John McNeil Mortgage Advisor - Consumer Choice Financial Services

John McNeil Mortgage Advisor - Consumer Choice Financial Services Welcome to John McNeil. Mortgage and Protection Advisor based in Inverness servicing the whole of Scotland.

Consumer Choice Financial Services is a trading name of Saorsa Financial Services Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

Merry Christmas to all of my clients, colleagues, friends and family, have a great time🥂🎄🤶
24/12/2021

Merry Christmas to all of my clients, colleagues, friends and family, have a great time
🥂🎄🤶

17/03/2021

5% DEPOSIT

Up until now the only clients who could benefit from a 5% deposit are those who are receiving government assistance through LIFT and FIRST HOME FUND. Clients who do not qualify for either of these schemes had to provide a minimum deposit of 10%. That has now changed as 2 lenders have mortgages available which only require a deposit of 5%.

For more information call me on 07837 297840 or email [email protected]

The First Home Fund will re-open on 1 April for applications due to complete from 1 April 2021 to 31 March 2022. The bud...
01/02/2021

The First Home Fund will re-open on 1 April for applications due to complete from 1 April 2021 to 31 March 2022. The budget available for First Home Fund in 2021-22 is £60m.

What is the First Home Fund? The scheme will provide you with up to £25,000 towards the purchase of a home and can be used for both new build and existing properties. There are no caps on the value of the property that can be purchased through the
scheme.

Intended for first time buyers, although, joint applications are permissible and only one of the applicants needs to be a first time buyer in order to qualify for the scheme.

What deposit is required? 5%.

The Scottish Government can also provide assistance through LIFT. Each scheme has its benefits. Should you wish to discuss your options please do not hesitate to contact me.

mobile: 07837 297840
email [email protected]

25/12/2020

Merry Xmas. Hope you all have a wonderful time

MAJOR CHANGES TO THE LIFT OPEN MARKET SCHEMEFor applications made on or after 15 December 2020, applicants can now apply...
16/12/2020

MAJOR CHANGES TO THE LIFT OPEN MARKET SCHEME

For applications made on or after 15 December 2020, applicants can now apply for any size of property. Prior to this change a single person was limited to a 3 apartment. A couple with a child were limited to a 4 apartment. These restrictions have now been lifted.

What is an apartment?
1 bedroom + 1 living room = 2 apartments.
1 bedroom + 1 living room + 1 dining room = 3 apartments.
2 bedrooms + 1 living room = 3 apartments, and so on.

LIFT can provide a contribution up to 40% of the value of your property. Your own personal deposit can be as low as 5%.

LIFT is not only for 1st time buyers. The scheme is open to the following groups:

First-time buyers
Social renters
People with a disability who can demonstrate a housing need
Members of the armed forces
Veterans who have left the armed forces within the past two years
Widows, widowers and other partners of service personnel who have lost their life while serving in the armed forces within the last two years
People aged over 60 who can demonstrate a housing need

If you wish further information please do not hesitate to contact me.

mobile: 07837 297840
email [email protected]

08/12/2020

How time flies. 2 months since I went self employed. I would like to thank all of my clients and friends for their support, follows and likes. Much appreciated.

16/10/2020

With 30 years’ experience in Financial Services I feel I am in the position to provide the advice, support and guidance homebuyers require when going through the home purchase process.
I am also available for evening and weekend appointments should they be required.

Address

Inverness
IV35

Telephone

+447837297840

Website

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