KC Mortgages

12/10/2026

Our diary for this week is filling up fast, and we are so incredibly grateful for all your continued support! ❤️

Just a little reminder that the easiest way to book a call with us is through our website:

www.kc-mortgages.co.uk

Whether you prefer a chat over the phone or a face-to-face appointment, we're here to help! 🏡

I'll be at our Hull Road office all week, so if you'd rather pop in and see us, we'd love to welcome you

Here's to a fabulous week ahead! 🥰

Lots of love,

**Team KC ❤️**

07/10/2026

We’re delighted to welcome Sandie to the team as our newest Mortgage Case Handler
Sandie brings a wealth of banking experience dating back to the early 2000s, along with a sharp eye for detail and a knack for solving problems. Whether a case needs chasing or needs looking into, she’ll be on it.

I’ve worked with Sandie before back in our Northern Rock 🫣 and Virgin Money Days ❤️ and am really looking forward to working together again. I know she’ll be a great asset to our team.

Please join us in giving Sandie a warm welcome! 💙

05/10/2026

27/09/2026

🏡 A 2.5% deposit to buy your first home? This could be huge news for first-time buyers! 🎉

The government has announced plans for Your First Home, a new scheme for first-time buyers in England purchasing a new-build home from a participating developer.

It’s expected to involve a 2.5% deposit and a 20% government-backed equity loan. On a £200,000 home, that could mean a £5,000 deposit, a £40,000 equity loan and a £155,000 mortgage. 🔑

The full rules haven’t been confirmed yet, but if you’ve been wondering how you’ll ever save enough to buy, this is one to watch!

Keep saving while we wait for the details. Even with a smaller deposit, you’ll still need money for legal fees, surveys and moving costs.

If you’re ready to take the first steps towards buying your own home, drop us a message! 💬

The figures above are for illustration only and are based on the proposed scheme. Mortgage availability is subject to lender criteria, affordability and credit checks. Eligibility and the final scheme terms are yet to be confirmed.

KC Mortgages Ltd is an appointed representative of PRIMIS Mortgage Network. Your home may be repossessed if you do not keep up repayments on your mortgage.

25/09/2026

Some lovely reviews to finish a busy week ✨

21/09/2026

Experian now offers a CreditLock facility, designed to help protect you from identity fraud by preventing new credit applications from being made in your name.

However, if you’re going through a mortgage application, please, please make sure you unlock your credit file first!

If it’s locked, the lender may be unable to carry out the full credit search they need. This could delay your agreement in principle or, worse still, hold up your mortgage application and offer.

You can unlock it through your Experian account before we apply.