14/10/2026
Is there some good news for First Time Buyers in England? 👇️
A brand new government scheme is on the way - and it could make getting onto the property ladder much more achievable for first time buyers
It is called Your First Home and with just 2.5% as a deposit, the government may then contribute 20% towards the value of a new build home. A possible huge helping hand for those ready to take their first step 🪜
We’re still waiting for full details to be revealed - including costs, start dates, income caps and local price limits - which are expected to be confirmed at the Budget.
But there’s also talk of an interest free period at the start, giving buyers some breathing room before repayments on the government’s share begin.
There’s plenty we can get moving with now.
At Holme Mortgages, we can help you:
✔️ Support with budgets and affordability
✔️ Talk you through the process ahead
✔️ Discuss any potential hidden costs to look out for
✔️ Get a Decision in Principle prepared so you are ready!
If you’re thinking about buying your first home, now is the perfect time to start preparing.
Message us 💬 directly or email us 📧 at [email protected] to get started.
Holme Mortgages is a trading name of Supreme Financial Solutions Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved 8/10/2026