Tenet&You Mortgages

21/09/2021

Believing these deposit myths can make it much harder to get on the property ladder. The best thing is to take professional advice so you don’t fall into any traps!

Taking out a mortgage is something thousands of us do every year, and yet misinformation about the mortgage process – and particularly deposits – is rife. So, here are a couple of deposit myths you shouldn’t believe: You need a huge deposit to be approved Many people believe you’ll only get ...

06/09/2021

Are you protected? Research shows that nearly a third of homeowners would only consider purchasing protection insurance if they fell ill, however this would be too late to support them financially if they couldn’t work…read our article to find out more.

https://tenetandyou.co.uk/2021/08/17/keep-one-step-ahead/

Nearly a third of homeowners (31%) have said they would only consider purchasing protection insurance if they fell ill1 – which defeats the point as it’s already too late by then. Other triggers for taking out protection include having an accident (24%) or a change in employment status (25%). A ...

28/06/2021

While research shows that households could potentially save thousands by remortgaging their property, many are reluctant to do so. Find out why it could make financial sense to consider remortgaging and let us help.

New research has revealed that homeowners could save an average of £2,000 in 2021 by remortgaging to a fixed-rate deal at today’s low rates1. The saving is equivalent to around £169 a month, yet almost nine in ten borrowers haven’t considered switching lenders. As households across the UK cont...

20/05/2021

Getting divorced can be emotional and stressful, especially if a family home is involved. There are several options for dealing with your property, including:

· Selling your home and dividing the profits

· Buying out the other partner

· Keeping the ownership unchanged until a later date.

If you’re looking for a new property following a divorce, we’re here to give you the mortgage advice you need during this time.

Divorce can be an incredibly stressful time for couples and the financial impact it can have only adds to the pressure. Unfortunately, many family lawyers are predicting the stresses of the last few months to result in a post-lockdown divorce boom. For couples who own their home, one of the biggest....

20/04/2021

Whether you're a first time buyer or current homeowner you can secure a mortgage with just a 5% deposit as part of the governments new mortgage guarantee scheme.

Every new homeowner and mover supports jobs right across the housing sector, but saving for a big enough deposit can be hard, especially for first time... 30 comments on LinkedIn

08/04/2021

One of the biggest hurdles facing many first time buyers is the size of deposit required by lenders – but now 5% deposits are coming back, this makes home ownership a greater possibility for those with smaller deposits.

We have access to mortgage deals from 80+ lenders, as well as access to deals not available on the high street. To speak to an adviser about your options, please give us a call on 0330 094 5532.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

22/03/2021

Could you be paying more that £4,000 too much in mortgage repayments every year after lapsing on to your lenders standard variable rate?

Take back control and speak to our advisers about saving money on your mortgage today.
https://www.which.co.uk/news/2021/01/six-remortgaging-myths-that-could-cost-you-thousands/

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Which? analyses new research showing homeowners who fail to remortgage at the end of their fixed-term pay more than £4,000 a year in additional interest.

05/03/2021

We often get asked ‘how long prior to my current deal ending should I start looking for a new deal?’

6 months is typically the optimum timeframe in case you hit any stumbling blocks which you can be resolve during this period.

If your deal is coming to an end within the next 6 months, get in touch and we can help you secure a new deal from the 80+lenders we work with.

03/03/2021

Great news for the property market from todays Budget announcement

Chancellor Rishi Sunak has confirmed that the stamp duty holiday will be extended until the end of June, followed by a tapered approach until the end of September.

23/02/2021

Great to see Halifax turning around a remortgage application with additional borrowing to offer in 2 working days. You don’t have to wait around to find out if you will be accepted for a new mortgage deal, get in touch today.

16/02/2021

Looking to move house with a 10% deposit? We now have 28 lenders that could help - get in touch to make an appointment on 0330 094 5532

12/02/2021

If you could no longer work due to an illness or injury, have you got a plan in place for the unexpected? Watch our video below to find out how income protection could help you in the future.

Protection plans with no investment element will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained then cover will lapse.

To find out more about income protection, contact us on 0330 094 5532 or email [email protected]