Wellbeing Services Limited - A Claims Management Company

20/07/2026

Could you be owed compensation for an unaffordable loan?

If your lender didn't properly assess whether you could afford to repay your loan, or lent more than you could reasonably afford, you may be able to make a complaint.

We investigate loans from lenders including: 118 118 Money • Bamboo Loans • Moneybarn • Lendable • Loans 2 Go • Updraft • Zopa Bank Limited • Better Borrow • and many more.

No Win, No Fee – you only pay 28% of any successful redress.

No fees to pay if your claim is unsuccessful.

Find out more:
www.irresponsiblelendingclaims.com

Wellbeing Services Limited is authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activity (FRN 689147).

You do not need to use a claims management company to make a complaint to your lender. If your complaint is unsuccessful, you can refer it to the Financial Ombudsman Service (FOS) free of charge.

19/07/2026

💷 Could you be owed compensation for an unaffordable loan?

If your lender didn't properly assess whether you could afford to repay your loan, or lent more than you could reasonably afford, you may be able to make a complaint.

We investigate loans from lenders including: 118 118 Money • Bamboo Loans • Moneybarn • Lendable • Loans 2 Go • Updraft • Zopa Bank Limited • Better Borrow • and many more.

✅ No Win, No Fee – you only pay 28% of any successful redress.

✅ No fees to pay if your claim is unsuccessful.

Find out more:
👉 www.irresponsiblelendingclaims.com

Wellbeing Services Limited is authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activity (FRN 689147).

You do not need to use a claims management company to make a complaint to your lender. If your complaint is unsuccessful, you can refer it to the Financial Ombudsman Service (FOS) free of charge.

19/07/2026

Did your credit card provider keep increasing your credit limit?

You may be able to make a complaint if, at the time:
• You relied on your credit card to pay for essential bills or everyday expenses
• You took out other borrowing to keep up with your credit card repayments
• You were finding it difficult to manage your credit card alongside your other financial commitments

This may include credit cards from providers such as:
Vanquis • Aqua • Capital One • Fluid • Marbles • Pulse • Barclaycard • MBNA • and others

100% No Win, No Fee

If your complaint is successful, our fee is 28% (inclusive of VAT) of the redress recovered. If your complaint is unsuccessful, you pay nothing.

Complete our free assessment today and we'll review your circumstances to determine whether we believe you may have grounds to make a complaint.

www.irresponsiblelendingclaims.com

Wellbeing Services Limited is authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activity (FRN 689147).

You do not have to use a claims management company (CMC) to make a complaint to your credit card provider. If your complaint is unsuccessful, you can refer your complaint to the Financial Ombudsman Service (FOS) free of charge.

26/02/2026

Been stuck in your overdraft for years?

If your account has been overdrawn month after month…
If your balance rarely returns to £0…
If you’ve paid interest and fees for years…

Your overdraft may have been unaffordable.

Banks shouldn’t increase limits or allow customers to remain persistently overdrawn where there are clear signs of financial difficulty.

You could have a claim if:
✔ You were overdrawn most months for several years
✔ Your limit was increased while you were struggling
✔ Payments were regularly returned
✔ You had other debts or payday loans at the same time

💷 You may be entitled to compensation.

No win, no fee – 28% only if your claim is successful.
No fees if unsuccessful.

Find out in under 60 seconds:
👉 www.irresponsiblelendingclaims.com/current-account-claims

Wellbeing Services Limited is authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activity (FRN 689147).

You don’t need to use a claims management company (CMC) to make a complaint to your lender. If unsuccessful, you can refer it to the Financial Ombudsman Service (FOS) yourself for free.

Have you had big overdraft problems for a long period? Overdrafts are intended to be used for short-term problems, not as long-term borrowing.

30/10/2025

You could claim back £100s or even £1,000s!

If your lender didn’t properly check affordability or lent more than you could afford, you may have a claim – including credit cards from: Vanquis, Aqua, Fluid, Pulse, Marbles, Capital One, and others.

✅ No win, no fee – you only pay 25% if your claim is successful.
✅ No fees if your claim is unsuccessful.

Find out more: www.irresponsiblelendingclaims.com

Wellbeing Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) in respect of regulated claims management activity. Reference Number: 689147.

You don’t need to use a claims management company (CMC) to make a complaint to your lender, and if you are not successful, you can refer it to the Financial Ombudsman Service (FOS) yourself for free.

If the correct checks were not conducted before you were granted your loan, you may be due redress

30/10/2025

You could claim back £100s or even £1,000s!

If your lender didn’t properly check affordability or lent more than you could afford, you may have a claim – including loans from: 118 118 Money, Bamboo Loans, Moneybarn, Lendable, Updraft, Zopa Bank Limited, Better Borrow and others.

✅ No win, no fee – you only pay 25% if your claim is successful.
✅ No fees if your claim is unsuccessful.

Find out more: www.irresponsiblelendingclaims.com

Wellbeing Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) in respect of regulated claims management activity. Reference Number: 689147.

You don’t need to use a claims management company (CMC) to make a complaint to your lender, and if you are not successful, you can refer it to the Financial Ombudsman Service (FOS) yourself for free.

If the correct checks were not conducted before you were granted your loan, you may be due redress

30/10/2025

💸 Struggling with a large overdraft?

You might be able to claim back £100s or even £1000s if your bank gave you an overdraft you couldn’t afford.

This could include overdrafts from: Barclays, Halifax, Lloyds Bank, Santander, HSBC, NatWest, Royal Bank of Scotland and others.

You could have a claim if your bank:
• Set your limit too high
• Ignored signs of financial difficulty
• Charged fees while you had other debts or payday loans
• Returned payments or missed regular payments often

✅ No win, no fee – 25% only on successful claims. No fees if unsuccessful.

Check if you’re eligible today: www.irresponsiblelendingclaims.com/current-account-claims

Wellbeing Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) in respect of regulated claims management activity. Reference Number: 689147.

You don’t need to use a claims management company (CMC) to make a complaint to your lender, and if you are not successful, you can refer it to the Financial Ombudsman Service (FOS) yourself for free.

Have you had big overdraft problems for a long period? Overdrafts are intended to be used for short-term problems, not as long-term borrowing.

30/10/2025

💸 Struggling with a large overdraft?

You might be able to claim back £100s or even £1000s if your bank gave you an overdraft you couldn’t afford.

This could include overdrafts from: Halifax, Lloyds Bank, Santander, HSBC, NatWest, Royal Bank of Scotland and others.

You could have a claim if your bank:
• Set your limit too high
• Ignored signs of financial difficulty
• Charged fees while you had other debts or payday loans
• Returned payments or missed regular payments often

✅ No win, no fee – 25% only on successful claims. No fees if unsuccessful.

Check if you’re eligible today: www.irresponsiblelendingclaims.com/current-account-claims

Wellbeing Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) in respect of regulated claims management activity. Reference Number: 689147.

You don’t need to use a claims management company (CMC) to make a complaint to your lender, and if you are not successful, you can refer it to the Financial Ombudsman Service (FOS) yourself for free.

Have you had big overdraft problems for a long period? Overdrafts are intended to be used for short-term problems, not as long-term borrowing.

30/10/2025

💳 Could you be owed money on your credit card?

Had a card with Vanquis, Aqua, Capital One, Marbles, or Pulse?

If the correct checks weren’t made or your limit was increased incorrectly, you might be eligible for a cash refund – in some cases, this could be £100s or even £1000s.

✅ No win, no fee – 25% only if your claim succeeds.

Check your eligibility today: www.irresponsiblelendingclaims.com

Wellbeing Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) in respect of regulated claims management activity. Reference Number: 689147.

You don’t need to use a claims management company (CMC) to make a complaint to your lender, and if you are not successful, you can refer it to the Financial Ombudsman Service (FOS) yourself for free.

If the correct checks were not conducted before you were granted your Vanquis Card, you may be due redress

30/10/2025

💳 Could you be owed money on your credit card?

Had a card with Aqua, Capital One, Marbles, Pulse, or Vanquis?

If the correct checks weren’t made or your limit was increased incorrectly, you might be eligible for a cash refund – in some cases, this could be £100s or even £1000s.

✅ No win, no fee – 25% only if your claim succeeds.

Check your eligibility today: www.irresponsiblelendingclaims.com

Wellbeing Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) in respect of regulated claims management activity. Reference Number: 689147.

You don’t need to use a claims management company (CMC) to make a complaint to your lender, and if you are not successful, you can refer it to the Financial Ombudsman Service (FOS) yourself for free.

If the correct checks were not conducted before you were granted your Aqua Card, you may be due redress