Bee Mortgage Wise

03/06/2026

📣 A wee mortgage appointment reminder…

Over the last few weeks we’ve had to rearrange a number of appointments because we haven’t received the documents we ask for when your appointment is booked.

When you book with us, we explain that you’ll receive an email detailing exactly what we need, when we need it, and that if we don’t receive everything at least 24 hours before your appointment, we may need to reschedule.

This isn’t us being awkward. We genuinely cannot give mortgage advice without seeing the documents first.

Whilst we absolutely love a chat, nobody wants to spend half their appointment scrolling through emails looking for payslips, downloading bank statements, resetting online banking passwords.

We’re a busy wee office with back-to-back appointments and calls throughout the day. We prepare for every appointment in advance so that when you arrive, we can focus on what matters such as answering your questions, exploring your options and helping you move forward.

Without the documents, we often can’t do that. In some cases, the appointment becomes little more than a document-gathering exercise and we still can’t provide advice until everything has been reviewed afterwards.

For a small business, that wasted appointment time is time that could have been offered to another client who is ready to proceed.

So please, if you’ve got an appointment booked with us, check your emails and get those documents over. Your future self will thank you. ❤️

P.S. “I’ll bring them with me” is not a strategy. 😂

Thanks,

Franki 😊🐝

01/06/2026

Somethings finally happening 🙌 Wonder what it can be 🤔…any guesses?

01/06/2026

It’s a local holiday but guess what, we’re still here.

If your want to chat about your existing mortgage, protection policies or about buying your first or new home 🏡

☎️ 01592 303293
📧 [email protected]
Or send us a wee message!

Your home may be repossessed if you don’t keep up with your monthly repayments!

30/05/2026

How lovely is this. Our Douglas came into work one day and asked me if I still had any of my daughters baby clothes (and of course I did - I have loads 🤭) he asked me to bring a few so his wife Chris could make Perrie something special around her birthday and this amazing teddy was the result.

Chris had already made Perrie’s leaving hospital outfit and we absolutely loved it. So, if your looking for something special for your little one or a bespoke unique gift for the babies in your life this would be a great shout ❤️

When I first came across the business page below about 3 and a half years ago,to order something, I didn’t actually know the brains and talent behind this was Chris; who just happened to be my old and was in charge of lots of estate agency branches across Scotland from my estate agency days. Infact, Chris done my second interview for my first role in industry and I’m glad she agreed to let me have the job 🤣❤️

https://www.facebook.com/share/p/1BDraRKNvY/?mibextid=wwXIfr

29/05/2026

TRUE STORY 👇

My clients were in with me yesterday and said they didn't mind me sharing their story if it helps get the point across.

They're currently in the process of moving house and recently let me know that the husband had a successful claim paid from the Critical Illness policy I arranged for him.

He's only in his early 30s.

The insurer paid out more than enough to clear their mortgage.

The cost of that policy?

£30.08 per month.

That's about the same as a Saturday night takeaway from Amritsar, if you know the meal deal, you know. Most of us wouldn't think
twice about spending that.

Yet for £30.08 a month, this family had protection in place that stepped in when life took an unexpected turn.

At a very worrying and uncertain time, the insurer did exactly what they were supposed to do. They paid the claim quickly, efficiently and my clients couldn't speak highly enough of how they were treated throughout the process.

We all grumble about the cost of insurance, and I get it. Everything is expensive these days.

But stories like this are a reminder that it's not always about what something costs.

Sometimes it's about what it could cost you if you don't have it... and honestly that's a higher price to pay!

Thankfully, this family had the right protection in place and the policy did exactly what it was designed to do.

If you want to chat about how we can help send us a message or call the office on 01592 303293 and ask to speak to Franki 🐝❤

29/05/2026

Be a pal and share with your pals as this can really help someone ❤️

👀 Scottish First-Time Buyers: There’s Up To £10,000 Of Help Available

A lot of people I speak to are ready to buy a home, but saving a deposit can feel like the biggest obstacle.

That’s why this new Scottish Government scheme is worth knowing about.

The First Homes Fund could provide eligible first-time buyers with up to £10,000 towards their deposit, helping more people take that first step onto the property ladder.

🏡 Up to £10,000 contribution available
🏡 For first-time buyers
🏡 Available on new build and existing homes
🏡 Properties up to £300,000
🏡 No monthly repayments on the Government’s share

If you’re wondering whether you could benefit, or you’d simply like to understand your options, feel free to get in touch.

☎️ 01592 303293
📧 [email protected]
Or send us a DM!

Your home may be repossessed if you do not keep up with your monthly repayments!

29/05/2026

Our clients beautiful home is on the market. If you're looking for a property in Lower largo this one is a perfect home in move in condition ❤🐝

3 bedroom Semi Detached House for sale, Station Park, Lower Largo KY8 - Your Move

27/05/2026

✨ INTRODUCING THE NEWEST MEMBER OF THE BEE MORTGAGE WISE TEAM ✨

I’m so excited to officially introduce Nicola, our new Office Manager here at Bee Mortgage Wise 🐝

Nicola will be working closely with me to help keep everything running smoothly behind the scenes - from scheduling appointments, managing diaries and keeping the office organised, to making sure all of our clients continue to receive the 5⭐ service we pride ourselves on.

She’ll also be helping keep my dad Barry in line… which might just be the toughest job of them all 🤣

Outside of work, Nicola loves spending time with her husband and daughter, enjoys getting her steps in, flat whites and looking after her cats 😸 She is a true people person who always brings plenty of laughs along the way 😊

This is a huge move for Nicola after spending the last 20 years working within banking, and I’m honestly so grateful she wanted to join us and become part of our little family team here at Bee Mortgage Wise 💛

Nicola wanted a more customer-facing role where she could be part of the exciting milestones and big moments in people’s lives, and I already know she’s going to be absolutely amazing at it.

I’m absolutely delighted to have her on board and can’t wait for many of you to get to know her over the coming months!

Please join me in giving Nicola a warm Bee Mortgage Wise welcome 🐝💛

27/05/2026

Well… I’ve been quite quiet on here lately because, honestly, the last couple of months have been absolutely non-stop. 🐝

But recently we’ve really pulled it out the bag for a few clients, and that feeling never gets old.

Sometimes what we do is more than “just getting a mortgage” it can literally be the difference between someone buying a home they love or staying stuck in a situation they desperately want to move on from.

Recently we’ve:

🏡 Helped someone keep their home during an incredibly difficult family situation, meaning they didn’t have to uproot their children after a separation.

🔑 Helped a tenant buy the home they were renting with NO deposit after their landlord decided to sell.

🌍 Secured a mortgage for clients on a Skilled Worker Visa with no permanent right to remain and only a small deposit.

💛 Got an application approved for a client who cares full-time for their son, with income made up of Carer’s Allowance and Disability Living Allowance.

📈 Helped a client secure a mortgage after recently becoming a company director in March 2026, despite years of employed history beforehand, without waiting for financial accounts.

📊 Supported a sole trader whose latest year’s profits had dropped. After working closely with their accountant and explaining the reasons behind it, we persuaded the lender to use the previous year’s figures for affordability - meaning the client got exactly the outcome they were hoping for.

This is why we do what we do.

Every case is different, every client has a story, and sometimes all it takes is someone willing to look beyond the “computer says no” approach.

If you’re unsure whether you can get a mortgage, just ask. You might be surprised what’s possible. 🐝

Bee Mortgage Wise Team ❤️

Appointments -
📧 [email protected]
☎️ 01592 303293
Or send us a wee message.

Your home may be repossessed if you don’t keep up with your monthly repayments!

18/05/2026

Disclaimer *This gorgeous home belongs to a close family member.

If you're looking for the village life style, with close links to Kirkcaldy and Leven this is not to be missed. 😍