Mustard Financial Ltd

26/06/2023

Helping you navigate current financial challenges

As of 22 June, the Bank of England raised interest rates from 4.5% to 5% - their highest level for almost 15 years and the thirteenth consecutive increase since December 2021. The cost of living continues to rise, with soaring fuel, energy and food prices. People are reducing their spending, whilst the Bank is trying to contain the cost of living and prevent a recession with this interest rate increase.

What can you do to help navigate the current financial challenges you’re facing? Talking to us, your financial advisers, is a good place to start. We can help to make sure you and your family have the most appropriate mortgage and policies in place.

If you would like to discuss how we can help you, get in touch to book an appointment. Please call 0330 1330826
or e-mail [email protected]

Mustard Financial is an appointed representative of PRIMIS Mortgage Network, a trading name of (Advance Mortgage Funding Limited/First Complete Limited/Personal Touch Financial Services Ltd) which is authorised and regulated by the Financial Conduct Authority.

“YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE”

1. Fee charged? “We usually charge a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.”

10/05/2023

Become A First Time Buyer Without a Deposit!

It is now possible to become a homeowner without having to save up for a deposit. Skipton are paving the way with products lending up to 100% of the property’s value!

For so long there has been frustration amongst those with a consistent track record of making high rental payments on a monthly basis, yet those first rungs of the property ladder remain constantly out of reach due to not being able to save up for that all important deposit.

There will be many that are relieved to hear that, for the first time, rental history will now be taken into account when considering first time mortgage applicants.

Key Criteria includes:
• Each applicant must be a First Time Buyer.
• Each applicant must be aged 21 or over.
• The same people who are renting now (and have been for the last 12 months) must be the same people on the mortgage. (Exceptions apply - see Skipton's website for more information)
• Must have proof of having paid rent for at least 12 months in a row, within the last 18 months.
• Must also have 12 months experience paying all household bills within the last 18 months.
• Each applicant will have no missed payments on debts / credit commitments in the last 6 months.
• The monthly mortgage payment must be equal to or lower than the average of the last 6 months rental cost.
• The deposit must be less than 5%.
• Maximum loan size £600,000.
• Not available on New Build flats.

It is important to seek advice to understand your eligibility for these products.

Get in touch with Mustard Financial to find out more at [email protected], or on
0330 133 0826 and our friendly team will be happy to help.

Your home may be repossessed if you do not keep up with mortgage payments.

12/04/2023

We had great fun having our new business photos done. Join in the debate! Who thinks we should include this outtake on the new website?

12/04/2023

We are delighted to feature in this month's edition of Cornwall Living! Also, check out the competitions for a chance to win a prize courtesy of Mustard Financial, a two-night stay at Helford Hideaway.

04/04/2023

Another excellent review for Peter & Emily!

Peter and Emily helped me secure a mortgage for my new home and were very professional and supp ...

13/03/2023

Cornwall LivingIssue dreams come trueWith a wealth of knowledge and experience, Mustard Financial are here to help. Who doesn’t want to move to Cornwall? Having both relocated to the land of beautiful beaches, historic towns and quaint fishing villages, Peter and Josie fully understand ...

24/12/2022

Wishing you all a very Merry Christmas and a Happy New Year!

11/11/2022

Thank you, Mr P for the lovely gifts you sent us. We wish you every happiness in your new home 😀🏡

13/10/2021

Thank you Mr & Mrs Johnson for a wonderful thank you gift.
Looking forward to working with you in the future 😀

11/10/2021

Lovely to receive thank you’s from our clients 😀