Liz Nugent - Emerald Mortgages

Home
United Kingdom
Hyde Godley
Liz Nugent - Emerald Mortgages

Call Directions Website Contact the business

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Liz Nugent - Emerald Mortgages, Mortgage brokers, Sheffield Road, Hyde Godley.

Co-Founder & Mortgage Adviser at Emerald Mortgages | Specialist in residential purchases & remortgages | Passionate about helping first-time buyers and supporting clients navigating separation, drawing from my own experience.

30/10/2026

If you’re a single parent and you’ve ever thought “I probably can’t get a mortgage on my own”… you might be more able than you think.

These are the things I hear most, and most of them have a straightforward answer once you know who to ask.

If any of this sounds like you, send me a message and I’ll help guide you through your options.

{single parent mortgage, mortgage advice, mortgage advisor Manchester, first time buyer, buying after separation}

27/10/2026

Your bank statements say more about you than you think.

Lenders look at your spending as well as your income, but the good news is most of it can be sorted with a bit of notice.

Planning to buy in the next year? Message me and we’ll look at where you are now - no judgement, just support!

{mortgage broker, mortgage advice, mortgage application, mortgage broker Manchester, first time buyer}

21/10/2026

If you’re a single parent you’ll probably relate to some of not all of these??

Money decisions are rarely simple. It’s the mental spreadsheet running constantly in the background: bills, school costs, birthdays, the car, the food shop, the holiday…and soon…the BIG C WORD.

I think it’s really important to remember that we are not bad with money, we just have to think more carefully before spending and have so much more to consider.

Save for this next time you’re feeling guilty about buying that coffee!! ☕️ - making your week a little easier and treating yourself is OK!

{ single parent finances, money guilt, budgeting, cost of living, single parent mortgage advice }

15/10/2026

If you are going through a separation, there may be a lot of financial questions to deal with alongside the emotional side of everything. 🫶🏻

One question that sometimes comes up is whether one person could realistically afford to take on the existing mortgage or secure a new mortgage independently.

This is where a mortgage capacity report may be requested by your solicitor.

It can provide an assessment of your potential borrowing position based on the information available, including your income, commitments, deposit or equity and other relevant circumstances.

It is not a mortgage offer, and it does not guarantee that a lender will approve an application. But it can help provide useful information during discussions around finances and housing.

If your solicitor has asked for one, or you are unsure what the report involves, send me a message and I can talk you through the process.

Save this if you are navigating separation and share it with someone who may need a clearer explanation.

Mortgage capacity reports, separating, buying after separation, single homeowner, mortgage broker Manchester, mortgage advice

14/10/2026

I have so many conversations with people who apologise for not knowing enough. You really do not need to apologise.

You do not need to wait until everything is perfect before asking questions.

A first conversation can help you understand what may be realistic, what you might need to work on and what your next sensible step could be.

Sometimes that next step is applying.

Sometimes it is saving a little longer, reviewing your finances or simply coming back to the conversation later.

There is value in knowing where you stand, even if you are not ready to do anything immediately.

Mortgage broker, mortgage advice, mortgage adviser Manchester, first time buyer mortgages

07/10/2026

Buying on your own can feel like everyone else has a head start.

You watch friends combine incomes, split bills and move into places that feel miles away from what you can afford alone - and it can make you question whether you should even try.

But your route does not have to look like theirs to be a good one.

The goal is not to copy someone else’s budget, timeline or house. It’s to understand what is possible for you, make decisions from a place of clarity, and build something that works for your life.

As someone who has had to start again and buy solo, I know the financial side is only one part of it.

Save this if you needed the reminder today - and send it to someone who is quietly doing more than they give themselves credit for. 🤍

Comment a 🤍 if you’re building something on your own — or DM me for a private, no-pressure starting-point chat.

[Buying a house alone UK, single parent mortgage advice, single buyer mortgage, mortgage after separation, first-time buyer support Manchester.]

Address

Sheffield Road
Hyde Godley
SK142PJ

Telephone

+441614853226

Website

http://www.emeraldmortgages.co.uk/

Alerts

Be the first to know and let us send you an email when Liz Nugent - Emerald Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.