Gino Livoti Mortgageability

Gino Livoti Mortgageability Hello! This is my page for all things mortgages! Please like and follow the page 😊🏡

📢 Mortgage Rates are rising again 📢Several UK lenders have started increasing their fixed rates as market borrowing cost...
10/03/2026

📢 Mortgage Rates are rising again 📢

Several UK lenders have started increasing their fixed rates as market borrowing costs rise.

If your fixed mortgage deal ends within the next 6 months, consider reviewing your options now.

Many lenders allow you to secure a new rate months in advance, which could help protect you from further increases. Waiting could mean:
❌ Higher rates
❌ Fewer deals available
❌ Moving onto your lender’s expensive SVR (Variable rate)

💬 Not sure when your deal ends? Send me a message and I’ll happily check your options.

*Your home may be repossessed if you do not keep up with your mortgage payments.*

This year, my diary has been full to bursting with appointments - and it’s only February! Whilst I love seeing so many o...
03/02/2026

This year, my diary has been full to bursting with appointments - and it’s only February!

Whilst I love seeing so many of you, it’s also important I bring my best self to our meetings, and that’s why I love having a regular break with my family; to rest, recharge and have fun. (Although holidays do look slightly less restful with a toddler 🥴😂)

I will have limited access to my emails so if you need anything urgently please get in touch with the office on 01945 200034.

See you soon!

Slid, shuffled, and just about made it into the office today ❄️😅Ready and excited to help our new and existing clients t...
05/01/2026

Slid, shuffled, and just about made it into the office today ❄️😅

Ready and excited to help our new and existing clients this year.

Get in touch for all your mortgage and protection needs! 🏡

As 2025 comes to a close, I just want to say a huge thank you to all my clients for your trust, support, and continued b...
23/12/2025

As 2025 comes to a close, I just want to say a huge thank you to all my clients for your trust, support, and continued business this year.

It’s been a big year for me both personally and professionally. I’ve grown, learned a lot, and I’m incredibly grateful to have gained many new brilliant clients. None of it happens without you.

Here’s to new goals, new opportunities, and an even bigger 2026 🚀�
Thank you again for being part of the journey.

Merry Christmas and a Happy New Year! 🥂

Let's get organised 🗂If you're thinking about getting a mortgage and have no idea what you will need, here are the main ...
29/07/2025

Let's get organised 🗂

If you're thinking about getting a mortgage and have no idea what you will need, here are the main documents you will need to provide as part of your application 👇

✅Proof of ID (Passport or driving licence)
✅Proof of address (Utility bill, council tax bill, bank statements)
✅Payslips
✅Proof of deposit (A bank statement or if the deposit is gifted, a signed gifted deposit letter from the person gifting the money)
✅Bank statement

If you recieve any other income such as benefits or maintanence, you will also need to provide evidence of this too.

If you have any questions about any of these documents, make sure to ask at your appointment and we will be able to help you further.

Thanks to Emilia and Liam for such a lovely review! ⭐️Helping clients feel confident and supported throughout the mortga...
25/07/2025

Thanks to Emilia and Liam for such a lovely review! ⭐️

Helping clients feel confident and supported throughout the mortgage process is so important to me, and I'm so pleased Emilia and Liam felt that way when buying their first home.

If you're currently thinking about buying a first home, moving or remortgaging - get in touch now! 📧[email protected]

Why is good credit so important to getting a mortgage?In our last post we reminded you to check your credit score, but h...
22/07/2025

Why is good credit so important to getting a mortgage?

In our last post we reminded you to check your credit score, but how does having good credit help with getting a mortgage?

Here are just a few reasons...

✅ You will be more likely to borrow the amount you need. With good credit, you are more likely to be deemed as low-risk, and therefore likely to be given a higher limit.
✅You will qualify for more products.
✅The interest rates on your product will be lower and subsquently, so will your monthly payments (in comparison to high rates due to bad credit).

In summary, having good credit can really help you get the best mortgage deal. However, if you've checked your score and it's not as good as it should be, don't fear - we still may be able to get you a mortgage, so do get in touch and we can review it together.

*your house can be repossessed if you do not keep up with your mortgage payments.*

If asked, would you know what your credit score is? I'm assuming for most of us the answer is probably no, but if you're...
18/07/2025

If asked, would you know what your credit score is?

I'm assuming for most of us the answer is probably no, but if you're planning to buy a house in the near future, it's important to be aware of your credit profile.

It's not necessarily impossible to get a mortgage with poor credit, but the better your score is, the better the rates may be.

You can check your credit score using tools such as checkmyfile.com, which will create a report with an overview of your credit health. (I'm not affiliated with checkmyfile in any way, this is just a helpful tool I've discovered along the way!)

Take this as a sign to get checking - and feel free to get in touch for any help or advice around your credit score.

*your house may be repossesed if you do not keep up with your mortgage payments.*

Finding the perfect product for each client is a really important part of what we do - and I'm so pleased I could do tha...
15/07/2025

Finding the perfect product for each client is a really important part of what we do - and I'm so pleased I could do that for George. 🙌

Our priority is finding the best deal for YOU; all of our advice is unbias and impartial, with no agenda or hidden motivations other than doing what is right for you.

Ready to start your mortgage journey? Get in touch now!

📧[email protected]

BBC’s latest Panorama on a couple of well known Estate Agents is definitely worth a watch.Although it’s disheartening to...
15/07/2025

BBC’s latest Panorama on a couple of well known Estate Agents is definitely worth a watch.

Although it’s disheartening to see how many people have been let down, sometimes unknowingly, during the process of buying and/or selling, it’s encouraging that this topic has been brought to light and can hopefully be avoided in future.

My key takeaway 👉🏻 conditional selling is not legal, and goes against the code of conduct that Estate Agents sign up to. Conditional selling means only selling to you if you meet their preferred criteria, such as using the ‘in-house’ mortgage advisor. This practice is immoral and you should never be discriminated against for choosing your own mortgage advisor. So if you’re currently looking to buy a house make sure you bear this in mind - do your research and find the right service for YOU, whether that’s for conveyancing, solicitors, or mortgage advisors.

Hopefully this episode will bring about some positive change in this industry.

https://www.bbc.co.uk/iplayer/episode/m002fygs/panorama-undercover-estate-agent

Address

Lynn Road
King's Lynn

Website

Alerts

Be the first to know and let us send you an email when Gino Livoti Mortgageability posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Gino Livoti Mortgageability:

Shortcuts

Share

Category