Karen Crook - Mortgage & Protection Adviser

20/08/2023

03/08/2023

IMPORTANT NEWS 📢

The bank rate has increased to 5.25% today, which may leave you wondering, "What does this mean for me?" 🤔 🏡 You will likely begin paying a higher rate if you're on a standard variable rate or tracker. 🏡

Your rates shouldn't change if you're on a fixed-rate deal. 🏡 If your fixed deal ends in the next six months, preparing now will ensure you have time to explore and discuss your options.

Your lender will contact you if there are any changes to your interest rate but for more information, check out our website for support with your mortgage 👇

Got questions about the mortgage market? Here’s everything you need to know.

01/08/2023

What is Consumer Duty? 🤔

Described as one of the biggest shake-ups in the financial services industry, Consumer Duty is set to improve the way companies help their customers. 🤝

Our latest article covers what you need to know about Consumer Duty and what you can expect on your home-buying journey now that the Financial Conduct Authority (FCA) has set these regulations. 🔎🏡

Described as one of the biggest shake-ups in the financial services industry, Consumer Duty is set to change the way companies help their customers.

28/07/2023

Worried about your mortgage? Here’s what you can do

We understand that times are challenging right now, and that you probably have countless questions and thoughts running through your mind as to how you can navigate this current period.

We understand that times are challenging right now, and that you probably have countless questions and thoughts running through your mind as to how you can navigate this current period.

25/07/2023

🎉🎉whoop whoop! Have had notification from a few lenders that they will be reducing their rates🎉🎉

24/07/2023

Mortgage jargon buster 📢

Say goodbye to the jargon-induced haze and say hello to a brighter, more informed mortgage journey. 🏡 So if you're feeling a little lost in a sea of mortgage terminology, check out our latest article below. 💡

Equity, base rates, and conveyancers. What do they all have in common? They’re all mortgage jargon. Let’s break them down into more manageable chunks…

20/07/2023

How does inflation affect mortgage interest rates?
With inflation and the Bank of England’s recent bank rate rises being a hot topic right now, you might be have some questions regarding inflation and interest rates.

With inflation and the Bank of England’s recent bank rate rises being a hot topic right now, you might be have some questions regarding inflation and interest rates.

13/07/2023

What is the Mortgage Charter?

In light of the recent Martin Lewis mortgage special, you may be wondering, "What is the Mortgage Charter?" 🤔

The Mortgage Charter has been designed to reduce the impact of recent bank rate rises on borrowers. 📈

These new measures aim to assist homeowners through this confusing period in the market. 🏡

Check out our latest article to find out more! 👇

On June 23rd 2023, the Chancellor, Jeremy Hunt, announced new measures to protect borrowers from the impact of recent bank rate rises.

02/07/2023

What is the home buying chain?

The homebuying chain can vary in length, be super simple or more complicated. What exactly is involved? And what on earth does gazumping mean?

The homebuying chain can vary in length, be super simple or more complicated. What exactly is involved? And what on earth does gazumping mean?

30/06/2023

Understanding mortgage interest rates

Base rates, bank rates, mortgage rates, interest rates… there’s a lot of rates out there and yet not a lot of information about what it means for you!

Base rates, bank rates, mortgage rates, interest rates… there’s a lot of rates out there and yet not a lot of information about what it means for you!

28/06/2023

Successful week so far.…

….3 buy to let mortgage deals secured for clients before the required lenders pull their rates

BOOM! 👊