Ruth Russell - Mortgage Adviser

Ruth Russell - Mortgage Adviser I offer full advice and recommendations to you. I will explain all parts of the journey and understand your needs, preferences and circumstances.

I have access to over 90 lenders to find you the best deal.

11/05/2023

Today the Bank of England's Monetary Policy
Committee (MPC) voted to increase the base rate by 0.25 percentage points, taking the base rate to 4.5%. ⬆️

The base rate is the interest rate set by the Bank of England's Monetary Policy Committee (MPC), which the Bank of England then uses to charge other banks and lenders when they borrow money. Though it is not guaranteed, the base rate often influences the interest rates many lenders charge for various lending products, including mortgages. Time will tell! 🕰️

The change has happened to control inflation and maintain economic stability. 📊🤞

Those on tracker rate mortgages may see their payments increase, but there are options to help ease the burden. If you are on a fixed rate your monthly repayments will not be affected.

Should you be concerned about how the rate will affect your mortgage, message me!

🏡 💰 🏠 💵 📞 📝

09/05/2023

⭐️ 📰 BREAKING NEWS ⭐️🗞️

100% Mortgages are BACK! 🏡

Today, one of my lenders released a new mortgage product called "The Track Record Mortgage". 📈

This product allows individuals who are currently renting and would be first-time buyers to get a mortgage with ZERO DEPOSIT! 😵

Of course, like any mortgage deal, it comes with its own set of criteria that you have to hit to be eligible. 🫡 ✅

So, if you're currently renting and wondering if you might be eligible. Message me today for an appointment! 📅 📞

**Disclaimer**
Availability is subject to lender discretion and criteria, the mortgage product may also be pulled by the lender at any given time without notice.

Happy Saturday! ❤️ 👑Whether you're tuning in to watch the coronation or spending time with loved ones, I hope you have a...
06/05/2023

Happy Saturday! ❤️ 👑

Whether you're tuning in to watch the coronation or spending time with loved ones, I hope you have a wonderful bank holiday weekend! 🌞

When your client brings in a little visitor 😍
18/04/2023

When your client brings in a little visitor 😍

So many emails like this in the last few days! 😍😍😍
14/04/2023

So many emails like this in the last few days! 😍😍😍

❤️❤️❤️❤️❤️❤️
19/03/2023

❤️❤️❤️❤️❤️❤️

Guilty 👋🏼👀🏡❤️💰💴
18/03/2023

Guilty 👋🏼👀🏡❤️💰💴

13/03/2023

Mortgage application submitted FRIDAY … ✅
Mortgage offered TODAY…. 🤗

HAPPY FLIPPING MONDAY! 🏡❤️🙏

Such a busy week and it’s still not over🤘🏼😍🏡I do have the best company today that’s for sure! 🐾
11/03/2023

Such a busy week and it’s still not over🤘🏼😍🏡

I do have the best company today that’s for sure! 🐾

21/02/2023

❤PERSONAL PROTECTION❤

WITHOUT insurance:

1. You pass, family grieves.
2. Family must find ££ to bury you.
3. Family must find ££ to pay off your debt, mortgages, continued rent payments.
4. Family may have to take on more debt to pay the above.
5. Family struggles to make ends meet.
6. Continued money worries...

WITH Insurance:

1. You pass, family grieves.
2. Family has ££ to pay off debts, mortgage, continuing rent payments.
3. No financial worries...

Which situation are you currently in? ☁⭐

I offer FREE advice and set up of personal protection polices! Message me today 📅✔

03/02/2023

Great to see the property market moving back to some sort of normality in 2023!

Positives we are seeing since the new year:

✅ Fixed rates continue to fall - you won’t see this in the media 🗞️

✅ House prices are reducing slightly - great news for prospective buyers 🏡

✅ Less competition for property ✔️

✅ Stamp duty thresholds are currently higher 💰

Hopefully we’ll continue to see fixed rates reducing as inflation falls throughout the year.

Who knew there could be so many positives in a world of doom and gloom ❤️❤️

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The Links
Herne Bay
CT67GQ

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