Mark James - Mortgage Adviser

Call Directions Contact the business

Mark James - Mortgage Adviser Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Mark James - Mortgage Adviser, Mortgage brokers, 101 New Road Side, Horsforth.

Hi I'm Mark, a mortgage adviser, based in Horsforth, Leeds.

🏠 First time buyers
🏠 Remortgages
🏠 Landlords & much more...

Get in contact via phone📞email💻or direct message📲 so we can find the most suitable deal for you.

The Autumn Budget will be announced on 28th October... but, what actually is it? 💭🍂The Autumn Budget is when the UK Gove...
08/10/2026

The Autumn Budget will be announced on 28th October... but, what actually is it? 💭🍂

The Autumn Budget is when the UK Government reveals its tax and spending plans for the year, based on economic forecasts from the Office for Budget Responsibility. The Chancellor discusses public finances, tax policy changes and funding for key services like the NHS, education and transportation.

It’s essentially the government’s formal check-in on the economy: what the outlook is, what priorities are being funded and how those decisions might affect households, businesses and public services. 📈 📉

Make sure to tune in on the 28th for important announcements and how this might affect your wallet! 👀

Purchasing a home is an exciting moment, but there's no denying that it can also be a stressful time, particularly if it...
07/10/2026

Purchasing a home is an exciting moment, but there's no denying that it can also be a stressful time, particularly if it's your first time going through the process. 😬

Can I afford it? Have I found the right house? What if something goes wrong?

If you’ve had any of these thoughts, we promise you’re definitely not alone and you don’t have to figure it all out on your own. 🧡

✨ Ask for help from people who’ve been through it
✨ Take things one step at a time
✨ And remember to switch off and enjoy life outside the house hunt!

Getting a mortgage is actually easier than you might believe, and the factors you are concerned about may not be as big of a challenge at all. When you're ready to apply, get in touch today, and I can walk you through your options. 👋

Don’t risk it till winter - get protected today! ❄️🏠With the temperatures beginning to drop and autumn already flying by...
05/10/2026

Don’t risk it till winter - get protected today! ❄️🏠

With the temperatures beginning to drop and autumn already flying by, now’s the ideal time to review your cover and ensure you've got the right policy in place... before the cold weather arrives and you’re left wishing you had. 🥶

Get in touch for expert protection advice today! 👋

Is your current fixed-rate deal set to end in or before April 2027? 📆We know you're probably thinking "it's too early" a...
01/10/2026

Is your current fixed-rate deal set to end in or before April 2027? 📆

We know you're probably thinking "it's too early" and that feels like ages away... 💭 But, the reality is that it'll be here before you know it! Making sure you're prepared and planning ahead of your remortgage reallly does make a huge difference!

Most mortgage offers are valid for 6 months, giving you time to lock in a rate, whilst still having the flexibility to switch if rates drop. 📉

Without a new deal in place, you'll automatically move to your lender's Standard Variable Rate (SVR). 😬 SVRs are typically much higher than fixed rates, which could mean significantly bigger monthly payments.

Get in touch today! 👋

Move or improve? 🤔🛠️ As property values shift and lifestyles change, deciding whether to upgrade your current home or re...
30/09/2026

Move or improve? 🤔🛠️ As property values shift and lifestyles change, deciding whether to upgrade your current home or relocate is a big choice

Pros of IMPROVING ✅
💡 Sentimentality and personalisation - Customise your space.
💡 Build equity - Boost your home's value through renovations.
💡 Save money - Upgrades often cost less than buying.

Pros of MOVING ✅
💡 Property value - A favourable housing market could mean greater profit.
💡 Life changes - Your current home may no longer suit your lifestyle.
💡 Fresh start - You simply fancy a fresh start in a new environment.

If you need more advice on whether you should improve your home or move, get in touch today!📞

Protect you and your loved ones against the unexpected! 🛡️Home insurance protects your home and its belongings. 📦 It cov...
28/09/2026

Protect you and your loved ones against the unexpected! 🛡️

Home insurance protects your home and its belongings. 📦 It covers the repairs and replacement costs for various events, including damages caused by fire, storms, flooding and theft. If your home is damaged or destroyed by any of these events, your insurance company will provide compensation to help cover the costs.

Buildings insurance is typically a requirement by lenders for homeowners who have a mortgage on their property, as it covers the structural elements of the home, such as the walls, roof, and foundations. 🏠 Whereas, contents insurance covers the items inside your home, such as clothes, gadgets, furniture and carpets, and isn't mandatory.

Many home insurance policies are customisable, meaning you can tailor the policy to meet your specific needs and add extra coverage where required. 🤝

Speaking with an expert protection adviser can give you a clear understnding of the most suitable options for you - get in touch today! 👋

The kids are back to school... 📘 And it's finally time to tackle those jobs that have been lingering on your to-do list ...
26/09/2026

The kids are back to school... 📘 And it's finally time to tackle those jobs that have been lingering on your to-do list - like reviewing your finances!

It’s important that you regularly evaluate your financial circumstances to ensure that your current mortgage deal and protection policies still meet your needs. ☑️

❓ Maybe you’ve had a pay rise? Changed your job? Started a family? Simply looking to cut back on spending?

Whatever the circumstances, reviewing your mortgage could help you take advantage of more suitable rates and improve your affordability. Similarly, protection policies and provider criterias also constantly evolve, meaning options that weren't available or suitable in the past might be right for you now.

Make sure to get in touch for a free, no obligation conversation about how we can support you. 👋🧡

Autumn is the perfect time to turn over a new leaf! 🍂We know it can be frustrating to be stuck renting and feeling like ...
24/09/2026

Autumn is the perfect time to turn over a new leaf! 🍂

We know it can be frustrating to be stuck renting and feeling like getting onto the property ladder is a long way off - particularly when saving for a deposit.

But, there are way more options available to first-time buyers than you might realise! 😮

Most lenders now offer deals with deposits as low as 5%, and some even less. Plus, various schemes and incentives such as Shared Ownership, First Homes Scheme, Right to Buy and even deposit contributions from housing developers. 🏡

With the support of an expert mortgage adviser, understanding what’s possible can be the difference between holding off and taking that first step onto the property ladder.

Embrace the change in season with a change of address! Get in touch today. 🧡🍁

"My mortgage deal doesn't end for another 6 months... do I really need to think about it yet?" 💬🤔It may seem a little ea...
22/09/2026

"My mortgage deal doesn't end for another 6 months... do I really need to think about it yet?" 💬🤔

It may seem a little early, but planning ahead could make the process much easier (and potentially cheaper!) for you.

Most formal mortgage offers are valid for up to 6 months, so exploring your options from this point gives you time to lock in a rate, whilst still having the flexibility to switch to a better rate if market rates drop before your current deal officially ends. 📉

It's also important to keep in mind that, without a new deal lined up, you'll be automatically transferred onto your lenders Standard Variable Rate (SVR). 😬 SVRs are often known for being significantly higher than fixed-rate deals, and you could potentially face much higher monthly payments than you were used to.

Remortgage specialist here 👋 Get in touch today!

🏦 Bank Rate held at 3.75%The Bank of England (BoE) has held the base rate at 3.75% once again, with the vote split 6–3, ...
17/09/2026

🏦 Bank Rate held at 3.75%

The Bank of England (BoE) has held the base rate at 3.75% once again, with the vote split 6–3, with three members calling for a rise to 4%.

Inflation has also recently increased to 3.1%, above the Bank’s 2% target, with energy prices being a major factor. The BoE has warned that if the ongoing conflict in the Middle East continues to push energy prices higher, inflation could rise further - potentially increasing the need for future bank rate rises. 📈

What does this mean for mortgages? 📊❓
For those on fixed rates, there’s no immediate change. If your fixed rate is coming to an end shortly, there’s no need to panic. There are still plenty of mortgage options available, and we can help you understand what’s available and plan ahead, rather than making a rushed decision.

As always, we’ll be keeping a close eye on the market and keeping you updated. 🏡

Address

101 New Road Side
Horsforth
LS184QD

Opening Hours

Monday 9am - 10pm
Tuesday 9am - 10pm
Wednesday 9am - 10pm
Thursday 9am - 10pm
Friday 9am - 10pm
Saturday 9am - 10pm
Sunday 9am - 10pm

Telephone

+447733108198

Website

Alerts

Be the first to know and let us send you an email when Mark James - Mortgage Adviser posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Mark James - Mortgage Adviser:

Shortcuts

Share

Category