What are the opening hours?

Monday 9am - 7pm Tuesday 9am - 7pm Wednesday 9am - 7pm Thursday 9am - 7pm Friday 9am - 7pm Saturday 10am - 6pm Sunday 10am - 6pm

Intouch Financial Advice Ltd

Home
United Kingdom
Hebburn
Intouch Financial Advice Ltd

Our expert financial advisors are on hand with clear advice for mortgages & Protection. Approved by The Openwork Partnership on 24/02/2025.

Having trouble finding the right mortgage? Sourcing the right insurance? Or simply looking for advice on wills and estate planning or pension and Investment advice? You need an expert financial advisor. At InTouch Financial Advice, we have decades of expertise as professional financial advisors for every aspect of mortgages, protection, general Insurance . With the launch of our wills & estate pla

nning service and our referral service for wealth management and more. Offering a full service tailored to you. Plus, we put our clients first and aim to provide a first-class service to everyone we help along the way. There are many reasons why you may be struggling to find the right mortgage or insurance deal. From employed to self-employment to helping with past credit problems, zero-hours workers to those in a probationary period at work. Whatever your financial challenge, speaking to an expert financial advisor can pave the way to better things – and the life you’re looking for and the protection to deliver.

04/03/2026

Intouch Financial Advice Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

13/06/2024

The information a lender finds during a credit check is important – it could affect whether you’re able to borrow money, including through a mortgage, and the interest rate you’re offered. Yet, they can also seem perplexing.

Indeed, a Royal London survey found that a third of Brits had never looked at their credit report.

The good news is that we can help you cut through the jargon, so you feel more confident next time you apply for a loan.

Lenders usually carry out a credit check to assess how much risk you pose.

Lenders carry out a credit check by looking at your credit report to understand how financially stable and reliable you are. Your credit report includes:
• Personal details, such as your name and address
• Borrowing and payment history
• Current borrowing and credit limits
• Details of people you’re financially linked to, like your partner.

If their check indicates that you are more likely to default on repayments, a lender may offer you a higher interest rate, which would affect your repayments and the total cost of borrowing, or even reject your application.

Hard v soft credit check:

Two different types of credit searches can be carried out – a hard or soft credit check.

A soft credit check happens when you review your credit report or a lender checks to see if you’re eligible for certain offers. A soft credit check doesn’t show up on your report.

A hard credit check is usually carried out when you’ve made a finance application, such as a credit card or mortgage, and the lender wants to take an in-depth look at your report.

Hard credit checks may be noted on your credit report for up to two years and will be visible to other lenders.

Several hard credit checks in a short space of time may affect your ability to borrow as it could indicate you’re struggling to manage your finances. As a result, taking the time to understand which lenders are suitable for your needs could be useful as it may reduce the number of hard credit checks that are carried out.

A hard credit check can only be performed with your permission.
Don’t worry if you’re unsure about the two different types of credit searches and what they mean to you, we’re on hand to talk you through it all.

6 useful steps you could take to improve the outcome of a credit check.

By reviewing your credit report and score before applying for credit, you may have a chance to improve how lenders view you.

Here are six steps you may be able to take.

1. Search your credit report for any mistakes and contact the provider to fix them
2. Register on the electoral register to demonstrate stability
3. Reduce your outstanding credit
4. Pay more than the minimum payment on a loan or credit card
5. Avoid late payments by automating bills
6. Be careful about applying for new forms of credit.
Speak to your adviser if you have any questions

If you have any questions about your credit report or are worried about what it means for your future, including the ability to secure a mortgage, please don’t worry. You can contact InTouch on 0191 469 6121 or drop us an email on [email protected] to discuss your concerns and plans.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Approved by The Openwork Partnership on 20/12/2023.

10/06/2024

Are you self-employed and feeling overwhelmed by the mortgage process?

You’re not alone! As mortgage advice experts, we can help you navigate the mortgage market.

Talk to us to find out more and call us on 0191 469 6121 or email us at [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Approved by The Openwork Partnership on 05/04/2024.

31/05/2024

Can I get a mortgage after 50?

There are plenty of deals out there for those looking for a mortgage in their 50s and beyond!

Talk to us, we can help you navigate the mortgage market and find the right deal for you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Approved by The Openwork Partnership on 05/04/2024.

12/05/2023

Well done Adam for another great review!

Our office is open Monday to Friday 9 - 6, Saturday and Sunday 10 - 6, give us a call on 0191 469 6121

28/04/2023

We are proud of our excellent rating on Trust Pilot, here's what just one of our customers said!

28/01/2023

Did you put off buying your first home or moving home after interest rates increased significantly in 2022?

The first few weeks of 2023 have seen many lenders decrease rates significantly.

Get in touch to find out how much can borrow & how much it'll cost you.

0191 469 6121.

www.intouchfinancial.co.uk/

25/08/2022

Another great review on our google page for Jan & Olivia.

Client satisfaction is always at the forefront of what we do.

Find out how we can help you: www.intouchfinancial.co.uk

25/07/2022

Have you been told you cannot get a mortgage due to your credit history?

For our clients with bad credit or poor credit scores, it can seem like the world is against you when it comes to finding a mortgage. At InTouch Financial Advice, we specialise in adverse mortgages alongside our standard mortgage offerings. Thanks to our vast network of lenders, we’re the right choice if you want to find a financial option that meets your needs despite poor credit.

Book your call back today at https://www.intouchfinancial.co.uk/request-a-callback

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

15/06/2022

The reviews just keep getting better, 5 stars yet again!

Our advisers simplify every situation, ensuring that you understand each and every step.

Find out how we can help you: www.intouchfinancial.co.uk

13/06/2022

We are delighted to announce that InTouch Financial won the award for 'Best Mortgage Broker (less than 8 advisers)' at the prestigious 2022 Mortgage Strategy Awards.

Customer outcome & client satisfaction is always at the forefront of what we do & we are over the moon that out hard work and dedication to this over the last 12 months has been recognised with this award.

Should you require any advice with your mortgage or protection needs - do not hesitate to get in touch.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Address

Hebburn
NE312EQ

Opening Hours

Monday	9am - 7pm
Tuesday	9am - 7pm
Wednesday	9am - 7pm
Thursday	9am - 7pm
Friday	9am - 7pm
Saturday	10am - 6pm
Sunday	10am - 6pm

Telephone

+441914696121

Website

http://www.intouchfinancial.co.uk/

Alerts

Be the first to know and let us send you an email when Intouch Financial Advice Ltd posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Intouch Financial Advice Ltd:

Shortcuts

Address
Telephone
Opening Hours
Alerts
Contact The Business
Claim ownership or report listing

Want your business to be the top-listed Finance Company in Hebburn?