Katie Scorey - Mortgage, Protection, Equity Release

24/04/2026

https://thematherpartnership.web.lifesycle.co.uk/properties/499060
Looking for a new home in Helston?

I have Spotted this lovely property currently on the market.

Here’s an example breakdown based on today’s rates (24/04/2026).
🔹 Purchase Price: £260,000
🔹 Deposit (10%): £26,000
🔹 Mortgage Required: £234,000
🔹 Estimated Monthly Repayment: £1216.56 based on a 2-year fixed rate at 5.34% over 35 years APRC 6.75%)
🔹 Product details: No arrangement fee and free valuation!

Please note:
This is for a home mover, based on a repayment mortgage, assuming a strong credit score and standard affordability.
Rates and repayments will vary depending on your personal circumstances and market conditions.
📌 This example is for illustrative purposes only and does not constitute financial advice. Product availability and rates are subject to change. Speak to a qualified adviser for tailored advice.

This beautifully presented three bedroom terraced home is situated on a popular estate and has been modernised throughout to a high standard, offering a true move in ready opportunity.

24/03/2026

Below is a really good article to explain why we are seeing mortgage rates increase at the moment and what is causing this!

https://www.theguardian.com/lifeandstyle/2026/mar/19/why-mortgage-rates-going-up-bank-of-england-base-rate-same?fbclid=IwZnRzaAQvgzBleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEe1zM1hSQReNEEqSJnHtec47XLEzBSwbLPAY3Jr8CCobCB7RwpWv_z9nuxkSM_aem_eSV8Qk00RNbpIDuPATCDiw

To understand this you need to know about swap rates and the impact of the war in Iran

25/11/2025

🏡 First time buyer? Looking for an affordable local property?
I have Spotted this gorgeous 2 bedroom cottage, located close to Helston town centre on Rightmove, listed at £160,000.

Here’s an example breakdown based on today’s rates (25/11/2025).
🔹 Purchase Price: £160,000
🔹 Deposit (5%): £8,000
🔹 Mortgage Required: £152,000
🔹 Estimated Monthly Repayment: £741.15 (based on a 2-year fixed rate at 4.73% over 35 years APRC 6.9%)
🔹 Product details: No arrangement fee and free valuation!

Please note:
This is for a first-time buyer, based on a repayment mortgage, assuming a strong credit score and standard affordability.
Rates and repayments will vary depending on your personal circumstances and market conditions.

📌 This example is for illustrative purposes only and does not constitute financial advice. Product availability and rates are subject to change. Speak to a qualified adviser for tailored advice.

Nestled in a secluded spot, just a stone’s throw away from the town centre, this two bedroom semi-detached cottage offers a unique blend of tranquillity and convenience. As you step through the front door, you are welcomed into a cosy living room with original features such as wooden beams and an ...

06/11/2025

https://www.telegraph.co.uk/business/2025/11/06/interest-rates-bank-of-england-uk-ftse-100-markets/

The Bank of England has kept interest rates on hold weeks before Rachel Reeves is expected to raise taxes in the Budget.

30/10/2025

https://www.introducertoday.co.uk/article/2025/10/what-the-experts-think-will-happen-to-mortgage-rates-over-the-coming-months/

The UK property market has been in a holding pattern for much of 2025. Many buyers are reluctant to commit amid uncertainty, waiting for clearer signals on borrowing costs. So, what do the experts think will happen to mortgage rates? Let’s dip into their forecasting – drawn from macro trends, Ba...

10/09/2025

https://thematherpartnership.co.uk/properties/sale/troon/nr-camborne/farmhouse-with-approx-6-acres-of-land-nr-camborne/

What an amazing lifestyle opportunity!

🏡 How much would this property cost per month?

Here’s an example breakdown based on today’s rates (10/09/2025).
🔹 Purchase Price: £695,000
🔹 Deposit (40%): £278,000
🔹 Mortgage Required: £417,000
🔹 Estimated Monthly Repayment: £1807.71 (based on a 2-year fixed rate at 3.85% over 35 years, APRC 7% )
🔹 Product details: Fee of £999, and valuation £100
Please note:
This is for a home mover, based on a repayment mortgage, assuming a strong credit score and standard affordability.
Rates and repayments will vary depending on your personal circumstances and market conditions.
📌 This example is for illustrative purposes only and does not constitute financial advice. Product availability and rates are subject to change. Speak to a qualified adviser for tailored advice.

Situated in a wonderful position with beautiful countryside views, this charming detached farmhouse presents a unique opportunity for those seeking a slice of rural life. With four spacious bedrooms, this property is perfect for families or those desiring extra space for guests or a home office. Ste...

13/08/2025

https://www.msn.com/en-gb/money/other/some-nationwide-customers-set-for-borrowing-boosts-under-new-rules/ar-AA1KpT2n?ocid=entnewsntp&pc=DCTS&cvid=689c8e00dbae4df39dfa30a33002ab11&ei=11

Good News for those looking to borrow more on their remortgage!

Nationwide has changed a key rule

01/08/2025

Renting and want to buy your own home 🏡

Did you know there is an option to buy with NO DEPOSIT 💵!!!!!

Who can apply;

👍 Haven’t owned a property in the UK 🇬🇧 in the last 3 years
👍 You are aged 21 or over
👍 No missed payments on debts/credit commitments in the last 6 months
👍 You want to borrow up to £600,000
👍 you are not looking to buy a property in Northern Ireland

Sole applicant:
🌟 You have paid all the rent for 12 months in a row, within the last 18 months, may also want to see proof of payments for household bills.

Joint applicants:
🌟 You can prove that all rent has been paid by one applicant or collectively for 12 months in a row, within the last 18 months
🌟 said you have been renting separately, you can prove that you have paid all your rent
🌟 In either case lender may also want to seee proof of household bills.

You could lose your home if you don’t keep up your mortgage repayments.

25/07/2025

https://thematherpartnership.co.uk/properties/sale/uncategorized/helston/tucked-away-home-close-to-town-centre-helston/

🏡 How much would this property cost per month?

This lovely 3 bedroom house located near the centre of Helston, is listed at £275,000.

Here’s an example breakdown based on today’s rates (25/07/2025).
🔹 Purchase Price: £275,000
🔹 Deposit (40%): £110,000
🔹 Mortgage Required: £165,000
🔹 Estimated Monthly Repayment: £786.78 (based on a 5-year fixed rate at 3.99% over 30 years APRC 5.4%)
🔹 Product details: No arrangement Fee!
Please note:

This is for a home mover, based on a repayment mortgage, assuming a strong credit score and standard affordability.
Rates and repayments will vary depending on your personal circumstances and market conditions.

📌 This example is for illustrative purposes only and does not constitute financial advice. Product availability and rates are subject to change. Speak to a qualified adviser for tailored advice.

Tucked away in a quiet and private position, yet only a short stroll from the heart of town, this three bedroom semi-detached home offers the perfect blend of modern living and convenience. Step inside to discover a bright and spacious open plan lounge, dining, and kitchen area—a stylish and socia...

17/07/2025

https://www.rightmove.co.uk/properties/164397800 #/?channel=RES_BUY

🏡 How much would this property cost per month and what income would you need for this mortgage?

Spotted this 2 bedroom house located in Helston on Rightmove, listed at £215,000
Here’s an example breakdown based on today’s rates (17/07/2025).
🔹 Purchase Price: £215,000
🔹 Deposit (10%): £21,500
🔹 Mortgage Required: £193,500
🔹 Estimated Monthly Repayment: £868.66 (based on a 5-year fixed rate at 4.49% over 40 years APRC 6.20% )
🔹 Product details: No Arrangement fee, and cashback of £500!

Please note:
This is for a first-time buyer, based on a repayment mortgage, assuming a strong credit score and enhanced affordability fixed for 5 years.

Sole applicant with no liabilities or dependents earning an employed income of £32,500 with £50 travel costs per month could potentially borrow the amount needed for the above scenario!

Rates, repayments and affordability will vary depending on your personal circumstances and market conditions.
📌 This example is for illustrative purposes only and does not constitute financial advice. Product availability, rates and affordability are subject to change. Speak to a qualified adviser for tailored advice.

2 bedroom end of terrace house for sale in Ideal first home, Helston, TR13 for £215,000. Marketed by Mather Partnership, Helston

11/07/2025

https://www.rightmove.co.uk/properties/146271437 #/?channel=RES_BUY

🏡 How much would this property cost per month?

Spotted this gorgeous 4 bedroom Family home located in Camborne on Rightmove, just reduced to £350,000!!

Here’s an example breakdown based on today’s rates (11/07/2025).

🔹 Purchase Price: £350,000
🔹 Deposit (20%): £70,000
🔹 Mortgage Required: £280,000
🔹 Estimated Monthly Repayment: £1266.78
(based on a 5-year fixed rate at 4.16% over 35 years APRC 6.00% )
🔹 Product details: Fee of £895

Please note:
This is for someone moving home, based on a repayment mortgage, assuming a strong credit score and standard affordability.
Rates and repayments will vary depending on your personal circumstances and market conditions.

📌 This example is for illustrative purposes only and does not constitute financial advice. Product availability and rates are subject to change. Speak to a qualified adviser for tailored advice.

4 bedroom detached house for sale in Spacious family home, Camborne, TR14 for £350,000. Marketed by Mather Partnership, Helston