Steve Shepheard Mortgage Advisor

04/08/2022

As interest rates continue to rise anyone on either a variable or tracker mortgage should consider looking at a fixed rate mortgage. It predicted that further increases are inevitable given how the economy continues to stumble with a bleak winter predicted.

If you want any advice on your existing mortgage deals then please don’t hesitate to get in touch.

17/12/2021

It was expected and I think more rises to come next year. If you are coming to the end of a deal or you are currently on a variable rate/tracker, now might be the time to look at fixed rate options. Please get in touch if you would like to discuss your mortgage.

Policymakers increase rates from their historic low despite fears that Omicron could slow the economy.

07/10/2021

Have you heard about ‘Deposit Unlock Mortgages?’

They are available not only for first time buyers but also for ‘second steppers’ as well.

It’s a new scheme devised in collaboration with lenders and the housebuilding industry.

It enables first time buyers and existing homeowners to purchase a new-build home with a 5% deposit*.

It provides customers with competitively priced mortgage products and makes buying a new home more affordable.

As more and more house builders and lenders become involved in the scheme and more houses are being built to be energy efficient it’s a great time to look at purchasing your first home or to make that next step on the property ladder.

04/03/2021

Stamp duty holiday finishes 30/6/2021 so if you are thinking of moving home now is the time to do it. It could save you thousands. Please contact me for further information 👍

18/09/2020

Stamp duty holiday finishes 31/3/2021 so if you are thinking of moving home now is the time to do it. It could save you thousands. Please contact me for further information 👍

30/07/2020

If you're buying your main property up until 31 March 2021, you will not have to pay Stamp Duty on properties costing up to £500,000. This will apply whether you're a first-time buyer or have previously owned a property.

Please get in touch for fully independent whole of market advice. There hasn’t been many better times than this to purchase a property.

20/06/2020

Hi everyone. I hope that you and your loved ones are safe and well in these difficult times.
I haven’t posted anything in a while as I thought that it wasn’t the right time to talk about mortgages and buying properties given the circumstances that we were all facing.

However, as the easing of lockdown continues to take shape, and hopefully it will continue in a positive way, the housing markets are starting to move forward again albeit at a steady pace.

If you are coming to the end of your existing mortgage deal and looking to remortgage or if you are looking at a house purchase or buying your first home then please get in touch, I would love to hear from you.

Thanks.

07/01/2020

It’s the start of a new decade and I would like to wish everyone a very happy and prosperous 2020.

Don’t forget if you or anyone that you know need independent whole of market advice in respect of new mortgages, remortgages or looking to raise funds against your property then please get in touch.

I can also advise on life, critical illness and income protection along with arranging Wills.

23/12/2019

I would just like to wish all of my customers, past, present and hopefully future a very merry Christmas and a happy new year.

Don’t forget in 2020 if you or anyone that you know need independent whole of market advice in respect of new mortgages, remortgages or looking to raise funds against your property then please get in touch.

I can also advise on life, critical illness and income protection along with arranging Wills.

🎁🎄🎁

24/11/2019

If you are looking to move home, purchase your first property, replace your existing mortgage deal that is coming to an end or looking to raise capital to improve your existing home then please get in touch. I can help. I work in conjunction with a firm of independent financial advisors so that I can offer a whole of market holistic approach which means I can research and recommend a product designed specifically for you to reflect your needs and financial situation.

In addition to this I can also provide you financial advice to protect yourselves and your income to ensure that once you are in your property you and your family can stay in there if the worse were to happen.

Finally I can also look at Will’s and estate planning.

Please get in touch if you are looking for a bespoke service for your requirements.

30/10/2019

Better to start as early as possible.

30/06/2019

If you are coming to the end of your existing mortgage deal, or looking to move home or buying your first property then please get in touch.

I am an independent mortgage advisor and I can research the whole of the market to find you the best deal so please get in touch.