Laura Crowley - Independent Financial Adviser

Laura Crowley - Independent Financial Adviser Laura Crowley of Financial Design IFA Ltd. I offer Financial Advice & Mortgage Advice.

23/04/2026

It’s been a little quiet on here lately… 🙈
And honestly, that’s because the run up to the new tax year was so busy! Thank you to clients keeping me so busy! 📤

Lots of conversations about:
• Using allowances before they reset
• Making the most of ISAs & pensions
• And getting plans in place for the year ahead

Now things are settling, it’s a good time to take stock.

The new tax year = a fresh opportunity to get organised, make a plan, and feel more in control of your finances.

💡Here are 5 things worth checking this April:

✔️ Are you using your ISA allowance this year?
✔️ Have you reviewed your pension contributions?
✔️ Do you have a plan for your savings (not just leaving them sitting)?
✔️ Are you as tax-efficient as you could be?
✔️ Do you actually know what your long-term goal is?

You don’t need to do everything at once—but doing something is a great start.

If you’re not sure where to begin, that’s exactly what I help with!

Send me a DM to book in an initial consultation or review or use the details below ⬇️

📱 07794510420
💻 [email protected]

Financial Design IFA Ltd

06/02/2026

It’s been one of those weeks where every day has been full (in a good way!) — which is probably why I haven’t managed to post on here as much as I planned 😅…

This week I’ve been busy:

✔ Attending a CPD event to keep building my knowledge and strengthening connections within the industry 📚🤝
✔ Meeting with clients to advise on a specific investment solution to help reduce their Inheritance Tax liability 🤝
✔ Submitting a remortgage application for a couple working towards funding their dream home 🏡
✔ Reviewing pension performance and income using specialist fund research tools and cash-flow modelling to make sure clients are on track with retirement goals 📈

A really varied and rewarding week, and a good reminder of how different every client journey can be.

Now it’s time to switch off, recharge and get ready for another busy one ahead.
Wishing everyone a relaxing and lovely weekend 😊

They (my kids!) worked hard to build this snowman… and then they just wanted to protect it. ☃️It’s funny how early that ...
01/02/2026

They (my kids!) worked hard to build this snowman… and then they just wanted to protect it. ☃️

It’s funny how early that instinct starts – to look after the things (and people) that matter most.

As adults, protecting our family looks a little different.
It means having the right plans in place if life doesn’t go the way we expect.

This Sunday, take a few minutes to look at what you already have in place — and ask yourself one simple question:

❓Would my family really be protected if something unexpected happened?

Protecting what matters most starts with having the right foundations in place.

Get in touch and I can help you review what you already have in place AND if it’s right for you & your family 👇🏼

📱 07794510420
💻 [email protected]

Laura Crowley - Independent Financial Adviser

28/01/2026

Hello again 👋

It’s been a little while since I last posted, so I thought it was time for a bit of a re-introduction!

I’m an Independent Financial Adviser, a mum to two — a 7-year-old son and a 20-month-old daughter — and I’m now approaching my 6-year anniversary at Financial Design IFA Ltd

I specialise in mortgages, protection, investments, and retirement planning.

Here are just a few examples of how I’ve helped clients this week:

✅ Advised clients on solutions to reduce their Inheritance Tax liability

✅ Helped clients understand their affordability and borrowing options to support plans for a dream home extension & found them the most competitive mortgage interest rate

✅ Showing clients the potential benefits of investing into a Stocks & Shares ISA compared with a Cash ISA

I’m making a conscious effort to post more regularly on here, sharing practical, real-life financial guidance across all stages of life — from preparing to buy your first home to retirement and everything in between.

If you’d like to book in a free consultation to see how I might be able to help you, get in touch 👇🏼

📞 07794510420
💻 [email protected]
Drop me a DM 📩
Laura Crowley - Independent Financial Adviser

Fully embracing the Work from Home Clutter on a Friday afternoon! 🙈📩 It’s been a very busy week catching up on emails af...
12/09/2025

Fully embracing the Work from Home Clutter on a Friday afternoon! 🙈

📩 It’s been a very busy week catching up on emails after a few days away, so a quick thank you to everyone for keeping me so busy!

🔑 Lots of people seem to be coming to the end of their fixed rates on mortgages so I’ve been busy researching and securing my clients the best deals! 💷

If you’ve got any questions; mortgage, protection, investment or pension related - please feel free to get in touch!

📞 07794510420
📧 [email protected]

Have a great weekend! ☀️

💼 It’s been a little while since I last posted! Between helping clients, a family holiday, and celebrating my partner’s ...
08/09/2025

💼 It’s been a little while since I last posted! Between helping clients, a family holiday, and celebrating my partner’s 40th, life has been wonderfully full (plus the kids kept me busy over the school holidays too!).

Now that things are settling back into routine, I’m excited to get back to sharing insights and tips around financial planning. Thanks for sticking with me—it’s great to be back!

23/06/2025

If you’re in your 20s or 30s and not thinking about your pension yet — I get it.
Retirement can feel like a lifetime away. But the truth is, the sooner you start investing in your pension, the easier it is to build a future with freedom, not financial stress.

Here’s why starting now matters:

💷 You’re in your highest potential growth years. Every pound you invest today has decades to grow — thanks to the power of compounding.
🎁 Free money alert! Employer contributions + tax relief = an instant boost to your pot.
⏳ Delaying costs more. Starting at 34 vs. 44 could mean tens of thousands more at retirement — without having to contribute huge amounts.
💁🏻‍♀️ Women often live longer – Which means we need our pensions to go further.

🌿 Think of it like planting a tree: the best time was 10 years ago, the next best time is today.

You don’t need to have it all figured out — that’s where I come in. If you’re not sure where your pension stands (or if you even have one!), let’s chat. I’ll give you practical steps to get your future working for you.

📞 07794 510420
💻 [email protected]



📌 Please remember: the value of investments can go down as well as up, and you may get back less than you invest.

20/06/2025

💡 Life Insurance vs Critical Illness Cover — What’s the Difference? 💡
(and why everyone should know the facts)

We juggle a lot — careers, families, finances, and everything in between. But how often do we pause to ask:
👉 “If something happened to me, would my loved ones be financially protected?”

Let’s break it down:

🛡️ Life Insurance pays out a lump sum if you pass away during the policy term.
It’s designed to help your family cover things like:
✔️ Mortgage payments
✔️ Living expenses
✔️ Children’s education
✔️ Funeral costs

💖 Critical Illness Cover pays out if you’re diagnosed with a serious illness (like cancer, heart attack, or stroke).
That money can help with:
✔️ Time off work to recover
✔️ Private medical treatment
✔️ Household bills while you’re healing
✔️ Making life a little easier during a tough time

👉 The truth is, these policies aren’t just for “other people” — they’re for you. For your peace of mind. For your family’s future.

As an Independent Financial Adviser, I help people understand their protection options in plain English — no pressure, no jargon.

📩 Curious if you’ve got the right cover in place? Message me for a free, no-obligation chat. It could be the most empowering conversation you have this week.

📞 07794510420
💻 [email protected]

12/05/2025

💡Thinking of Getting a Mortgage? Don’t Just Go to Your Bank! ⛔️

It might feel easy and familiar to go straight to your current bank for a mortgage — but that could mean missing out on better rates, more flexible terms, or products that are better suited to you. ❌

Your bank only offers their mortgages. As an Independent Financial Adviser, I search across dozens of lenders — including high street banks, building societies, and specialist providers — to find a mortgage that fits your unique circumstances. ✅

Whether you’re buying your first home, moving, or remortgaging, the difference between the bank’s offer and the right deal could cost you thousands over the years. 💷

Let me do the legwork, so you can focus on the exciting parts of home ownership (and skip the unnecessary expense). 😃

If you would like to find out more, get in touch 👇🏼

📞07794 510420
💻 [email protected]

’tJustGoToYourBank

08/05/2025

🚨 Big News: Bank of England Base Rate Cut to 4.25% – What It Means for Your Mortgage & Savings 🚨

The Bank of England has today cut the base rate from 4.5% to 4.25%, and that could mean important changes for your finances.

What this means for YOU:

🏡 Mortgage holders: If you’re on a tracker or variable rate mortgage, your repayments could soon drop. Fixed-rate deal ending soon? Now is the time to review your options – you could save hundreds a month by locking in the right deal.

🔑 First-time buyers: Lower rates can mean more affordable monthly payments – let’s see what you could qualify for now.

💰 Savers: While savings rates may dip slightly, smart planning can still make your money work harder.

As an Independent Financial Adviser, I help clients understand what this means for their specific situation – not just the headlines.

If you’ve been thinking about remortgaging, buying your first home, or just want clarity on how this change affects you – send me a message or book a free chat. 📧

Let’s make sure your money is working in your favour.

Your home may be repossessed if you do not keep up repayments on your mortgage.

07/05/2025

💰SAVING vs INVESTING – Which is right for YOU? 💰

Many people in the UK are great at saving… but is saving alone enough to grow your money? 🧐

Here’s the difference:
Saving is about safety. It’s keeping your money in cash, earning modest interest. Ideal for short-term goals or an emergency fund.
Investing is about growth. It involves putting money into assets like stocks or funds with the aim of building wealth over time. 📈

But here’s the key:
If you’re keeping all your money in cash, inflation could be quietly eroding its value every year.

A balanced approach might be best:
• Emergency fund? Save it.
• Long-term goals (5+ years)? Consider investing.

Need help figuring out what’s right for your situation? That’s what I’m here for.

Let’s have a free chat – no jargon, no pressure. Just honest advice.
Send me a message or comment below if you’d like to know more! 📧💻📞

25/04/2025

I’m Back! 👋🏼

After a few months on maternity leave, and working part time, I’m excited to announce that I’m now back to work full time and ready to support you with all your financial and mortgage needs.

Whether you’re looking for guidance on buying your first home, remortgaging, or planning for your financial future, I’m here to help with tailored advice and a personal touch.

Thank you for your continued support – it’s been lovely to reconnect with existing clients already and I’m looking forward to reconnecting with more of you and helping some new faces!

Let’s chat – my diary is now open for appointments. 📆👩🏻‍💼✏️

Address

53 Whateley’s Drive
Kenilworth
CV82GY

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+447794510420

Website

Alerts

Be the first to know and let us send you an email when Laura Crowley - Independent Financial Adviser posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Laura Crowley - Independent Financial Adviser:

Shortcuts

Share

Category