RSL Insurance Consultants

RSL Insurance Consultants Insurance Claims Consultants and Loss Assessors representing Domestic and Commercial Policyholders.

☔ Did you know? A quarter of all escape of water claims happen right now – between July and September.With the average c...
28/07/2026

☔ Did you know? A quarter of all escape of water claims happen right now – between July and September.

With the average claim costing around £8,595, a burst pipe, leaking appliance or overflowing bath can cause serious damage fast – and often when you least expect it.

If you’ve suffered water damage to your home, don’t navigate the claims process alone. At RSL Claims, we work on YOUR side – not the insurer’s – to make sure you get the settlement you’re entitled to.

📞 Get in touch today if you’ve had water damage or need help with a claim.

🔗 Source: https://www.aviva.com/newsroom/news-releases/2026/07/one-in-four-escape-of-water-claims-occur-during-summer-months/

Aviva home claims data shows that a quarter (25%) of escape of water claims occur between July and September.

⛈️ Storm system heading our way — is your home ready?The Met Office is tracking a low-pressure system expected to bring ...
26/07/2026

⛈️ Storm system heading our way — is your home ready?

The Met Office is tracking a low-pressure system expected to bring heavy rain and strong winds to the North West at the start of August, following an already unsettled few weeks.

A few quick checks now can save a lot of hassle later:
🏠 Clear gutters and downpipes so rainwater has somewhere to go
🌳 Check for loose fencing, trellis, or overhanging branches
🪟 Make sure roof tiles and flashing are secure
📦 Move valuables away from ground-floor areas prone to water ingress
📸 Take a few photos of your property now — useful evidence if you ever need to claim

If the worst does happen and you’re dealing with storm or flood damage, don’t face your insurer alone. As independent, FCA-regulated loss assessors, we work for you — not the insurance company — making sure your claim is handled fairly and you get the settlement you’re entitled to.

👉 Find out how we can help: rslclaims.co.uk/home-insurance-claim-loss-assessors/

📞 Or call us on 0151 632 6050 for a free consultation.

Independent home insurance claim loss assessors helping homeowners with fire, flood, water damage & subsidence claims across the North West of England & North Wales.

Subsidence surge warning (2026 heatwaves)With three heatwaves already this summer, experts are warning 2026 could be ano...
26/07/2026

Subsidence surge warning (2026 heatwaves)
With three heatwaves already this summer, experts are warning 2026 could be another “surge year” for subsidence claims — joining 2018, 2022 and 2025. Ground conditions never fully recovered from last year’s drought, and cracks, sticking doors, and gaps around windows are often the first signs.
If you’re noticing new movement at your property, don’t wait until autumn to act. Early reporting makes a real difference to how a subsidence claim is handled.
Read more: https://www.insurancebusinessmag.com/uk/news/catastrophe/third-heatwave-of-2026-renews-subsidence-and-wildfire-risk-warnings-for-insurers-582853.aspx

A year after a record £307 million subsidence payout, insurers face a third heatwave and the driest spell in decades

Subsidence claims hit record £17,820The average subsidence settlement has just hit a record £17,820 — up 9% on last year...
26/07/2026

Subsidence claims hit record £17,820
The average subsidence settlement has just hit a record £17,820 — up 9% on last year. It’s now the most expensive type of household claim in the UK.
Worth knowing: fences, patios, and driveways usually aren’t covered unless the main house is damaged too, and pre-existing movement is excluded altogether. If you’re unsure what your policy actually covers, it’s worth checking before you need it, not after.
We help homeowners navigate exactly this kind of claim — get in touch if you’d like a second opinion.
Read more: https://www.nortonib.co.uk/2026/07/20/does-home-insurance-cover-subsidence/

Most buildings policies cover subsidence, with a £1,000 excess and exclusions that catch homeowners out. The average claim hit £17,820 in 2026. Here is the detail.

Flooding vs. escape of water — do you know the difference?Not all water damage is treated the same by your insurer. Floo...
26/07/2026

Flooding vs. escape of water — do you know the difference?
Not all water damage is treated the same by your insurer. Flooding (water entering from outside — rivers, surface water, sewers) and escape of water (an internal leak from your own pipes or appliances) are usually covered very differently under your policy.
Knowing which one applies to your situation can make a big difference to how smoothly your claim goes.
Read more: https://pcla.co.uk/claim-guides/flood-damage-insurance-claim/

Home flooded? What to do first, what your policy should cover, and why flood claims get disputed or underpaid. Independent loss assessors for Northern Ireland and Scotland.

Property insurance payouts hit £6.1 billion in 2025Insurers paid out a record £6.1 billion in property claims in 2025. S...
26/07/2026

Property insurance payouts hit £6.1 billion in 2025
Insurers paid out a record £6.1 billion in property claims in 2025. Storm damage payouts alone rose 32% to £244 million, and the average flood payout to a homeowner reached £30,000.
The numbers make one thing clear: extreme weather is no longer the exception, it’s the new normal for UK homeowners. Make sure your cover — and your claim, if you ever need one — reflects that.
Read more: https://www.abi.org.uk/news/news-articles/2026/2/adverse-weatherpushesproperty-insurance-payouts-to-6.1-billionin-2025/

Insurers paid out £6.1 billion in property claims in 2025, according to the ABI’s latest data - the highest annual total on record¹. In the final quarter alone, payouts reached £1.5 billion, as adverse weather events continued to drive up claims costs.

Looks like its time to batten down the hatches again. Lets hope this the flooding is not as severe as the last couple of...
22/11/2019

Looks like its time to batten down the hatches again. Lets hope this the flooding is not as severe as the last couple of weeks, but if you need any help or advice with your property claims please give RSL a call. 0151 6326050.

The Met Office is expecting heavy rain and strong winds throughout Saturday and into Sunday, with weather warnings currently in place for the south-west of England as of this morning.

More Flooding expected across South Yorkshire, Lincolnshire and East Midlands. Stay Safe!
14/11/2019

More Flooding expected across South Yorkshire, Lincolnshire and East Midlands. Stay Safe!

Weather warnings for rain are in place for a number of areas already badly affected by flooding.

Address

38 Birkenhead Road
Hoylake
CH473BW

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 12pm

Telephone

+441516326050

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