25/03/2026
🚨 Landlords: Are You Fully Protected?
Managing property comes with responsibility—and making sure your insurance cover is accurate and up to date is essential. Here are a few key reminders to help you stay protected:
🏠Underinsurance
• Buildings: Ensure your sum insured reflects the full rebuild cost of your property—not its market value. Underestimating this could reduce any claim payout.
• Contents: Declare the true replacement value of landlord contents. Undervaluing can lead to reduced claims.
🚪 Unoccupancy
If your property becomes unoccupied, notify your insurer immediately. Failing to do so could impact your level of cover and any future claims.
đź“„ Changes in Tenancy
• Keep your insurer informed of any changes that may affect risk—especially tenancy arrangements or documentation.
🔍 Property Inspections
Carry out internal and external inspections on an agreed regular basis.
Staying proactive with these steps can make all the difference when it matters most. ✔️