Zoom by clicking this link: https://calendly.com/co-ownership/

Know someone who this might be useful to, tag them in the comments.

20/03/2025

Brilliant news for new home buyers. NI Co-ownership have increased the maximum purchase price to £210,000 from April 2025.

Get in touch if you want to find out how the NI Co-ownership scheme works. You don't need to have your own deposit saved in order to purchase your first home this way 😀

Call us on 02828276060 ☎️

Around 4,000 households are to benefit from a £153m investment in Co-Ownership announced today (Thursday, March 20) by the Department for Communities (DfC).

06/02/2025

Hopefully good news for anyone taking out a new mortgage or indeed refinancing 👌

The Bank of England is likely to cut the benchmark interest rate to 4.5% today - we look at why below, and you can submit a question for a live Q&A which starts at 4.30pm. Also in Money today: a top chef in Bristol reveals his frustration with diners' "pre-conceived notions".

01/08/2024

Finally some good news for those with a mortgage. Lets hope lenders pass the rate cut on to borrowers!!😀

Welcome to the Money blog, your place for personal finance and consumer news and tips. Today's focus will largely be on interest rates as the Bank of England makes its six-weekly announcement.

31/01/2024

‼️Super information for anyone trying to get their credit score into shape for a mortgage application 👌‼️

🎬 30 MINUTES TO GO 🎬

Martin and our team are almost ready for tonight’s credit scoring show… join us at 8pm, it’s NOT one to miss! 👀

Get your questions to us in the comments or on

25/12/2023

Merry Christmas 🎅🏻 🎄

From our family to yours we wish you a Merry Christmas.

22/09/2023

The Bank of England has held the base rate at 5.25% today, for the first time since December 2021

➡️ We examine what this means for your money: https://trib.al/jzBPvMZ

02/08/2023

Interesting stats 🤔

PropertyPal Housing Market Update 🏡
Interested in the latest developments of the NI Housing Market in Q2? Read our report here >>> https://bit.ly/3OFHMUh

11/07/2023

Get in touch if you need help with your mortgage. We have access to over 60 lenders. Give us a call ☎️ on 07753822425.

The average two-year fixed rate hit 6.6% today, worse than after the mini-Budget, worse than at any time since 2008.

13/05/2023

Give us a call and we can help you get the best rate for your mortgage 👌most lenders will now let you secure a new rate up to 6 months before the current rate runs out. ☎️02828276060 / 07753822425.

23/08/2022

Did you know? The average first time buyer house price in NI is £154,200. The typical rent for a first time buyer house is around £678 versus £652 mortgage cost 💰

Check out our July affordability snapshot for more info >>> https://bit.ly/3QlEVy1

16/06/2022

The Bank of England have made another increase to the Base rate today. 📈

The Bank of England has raised interest rates for the fifth time in a row to 1.25% as it fights against mounting inflation.