Ian Wilson The Mortgage Store

Ian Wilson The Mortgage Store Buying a home is probably the biggest purchase you’ll ever make, so it’s important you understand how mortgages work. We understand that your home is precious.

🏡 Making mortgages simple
🙌 Over 1,000 mortgages & insurances
💰Best rates from whole of market
💡Over 28+ years of experience
📲 F2F, virtual or phone
📍Kettering, Northamptonshire based The number of options available to you can be overwhelming, so you need to take time to consider which one is right for you. At The Mortgage store, you will find information on over 1,000 mortgages. That’s why choosing the right mortgage is so important. We are experts in finding the most suitable mortgage for your needs and have over 25 years experience. Some of the unique tips and tricks that we have acquired over the years help to set us apart from other advisors. Call us now on 01536 310220 totalk to one of our experts.

Planning to buy a home but not quite ready to sit down with a mortgage advisor yet? 🏡💻There are a couple of FREE tools o...
11/09/2026

Planning to buy a home but not quite ready to sit down with a mortgage advisor yet? 🏡💻

There are a couple of FREE tools on The Mortgage Store website that can help you get a clearer idea of where you stand.

🧮 Mortgage Calculator
Enter a few simple details to get an estimate of your monthly mortgage repayments, as well as an indication of the total interest you could pay over the mortgage term. It’s perfect for those early days of house hunting when you’re trying to work out what your budget might look like.

📋 Agreement in Principle
Ready to take the next step? You can also apply for an Agreement in Principle online – without needing to visit The Mortgage Store or pick up the phone.

Simply complete the online form with your details and the team will aim to process your Agreement in Principle within 24 hours, getting in touch if they need anything else from you.

You can use the form whether you’re looking to purchase a new property or explore remortgaging options.

Of course, online tools can only take you so far! When you’re ready, Ian can look properly at your individual circumstances, affordability and the mortgage options available to you.

Head over to the website to get started 👇

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💻 www.ianwilsonmortgagestore.co.uk
📞 01536 310220

ℹ️ Disclaimer: Mortgage calculator results are estimates only and do not constitute a mortgage offer or guarantee of affordability. An Agreement in Principle is not a guarantee of a mortgage offer and remains subject to lender criteria, affordability checks and a full application. This content is for informational purposes only and does not constitute financial advice. Always speak to a qualified advisor before making financial decisions. Your home may be at risk if you do not keep up with mortgage repayments.

mortgage calculator | working out your mortgage repayments | mortgage help | mortgage website | Kettering mortgage advisor

Mortgage rates are on the move again ⚠️Major lenders including HSBC and NatWest have already increased their rates this ...
07/09/2026

Mortgage rates are on the move again ⚠️

Major lenders including HSBC and NatWest have already increased their rates this month, and more are expected to follow as swap rates (which lenders use to price fixed deals) keep climbing. A rate rise of just 0.25% on a typical two-year fix could add around £38 a month, or £456 a year, to your repayments.

If your current deal is ending in the next few months, the good news is you don’t have to wait until it runs out. Most lenders let you lock in a new rate up to 6 months in advance - so securing your next deal now could protect you from further increases.

Don’t leave it until the last minute. Get in touch and we’ll help you lock in a rate before prices move further.

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💻 www.ianwilsonmortgagestore.co.uk
📞 01536 310220

ℹ️ Disclaimer: This content is for informational purposes only and does not constitute financial advice. Always speak to a qualified advisor before making financial decisions. Your home may be at risk if you do not keep up with mortgage repayments.

mortgage advice | Kettering mortgage advisor | remortgaging | mortgage rates | fixed rate mortgage

Are you ruling yourself out before you’ve even tried? 🏡🚫New research from Lloyds found that over half of first-time buye...
03/09/2026

Are you ruling yourself out before you’ve even tried? 🏡🚫

New research from Lloyds found that over half of first-time buyers (58%) wrongly believe having debt automatically stops them getting a mortgage.

Over a third think you need a 20% deposit 💰

And many believe using an overdraft, being self-employed, changing jobs recently, or not having a perfect credit score would put homeownership out of reach.

None of these automatically rule you out. Lenders look at your whole financial picture, not just one factor in isolation.

It’s a shame these myths are so widespread - over half of buyers say they’ve delayed things like getting married or having children just to prioritise saving for a home, and more people said writing a book or running a marathon felt more achievable than buying their first house.

Don’t rule yourself out because of a misconception.
Speak to us and find out what’s actually possible for you 💬

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💻 www.ianwilsonmortgagestore.co.uk
📞 01536 310220

ℹ️ Disclaimer: This content is for informational purposes only and does not constitute financial advice. Always speak to a qualified advisor before making financial decisions. Your home may be at risk if you do not keep up with mortgage repayments.

mortgage advice | Kettering mortgage advisor | first time buyer | buying a home | mortgage myths

What can £350k get you in Kettering right now? 🤔🏡We sent Ian on a little Rightmove mission to pick out his favourite pro...
01/09/2026

What can £350k get you in Kettering right now? 🤔🏡

We sent Ian on a little Rightmove mission to pick out his favourite properties on the market right now for £350,000… and there’s a great selection available.

Have a swipe through and don’t forget to send us a message if any take your fancy! 👀

Whether you’ve already spotted your dream home or you’re just starting to see what your budget could get you, Ian can help you understand how much you could borrow and what mortgage options are available to you.

Which one would you choose? Let us know below! 👇🏡

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💻 www.ianwilsonmortgagestore.co.uk
📞 01536 310220

ℹ️ Disclaimer: This content is for informational purposes only and does not constitute financial advice. Property prices and availability are correct at the time of posting and are subject to change. Always speak to a qualified advisor before making financial decisions. Your home may be at risk if you do not keep up with mortgage repayments.

House for sale Kettering | mortgage advice | mortgage advisor | buying a house | Rightmove | Barton Seagrave | securing a mortgage

28/08/2026

🏡 What are the best mortgage rates on the market right now?

Ian’s back with his latest rate roundup, looking at some of the most competitive deals currently available across different lenders and loan-to-values.

If you’re buying a home, coming to the end of your current deal or simply wondering whether now might be a good time to remortgage, it’s worth knowing what’s out there 👀📉

And remember – the lowest rate isn’t automatically the best mortgage for you. Different lenders have different criteria, fees and affordability calculations, so finding the right deal is about looking at your individual circumstances too.

Watch Ian’s latest update for what’s available as of 25 August 2026 👆

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💻 www.ianwilsonmortgagestore.co.uk
📞 01536 310220

ℹ️ Disclaimer: Rates stated in this video were available as of 25 August 2026 and are subject to change. This content is for informational purposes only and does not constitute financial advice. Always speak to a qualified advisor before making financial decisions. Your home may be at risk if you do not keep up with mortgage repayments.

mortgage lender rates | best rates August | buying a house | remortgaging | mortgage advisor Kettering | Northamptonshire

25/08/2026

🏡 The Mortgage Minute is back with your latest mortgage market update!

There’s plenty of positive news to talk about this month, including:

⚡️ Santander now aiming to get mortgage offers issued within just 10 working days, providing all the required documents are supplied upfront.

📉 Lenders including TSB have been reducing selected mortgage rates – encouraging news if you’re looking to buy or remortgage.

🏗️ Nationwide will now lend up to 95% LTV on new-build houses and 85% on new-build flats.

📅 Nationwide has also extended its new-build mortgage offers to nine months, giving buyers more breathing room when dealing with those often-lengthy build timelines.

Plus, Ian has plenty more updates from across the mortgage and housing market to share!

Grab a cuppa and let Ian bring you up to speed in this month’s Mortgage Minute ☕️🏡

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💻 www.ianwilsonmortgagestore.co.uk
📞 01536 310220

ℹ️ Disclaimer: This content is for informational purposes only and does not constitute financial advice. Always speak to a qualified advisor before making financial decisions. Your home may be at risk if you do not keep up with mortgage repayments.

UK mortgage news | mortgage updates | lender deals | first time buyer | mortgage broker Kettering | buying a home

19/08/2026

What could your mortgage actually cost each month? 🏡

Based on today’s average 2-year fixed rate (5.09%) and a 10% deposit over 25 years, here’s a rough guide by property value.

Your numbers will depend on your deposit, credit profile and lender - get in touch for a figure tailored to you 💬

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💻 www.ianwilsonmortgagestore.co.uk
📞 01536 310220

ℹ️ Disclaimer: This content is for informational purposes only and does not constitute financial advice. Always speak to a qualified advisor before making financial decisions. Your home may be at risk if you do not keep up with mortgage repayments.

mortgage advice | Kettering mortgage advisor | buying a home | first time buyer | monthly mortgage repayments

Good news if you’re house hunting 👀Asking prices just dropped £7,360 in a month - the steepest August fall in 8 years - ...
18/08/2026

Good news if you’re house hunting 👀

Asking prices just dropped £7,360 in a month - the steepest August fall in 8 years - with more homes on the market than we’ve seen in over a decade. More choice, more room to negotiate.

Rates have ticked up slightly (avg 2-year fix now 5.09%), but there’s talk of room for them to ease soon.

Know your numbers before you start looking - get in touch and we’ll walk you through your options 🏡

Data from a recent Rightmove study.

mortgage advice | mortgage data | housing news | house prices uk | buying a house | mortgage advisor Kettering | Northampton

12/08/2026

Sole trader or limited company and thinking about buying a house? 🏡👀

Being self-employed doesn’t mean getting a mortgage has to be complicated – but lenders can assess your income differently depending on how your business is structured.

From how long you’ve been trading and the accounts you’ll need, to how lenders calculate what you can afford, there’s a lot to consider before you start house hunting.

And importantly, different lenders have different criteria. Just because one lender won’t accept your circumstances doesn’t necessarily mean another won’t.

In this video, Ian talks through what you need to know if you’re a sole trader or limited company director and you’re hoping to get a mortgage.

If you’re self-employed and wondering what you could borrow, come and have a chat with Ian about your options 🙌

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💻 www.ianwilsonmortgagestore.co.uk
📞 01536 310220

ℹ️ Disclaimer: This content is for informational purposes only and does not constitute financial advice. Always speak to a qualified advisor before making financial decisions. Your home may be at risk if you do not keep up with mortgage repayments.

getting a mortgage as a sole trader | get a mortgage as a limited company | mortgage advice Kettering | buying a house freelancer

The Bank of England has held the base rate at 3.75% for the fifth consecutive time.While many homeowners were hoping for...
03/08/2026

The Bank of England has held the base rate at 3.75% for the fifth consecutive time.

While many homeowners were hoping for a rate cut, the Bank has decided to keep rates on hold as inflation remains above its 2% target and global economic uncertainty continues.

So, what does this mean for you? 👇

🏡 If you’re looking to buy or remortgage, don’t assume it’s worth waiting. Mortgage rates are influenced by more than just the base rate, and many lenders have already repriced their products based on expectations of future market movements.

📅 If your current mortgage deal ends within the next 6 months, now is a great time to start reviewing your options. Many lenders allow you to secure a rate in advance, giving you peace of mind while still allowing you to switch if a better deal becomes available before completion.

💡 If you’re currently on your lender’s Standard Variable Rate (SVR), it’s also worth speaking to a mortgage advisor. SVRs are often significantly higher than many fixed or tracker deals currently available, so switching could potentially save you money each month.

The mortgage market can move quickly, which is why getting advice early is often the best approach.

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💻 www.ianwilsonmortgagestore.co.uk
📞 01536 310220

ℹ️ Disclaimer: This content is for informational purposes only and does not constitute financial advice. Always speak to a qualified advisor before making financial decisions. Your home may be at risk if you do not keep up with mortgage repayments.

Bank of England current base rate | mortgage news | getting a mortgage | mortgage advisor UK | Kettering mortgage broker

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